Can I Sell My Amsterdam House With Back Taxes or Liens?

Yes. USA Home Buyers buys houses as-is in the City of Amsterdam and Montgomery County, New York, including houses with back taxes or liens. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. You can call before you have every balance or notice; the responsible office or creditor confirms current figures as the sale moves forward.

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing. The creditor or tax office provides current payoff information, and the title company checks property records and works through the payoff details for closing.

The City says City and County taxes are billed separately. Use the issuing office shown on the bill: contact the City Treasurer about a City tax account and the Montgomery County Treasurer about a County-level tax or foreclosure notice. Confirm the property address and jurisdiction with the office.

No. City or County tax-foreclosure information concerns unpaid property taxes and is separate from a lender mortgage foreclosure. New York mortgage foreclosures proceed through court, and a referee conducts the sale. Check the current notice and court papers for the process that applies to the property.

Start with the property address and whatever you have: a tax bill or notice, parcel number, lien or judgment notice, creditor or mortgage statement, case number, or sale notice. You can call before you have every record or know the current payoff.

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

We talk through the house and the information you have, review the property as it stands, and give you the proposed offer and terms in writing before you decide. The title company checks the property records while the creditor or tax office confirms payoff information for closing.

When the price exceeds $500, New York State real estate transfer tax is $2 for each $500 of sale price, or part of $500. The seller normally pays this base tax, though the agreement can provide otherwise; local transfer taxes may add. A separate 1% mansion tax applies to residential sales of $1 million or more and is normally paid by the buyer. When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.