Amsterdam, NY · Montgomery County · Market Report
Amsterdam, NY Housing Market and Selling Costs
Use this report to compare selling as-is, listing, making repairs, or waiting. Market measures provide area context, while your house's condition, occupancy, costs, and timing shape the decision for your address.
USA Home Buyers buys houses in the City of Amsterdam and throughout Montgomery County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 to talk about the property.
We give written cash offers in 24 hours.
Share the address and what you know about its condition, occupancy, and timing.
Amsterdam housing market numbers
Use the figures below as context, not as a price for your address. No current City of Amsterdam market observation is included here, and a county or regional figure would not stand in for the city.
Housing prices and selling conditions
These measures describe housing prices and selling conditions for the areas and periods shown. Compare them alongside repair costs, your mortgage payoff and selling costs.
| Measure | Value | Source and area | Period |
|---|---|---|---|
| Median sale price | $215,247 | Redfin · Amsterdam, NY | Three months ending September 2026 |
| Median days on market | 12 days | Redfin · Amsterdam, NY | Three months ending September 2026 |
| Homes sold | 43 homes | Redfin · Amsterdam, NY | Three months ending September 2026 |
| Typical home value (Zillow ZHVI) | $245,150 | Zillow · Amsterdam, NY | As of September 2026 |
| For-sale inventory | 67 homes | Zillow · Amsterdam, NY | As of September 2026 |
Include utilities, other bills and any mortgage payments while waiting to sell. Allow time for closing, too.
Zillow's typical home value is a modeled market measure, not a price or offer for your particular house: $245,150 (As of September 2026; Zillow typical home value for Amsterdam, NY).
What market numbers mean for your house
A town-wide or city-wide figure does not price your particular house. Its condition, needed repairs, access, whether tenants live there, and the time you have can change how an as-is sale compares with listing or repairing first.
A tenant-occupied house may need a different showing plan than a vacant one, and waiting can add carrying costs. We can review the condition and occupancy with you so you can compare an as-is sale with listing or repairing first.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
New York transfer taxes and local records
New York State real estate transfer tax is $2 for each $500 of sale price, or part of $500, when the price exceeds $500. For example, that is $400 on a $100,000 sale before any local tax or exemption. The seller normally pays the base tax, but the sale agreement can provide otherwise; local transfer taxes may add to it. A separate 1% mansion tax on residential sales of $1 million or more is normally paid by the buyer.
When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Montgomery County lists the City of Amsterdam and Town of Amsterdam separately; this report covers the City, whose assessor's office is linked below.
Compare the sale price with what you may keep
The sale price is not the amount left after costs. Compare a realistic listing price or written offer with repairs and cleanout, your mortgage payoff, listing commission if you list, other selling costs, and bills while you wait. The calculator lets you change planning assumptions to fit your house.
Just an estimate — the actual number could be more or less depending on the home's condition.
Compare what you may keep with the Amsterdam net-proceeds calculator →Amsterdam, NY Home Sale Net Proceeds Calculator
CalculatorCompare what you would keep from listing your house or selling as-is for cash. Change the repair costs, cleanout, monthly bills and closing costs to fit your house.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Amsterdam market report questions
Do Amsterdam market numbers tell me what my house will sell for?
No. These figures are market context, not a price for your particular house. No current City of Amsterdam market figure is included here, and a county or regional figure would not fill in the condition, repairs, occupancy, and timing that shape your comparison.
What New York transfer taxes should I include?
New York State real estate transfer tax is $2 for each $500 of sale price, or part of $500, when the price exceeds $500. The seller normally pays this base tax, but the sale agreement can provide otherwise; local transfer taxes may add to it. A separate 1% mansion tax on residential sales of $1 million or more is normally paid by the buyer.
What costs are separate from the closing costs we pay?
When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
How do I compare a sale price with what I may keep?
Compare the sale price or written offer with the costs tied to your house: repairs or cleanout, mortgage payoff, listing commission if you list, other selling costs, and the bills you would carry while waiting. The calculator lets you change planning assumptions; its result is an estimate, not an offer.
How can I start a property review?
Use the form on this page or call 888-274-5006. Share the address, condition, occupancy, and the timing you are considering so you can compare the written numbers with listing, repairs, and waiting.
We give written cash offers in 24 hours.
Share the address and what is going on with the house.