Ann Arbor, Michigan · Washtenaw County

Can I Sell My Ann Arbor House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. USA Home Buyers buys houses as-is in Ann Arbor, MI and Washtenaw County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Liens and back taxes can be addressed through the sale, with current payoff details checked as closing is prepared.

Call 888-274-5006 to talk through the house, or send the address below.

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Start with the address and what you know about the lien or tax notice.

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How lien and tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

The closing-cost promise does not pay your mortgage balance, liens, back taxes, or your share of current property taxes. Those amounts are separate and are confirmed for the specific sale.

The lender, creditor, or tax office provides its current balance and payment instructions. The title company checks the property records and works with the relevant parties on the figures used for closing.

Records that can help

Start with the Ann Arbor property address and whatever you have: a recent mortgage or lien payoff statement, property-tax bill or notice, parcel number, or court paper and case number. The lender or office named on a notice can confirm its current balance. You can call us before you have every document or figure.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the property

    Tell us the Ann Arbor address, what notice or payoff information you have, and what timing concerns you. You can start with what you know; you do not need to resolve the balance before calling.

  2. 2. Review the house and written terms

    We review the house as it stands and provide a written offer and written terms before you commit. Read the proposed sale price, closing costs, and payoff treatment before deciding.

  3. 3. Check title and payoff information

    If you choose to proceed, the title company reviews the property records for the sale. The lender, creditor, or tax office confirms its current payoff and instructions, and the title company prepares the closing figures.

  4. 4. Review the figures and close

    You review the written sale and payoff figures with the title company. The sale closes through a title company under the written terms you accepted.

Washtenaw County records and tax questions

Ann Arbor is in Washtenaw County. Deed and land-record questions are separate from current tax balances and lender payoffs. A delinquent property-tax matter and a mortgage-foreclosure matter are also separate; use the current notice and the office, lender, or court named on it to check status and dates.

Mortgage-foreclosure questions follow a separate path from property-tax matters. Use the contact and current dates in the mortgage or court notice, and see our Ann Arbor foreclosure information for a separate starting point.

Compare possible net proceeds

Use the Ann Arbor home-sale net proceeds calculator to compare your own estimates for sale price, mortgage payoff, liens, taxes, repairs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Ann Arbor home-sale net proceeds calculator →

What sellers say about USA Home Buyers

Ann Arbor property liens and back taxes questions

Can I sell my Ann Arbor house with back taxes or liens?

Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses as-is in Ann Arbor and Washtenaw County. The current balances and payoff instructions are checked for the sale.

Do I have to pay liens or back taxes before closing?

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing. Your mortgage balance, liens, back taxes, and share of current property taxes are separate from our closing-cost promise.

What records can help, and can I call before I have them?

A recent mortgage or lien payoff statement, property-tax bill or notice, parcel number, and any court paper or case number can help. The lender or tax office confirms its current amount and instructions, and the title company checks property records for the sale. You can call us with what you have; you do not need to gather everything first.

Are a property-tax sale and mortgage foreclosure the same thing?

No. A delinquent property-tax matter and a mortgage-foreclosure matter are separate. Check the current status and any date with the office, lender, or court named in the notice. Do not rely on one notice to tell you the status of the other.

What if the payoff is more than my Ann Arbor house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens after I call about a lien or back taxes?

We talk through the house and the information you have. We provide a written offer and written terms before you commit. If you choose to proceed, the title company and the relevant lender or tax office check the records, current payoff information, and closing figures for the sale.

Which Ann Arbor and Washtenaw County offices can I contact?

For deed and land-record context, start with the Washtenaw County Clerk / Register of Deeds. For county property-tax information, use the County Treasurer and property-tax resources, and check your current bill or notice for the contact handling that account.

Talk through the property

Call 888-274-5006 or use the form above. Start with the Ann Arbor address and the notice or payoff information you have.

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