How we help with a foreclosure sale
We look at the notice, sale date, and mortgage payoff with you, then work toward a closing. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs.
Mortgage foreclosure and tax sales are different
A Missouri mortgage foreclosure under a deed of trust with a power of sale can proceed through a trustee's sale without a court case. State law requires the sale to be held in the county where the house is, with at least 20 days' notice published in a newspaper and mailed to the owner of record by certified or registered mail.
A sale for delinquent property taxes is a separate county process. For Jefferson County tax-sale information, contact the County Collector.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
- Call or use the form. Tell us about the house and the date on your notice.
- We review the notice and work with the title company on title and lender-payoff details.
- You get a written offer and written terms before you commit, and we close through a title company.
- Close as fast as 7 days when title and closing details allow.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Jefferson County tax-sale information
If your notice is about unpaid property taxes rather than a mortgage, the Jefferson County Collector handles property-tax accounts and shares land-sale information. A title company or attorney can help confirm the current trustee-sale date and payoff amount.
Jefferson County Collector of RevenueQuestions and contact
Call 888-274-5006 or use the form above. We can go through the notice, sale date, and payoff with you.
Compare possible sale proceeds with the Arnold home-sale calculator →
Questions about foreclosure in Arnold, Missouri
Can I sell my Arnold house before a trustee's sale?
A sale may still be possible if the mortgage payoff can be paid before the trustee's sale. Share the sale date and notice with us, and we can work through the payoff and closing details with you.
Is a mortgage foreclosure the same as a Jefferson County tax sale?
No. A mortgage foreclosure is about the home loan and may proceed through a trustee's sale. A sale for delinquent property taxes is a separate county process; the Jefferson County Collector shares land-sale information.
Can I redeem my Missouri house after a trustee's sale?
If the lender or someone acting for it buys the house at the trustee's sale, the owner may redeem within one year. The owner must give written notice at the sale or within the ten days before it, then file a court-approved bond within 20 days after the sale.
What if the mortgage payoff is more than my house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Missouri redemption after a trustee's sale
If the lender or someone acting for it buys the house at the trustee's sale, the owner may redeem within one year. To keep that right, the owner must give written notice at the sale or within the ten days before it, then file a court-approved bond within 20 days after the sale.
We give written cash offers in 24 hours.
Tell us what is happening with the house and the sale notice.
What our sellers say
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“I was four months behind on my mortgage and the notices were stacking up. I didn't even know I could sell and still come out with money. USA Home Buyers explained the whole thing, the offer was fair, and we closed before things got worse. Huge weight off my shoulders.”