List with an agent or sell on your own
You can compare the expected price after preparation, repairs, showings, buyer requests, selling costs, and the time you’ll carry the house.
Arnold, Missouri · Jefferson County seller guide
Yes. USA Home Buyers buys houses in Arnold and Jefferson County, Missouri. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Compare a direct sale with listing by looking at the work, timing, and what you would keep.
You get a written offer and written terms before you commit, and we close through a title company. We answer 24/7 at 888-274-5006. Call to talk through the house or use the form.
Share the address, condition, who lives there, and the timing you’re considering.
Compare the choices
A listing can make sense when you have time to prepare the house, arrange showings, and work through buyer requests. Compare the possible sale price with repair and cleanout costs, commissions, and the bills you would carry while waiting. A direct sale gives you written terms to weigh against that plan.
You can compare the expected price after preparation, repairs, showings, buyer requests, selling costs, and the time you’ll carry the house.
We look at the house as it stands and give you written terms to compare. You decide whether the sale works for you.
Compare the written Cash Offer and EZ Sale numbers with the work, timing, and amount you want to keep. You choose whether either set of terms works for you.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Arnold, MO calculator →
Questions about the two options? Call 888-274-5006.
Steps and numbers
1
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
We give written cash offers in 24 hours.
3
You get a written offer and written terms before you commit, and we close through a title company.
Close as fast as 7 days when title and closing details allow.
Estate sale
The person appointed by Missouri’s probate court as the personal representative handles the estate sale. You can sell in the estate’s name once the estate is open — no need to put the house in your own name first. If you need an estate attorney, we can help you find one.
In independent administration, the representative generally can sell estate real estate without a separate court order, within the will’s limits and for the estate’s benefit. In supervised administration, the representative asks the court to approve the sale; heirs and people named in the will receive notice, and the representative reports the sale to the court. A will may also give an executor power to sell.
RSMo §473.783 — independent administration · §473.810 — personal representative’s powers · §473.460 — court-approved estate sales · §473.493 — sale petition and notice · §473.513 — report of sale · §473.457 — executor’s power in a will
Missouri foreclosure timing
With a deed of trust that gives the lender a power of sale, a Missouri mortgage foreclosure can go through a trustee’s sale without a court case. The sale is held in the county where the house is, with at least 20 days’ notice published in a newspaper and mailed to the owner of record by certified or registered mail. A sale may still be possible if the loan can be paid off before the sale. If you have a sale date, call us and we can talk through the house and timing.
If the lender or someone acting for it buys the house at the trustee’s sale, you may have one year to redeem it. To keep that right, you must give written notice of intent at the sale or within the 10 days before it, then file a court-approved bond within 20 days after the sale.
RSMo §443.310 — place and notice of sale · §443.320 — published notice · §443.325 — mailed notice · §443.410 — redemption after a trustee’s sale · §443.420 — redemption notice and bond
A mortgage foreclosure and a Jefferson County delinquent-tax sale are different processes. For county property-tax and tax-sale questions, contact the Jefferson County Collector of Revenue.
Missouri closing costs
Missouri’s Constitution bars state, county, and local governments from imposing new taxes on real-estate sales or transfers after December 2, 2010. Recording a deed still has a cost: $5 for the first page and $3 for each additional page, plus per-document fees set by state law. The deed’s page count and other recorded documents affect the total.
When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees.
Missouri Constitution, Article X, Section 25 · RSMo §59.310 — deed-recording fees · §59.319 — recorder user fees · §59.800 — additional recording fees
Local property questions
Arnold’s building and land-use rules apply inside city limits. Around Arnold, the City coordinates with Jefferson County and other agencies. If a city notice or permit question is part of your sale, call us with the address and we’ll sort out which office to contact.
City of Arnold development plan · Jefferson County GIS and map information
Where to find help
City Hall is at 2101 Jeffco Boulevard, Arnold, MO 63010. Contact the City about city building and land-use questions.
Probate court filings and case information.
Recorded deeds and other land documents.
Property assessments and county property records.
Property-tax account and tax-sale questions.
Not sure which office handles your question? Call us — we’ll sort it out with you.
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Yes. USA Home Buyers buys houses in Arnold and Jefferson County, Missouri as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You get a written offer and written terms before you commit, and we close through a title company.
The personal representative appointed by the Missouri probate court handles the estate sale. The representative’s authority depends on whether the estate is under independent or supervised administration and what the will says. If you need an estate attorney, we can help you find one.
A sale may still be possible if the loan can be paid off before the sale. With a deed of trust that gives the lender a power of sale, the lender can foreclose through a trustee’s sale without a court case.
You don’t always need to evict to sell to us. We buy houses with tenants in place — we’ve done it many times, including cash-for-keys when that works better for everyone.
Missouri’s Constitution bars state, county, and local governments from imposing new taxes on real-estate sales or transfers after December 2, 2010. Deed-recording fees still apply: $5 for the first deed page and $3 for each additional page, plus per-document fees set by state law. When you sell to us, we pay the closing costs.
Call 888-274-5006 or use the form above. Not sure which office or sale option fits? Call us — we’ll sort it out with you.
Go to the form →