What we take on after a fire
You can sell without first cleaning the house, repairing fire damage, or hauling debris. We buy the property as it stands, so you do not have to take on a cleanup or restoration project before selling to us.
Follow the safety directions for the actual property. Do not enter if officials have restricted access or said the structure is unsafe.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
- Tell us what was damaged and what you know about access, the claim, or the mortgage.
- We discuss the property with you and review it as it stands.
- We give you written offer terms before you commit; if you choose to proceed, closing is through a title company.
Aurora building permits and code questions
For a property within the City of Aurora, Community Development routes building-permit and code-enforcement questions. City Hall is at 2 West Pleasant, Aurora, MO 65605; call 417-678-5121 and ask to be routed to the department. Check the current requirements for the specific address before starting cleanup, repairs, or other work. For an address outside the city, contact the local government responsible for that property. If officials have restricted entry or said the structure is unsafe, do not enter; follow their directions.
Compare rebuilding with selling as-is
Put your own written cleanup, repair, and rebuilding estimates beside the written sale terms. Consider debris removal, property costs while the work is underway, the time and project management involved, and the mortgage payoff and other costs tied to your sale. Ask your insurer and mortgage servicer how their requirements apply to your claim; do not assume a particular insurance payout.
Use the Aurora home-sale net proceeds calculator with your own planning assumptions to compare what you may keep from a sale. It is an estimate, not an insurance payout or contractor quote.
Fire-Damaged House Questions
Can I sell a fire-damaged house in Aurora, MO?
Yes. USA Home Buyers buys fire-damaged houses in Aurora and Lawrence County exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Do I have to clean, repair, or haul debris before selling?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You do not need to take on cleanup or haul fire debris to sell the house to us.
Can I enter the house or start cleanup after a fire?
Do not enter if officials have restricted access or said the structure is unsafe. Follow the directions for the property before entering or starting cleanup, repairs, or debris removal.
What happens after I contact USA Home Buyers?
Tell us what was damaged and what you know about access, the insurance claim, and the mortgage. We discuss the property, give you written offer terms before you commit, and close through a title company if you choose to proceed.
Who can answer Aurora permit or code questions after a fire?
For a property within the City of Aurora, contact City Hall and ask for Community Development about building permits or code-enforcement requirements for that address. For a property outside the city, check with the local government responsible for its location. Follow any safety restrictions from the officials responsible for the property.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the damage and share any access, insurance, or mortgage details you know.
Prefer to call? 888-274-5006