Aurora, MO · Lawrence County · How the process works
How Selling Your Aurora House to Us Works
USA Home Buyers buys houses as-is in Aurora and Lawrence County, Missouri. You can call before every property question is settled; start with the address and what you know about the house.
Call 888-274-5006 — we answer 24/7 — or use the form to tell us about the property.
Tell us about the houseWe'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address, condition, occupancy, and timing. It is okay if some details are still unclear.
From first conversation to settlement
The sale, step by step
Step 1: Tell us what you know about the house
Start with the Aurora address, the condition, who lives there, access, and the timing you have in mind. You can start the conversation before every property question is settled. If a payoff, lien, estate detail, or deadline is unclear, tell us what you know so far.
Step 2: Talk through the property as it is
We ask practical questions about the house, repairs, access, occupancy, and what you need the sale to address. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Step 3: Read the written offer and terms
We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before you decide. You can ask questions, compare another path, or stop before signing.
Step 4: Work through title, signing authority, and payoffs
The title company reviews the deed, who can sign, mortgage payoff information, liens, taxes, and the documents needed for settlement. A payoff is the amount needed to satisfy a mortgage or other obligation; a lien is a claim for money against the property. If an estate, court matter, or deadline is involved, bring the actual papers so the right questions can be checked.
Step 5: Review the settlement sheet and close
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Aurora calculator →
Questions about the two options? Call 888-274-5006.
Aurora and Lawrence County details
City and County offices are in different places
Aurora City Hall is at 2 West Pleasant in Aurora. Lawrence County lists its Historic Courthouse at 1 Courthouse Square in Mount Vernon and its Circuit Clerk at the Judicial Building, 240 North Main Street, Mount Vernon. Check the office route that matches your question and property record.
Before settlement
Review the closing numbers
Missouri's Constitution bars the state, counties, and other local governments from imposing new taxes on the sale or transfer of real estate after December 2, 2010.
County recorders charge $5 for the first deed page and $3 for each additional page, plus per-document fees state law adds. The title company or closing professional confirms the exact recording charges.
When you sell to us, we pay the closing costs. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.
Compare what you might keep after costs with the Aurora home-sale net-proceeds calculator →
When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
If an estate, trustee's-sale date, payoff, or lien is part of the situation, read the Aurora inherited-property guidance, foreclosure information or property-lien guidance.
Aurora process questions
Can I contact you before every property question is settled?
Yes. Start with the Aurora address and what you know about condition, occupancy, access, and timing. You can tell us which details are still unknown.
Do I need to repair or clean the Aurora house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Who checks the title, mortgage payoff, and liens?
The title company reviews the deed, who can sign, mortgage payoff information, liens, taxes, and the documents needed for settlement. The property records and current statements determine the amounts to address.
What closing taxes and recording fees apply in Missouri?
Missouri's Constitution bars the state, counties, and other local governments from imposing new taxes on the sale or transfer of real estate after December 2, 2010. County recorders charge $5 for the first deed page and $3 for each additional page, plus per-document fees state law adds. The title company or closing professional confirms the exact recording charges.
What closing costs do you pay?
When you sell to us, we pay the closing costs. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.
Ready to talk through your Aurora house?
Call 888-274-5006 or use the form above. You can start with the address and what you know about the property.