Aurora, MO › Foreclosure
Can I Sell My Aurora House Before Foreclosure?
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Yes, selling may still be possible before the sale if the loan payoff, title requirements, and closing can be handled in time. A Missouri home loan secured by a deed of trust may be foreclosed through a trustee's sale without a court case. Ask the lender or trustee and a title company or attorney to confirm the current sale date and amount needed.
USA Home Buyers buys houses as-is in Aurora and Lawrence County, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 — We Answer 24/7We'll give you a written cash offer within 24 hours.
How we help you work toward closing
We review the Aurora house as-is and give you a written offer and written terms before you commit. If you choose to move ahead, the closing is through a title company. The title company reviews ownership, payoff information, liens, and the requirements for closing.
If the payoff, title, and time available allow a sale to proceed before the trustee's sale, we work with you and the title company toward closing. Keep following the date on your notice unless the trustee or lender confirms a change.
Which sale are you facing?
Mortgage foreclosure: a trustee’s sale
When a home loan is secured by a deed of trust with a power of sale, the lender can foreclose through a trustee’s sale without filing a court case. The sale is held in the county where the property is located. Missouri requires at least 20 days’ notice, published in a newspaper and mailed by certified or registered mail to the owner of record. Check your notice for the current date and instructions.
Property-tax sale: a separate county process
A Lawrence County tax sale is not the same as a mortgage trustee’s sale. Tax-sale information and deadlines come from the County Collector and the notice for that property. Do not use a mortgage notice or trustee-sale deadline to work out a county tax-sale date.
A possible right to redeem after a trustee’s sale
If the lender or someone acting for it buys the property at the trustee’s sale, the owner can redeem within one year. To keep that right, the owner must give written notice of intent to redeem at the sale or within ten days before it, then file a court-approved bond within 20 days after the sale. Have an attorney confirm how the rule applies to your situation.
- Missouri Revised Statutes § 443.310 — place of sale and notice
- Missouri Revised Statutes § 443.320 — publication of notice
- Missouri Revised Statutes § 443.325 — mailed notice to owner of record
- Missouri Revised Statutes § 443.410 — redemption after a trustee’s sale
- Missouri Revised Statutes § 443.420 — notice and bond for redemption
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Ask the lender for a current payoff amount. A title company can review that figure and other title items so you can see what a sale would need to address.
What happens next
- Call or send the Aurora property address and the date shown on the trustee’s notice.
- We review the house as-is and give you written offer terms before you commit.
- The title company reviews ownership, the current payoff information, liens, and closing requirements. Confirm the sale date and amount needed with the lender or trustee.
- If the payoff, title, and timing allow the sale to proceed, we work with you and the title company toward closing. When you sell to us, we pay the closing costs. Mortgage balances, liens, back taxes, and your share of current property taxes are separate settlement items.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Lawrence County tax-sale information
The Lawrence County Collector of Revenue handles county property-tax account questions and County tax-sale information. The office is on the first floor of the Historic County Courthouse, 1 Courthouse Square, Mount Vernon, MO 65712. Call 417-466-2410 to ask about the current account and the sale notice for a specific property.
Lawrence County Collector of Revenue
For other Aurora and Lawrence County property contacts, see the local seller resources page.
Compare the numbers and read seller reviews
- Estimate possible sale proceeds with the Aurora home-sale calculator → This is a planning estimate, not a property-specific offer.
- Read Aurora-area seller reviews →
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions About Selling Before Foreclosure in Aurora, MO
Can I sell my Aurora house before a Missouri trustee’s sale?
A sale may still be possible if the mortgage payoff, title requirements, and closing can be addressed before the trustee’s sale. Check the current sale date and payoff with the lender or trustee and a title company or attorney.
Is a Lawrence County tax sale the same as a mortgage foreclosure?
No. A mortgage foreclosure under a deed of trust can proceed through a trustee’s sale, while a county tax sale concerns property taxes. The notices, offices, and deadlines are different. For Lawrence County tax-sale information, contact the County Collector and follow the notice for your property.
How much notice is required for a Missouri trustee’s sale?
Missouri law requires at least 20 days’ notice for a trustee’s sale. Notice is published in a newspaper and mailed by certified or registered mail to the owner of record. That notice period is not the full timeline for a foreclosure; check the current notice and sale date for your property.
Can I redeem my house after a Missouri trustee’s sale?
If the lender or someone acting for it buys the property at the trustee’s sale, the owner can redeem within one year. To keep that right, the owner must give written notice of intent to redeem at the sale or within ten days before it, then file a court-approved bond within 20 days after the sale.
What if the payoff is more than my Aurora house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. Ask the lender for a current payoff and have the title and closing figures reviewed. Whether a sale can close depends on the property-specific amounts and requirements.
Talk with us about the Aurora property
Call 888-274-5006 or send the property address and the date on your notice. We buy houses as-is in Aurora and Lawrence County.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.