USA Home Buyers buys houses in Binghamton and Broome County.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We give written cash offers in 24 hours.
The short answer
If the house is ready for buyers and you have time for preparation, listing may fit. If repairs, cleanout, a tenant, estate papers, a city notice or a deadline are making a sale harder, compare a direct offer. We buy houses as-is in Binghamton and Broome County, New York. You get a written offer and written terms before you commit, and we close through a title company.
Compare your choices
Listing can put the house in front of retail buyers. Compare the likely money left after preparation, repairs, cleanout, showings, inspection requests, commissions, carrying costs and the time before closing—not just the asking price.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. No agent commissions when you sell to us. No fees. When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you might keep after costs with the Binghamton home-sale net-proceeds calculator.
Steps and numbers
1
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
We give written cash offers in 24 hours.
3
You get a written offer and written terms before you commit, and we close through a title company.
Compare Binghamton home values and recent sales below. $190,913 (As of September 2026; Zillow typical home value for Binghamton, NY).
These measures describe housing prices and selling conditions for the areas and periods shown. Compare them alongside repair costs, your mortgage payoff and selling costs.
| Measure | Value | Source and area | Period |
|---|---|---|---|
| Median sale price | $158,924 | Redfin · Binghamton, NY | Three months ending September 2026 |
| Median days on market | 68 days | Redfin · Binghamton, NY | Three months ending September 2026 |
| Homes sold | 125 homes | Redfin · Binghamton, NY | Three months ending September 2026 |
| Typical home value (Zillow ZHVI) | $190,913 | Zillow · Binghamton, NY | As of September 2026 |
| For-sale inventory | 184 homes | Zillow · Binghamton, NY | As of September 2026 |
Include utilities, other bills and any mortgage payments while waiting to sell. Allow time for closing, too.
Local property context
Binghamton has single- and multi-family homes, older residences and low-rise commercial buildings along major corridors. If a house needs repairs, cleaning or a cleanout, we buy it as-is.
The West Side includes family homes and student housing. We buy houses with tenants in place, so you can call before making a move-out plan.
Antique Row runs along Clinton Street in the First Ward. If an older house needs repairs or cleanout, you can compare an as-is offer with the work of listing it.
Downtown is Binghamton's civic and commercial center, with older low-rise buildings. Tell us how the property is used and what needs attention; we can discuss the sale with you.
Binghamton sits where the Chenango and Susquehanna Rivers meet. If a house has water damage, we buy houses as-is. See Binghamton neighborhoods and nearby places.
If the house has an open code notice, we can talk through the property with you. Read our Binghamton code-violation guide.
Closing questions
An executor or administrator appointed by Surrogate's Court can generally sell estate property during administration, subject to the will and court restrictions. Being named executor in a will is not the same as court appointment. Some New York houses pass outside probate through a valid transfer-on-death deed, and a release of the state estate-tax lien is generally needed to close. If you need an estate attorney, we can help you find one.
New York EPTL §11-1.1 · Surrogate's Court Procedure Act §703 · Surrogate's Court Procedure Act §1902 · New York Real Property Law §424 · New York estate-tax lien release
For more, read our Binghamton inherited-property guide.
You don't always need to evict to sell to us. We buy houses with tenants in place — we've done it many times, including cash-for-keys when that works better for everyone. In an ordinary New York sale, the existing lease and tenant protections continue, and the buyer becomes the landlord. If a tenancy can lawfully end, required notice can be 30, 60, or 90 days depending on occupancy and lease term; Good Cause Eviction and rent regulation can also limit nonrenewal. Security deposits must be transferred to the new owner within five days or returned with the required notice.
New York Attorney General tenant guide · Real Property Law §226-c · General Obligations Law §7-105
Read our Binghamton tenant-occupied guide.
New York State real estate transfer tax is $2 for each $500 of the sale price, or part of $500, when the price exceeds $500. The seller normally pays this base tax, but the sale agreement can provide otherwise. Local transfer taxes may add to it. A separate 1% mansion tax applies to residential sales of $1 million or more and is normally paid by the buyer. When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
Broome County Clerk deed FAQs · New York State real estate transfer tax
A sale may still be possible before the foreclosure auction if the mortgage payoff and other closing obligations can be covered. New York foreclosures go through court, and a referee conducts the sale. After the auction, there is no right to buy the house back. If you live there and are in foreclosure or two or more months behind, New York's Home Equity Theft Prevention Act gives you 14 business days to cancel a sale to an investor. Stopping it by paying the lender requires the full amount owed, including applicable interest, fees and costs. Selling first may help protect any equity you have. Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement. It doesn't always work, but it works more often than people think.
New York Courts foreclosure judgments · Real Property Law §265-a
Read our Binghamton foreclosure guide.
Close as fast as 7 days when title and closing details allow. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Where to find help
Broome County Clerk's deed FAQs cover local deed questions. For local seller stories and options, read our Binghamton selling article.
Yes. USA Home Buyers buys houses in Binghamton and Broome County, New York. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You don't always need to evict to sell to us. We buy houses with tenants in place — we've done it many times, including cash-for-keys when that works better for everyone. In an ordinary New York sale, the existing lease and tenant protections continue, and the buyer becomes the landlord. If a tenancy can lawfully end, required notice can be 30, 60, or 90 days depending on occupancy and lease term; Good Cause Eviction and rent regulation can also limit nonrenewal. Security deposits must be transferred to the new owner within five days or returned with the required notice.
An executor or administrator appointed by Surrogate's Court can generally sell estate property during administration, subject to the will and court restrictions. Being named executor in a will is not the same as court appointment. Some New York houses pass outside probate through a valid transfer-on-death deed, and a release of the state estate-tax lien is generally needed to close. If you need an estate attorney, we can help you find one.
New York State real estate transfer tax is $2 for each $500 of the sale price, or part of $500, when the price exceeds $500. The seller normally pays this base tax, but the sale agreement can provide otherwise. Local transfer taxes may add to it. A separate 1% mansion tax applies to residential sales of $1 million or more and is normally paid by the buyer. When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
A sale may still be possible before the foreclosure auction if the mortgage payoff and other closing obligations can be covered. New York foreclosures go through court, and a referee conducts the sale. After the auction, there is no right to buy the house back. If you live there and are in foreclosure or two or more months behind, New York's Home Equity Theft Prevention Act gives you 14 business days to cancel a sale to an investor. Stopping it by paying the lender requires the full amount owed, including applicable interest, fees and costs. Selling first may help protect any equity you have. Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement. It doesn't always work, but it works more often than people think.
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Share the property address and what you would like to do next.
Prices, timing and your selling options
Homes in Binghamton, NY sold for a median of $158,924 for the three months ending September 2026 (Redfin). Repairs and condition affect what someone will pay for your house. Homes in Binghamton, NY spent a median of 68 days on the market for the three months ending September 2026 (Redfin). You still have bills while waiting to sell, including utilities and any mortgage payments. Allow time for closing, too.