USA Home Buyers buys houses as-is in Binghamton and Broome County.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We give written cash offers in 24 hours.
The short answer
Listing can suit a house that's ready to show and a seller comfortable with preparation, showings, and open-market timing. If repairs, cleanout, a tenant, estate papers, a city notice, or a deadline are getting in the way, compare a direct offer instead. We buy houses as-is in Binghamton and Broome County, New York, and give you written price and terms before you commit.
Compare your choices
A listing or FSBO sale can put the house in front of retail buyers. Compare the work and bills for this property: preparation, repairs, cleanout, showings, inspection responses, commissions, carrying costs, and the time before a buyer is ready to close. Use the expected amount after those costs and the payoff, not only the asking price.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. For a Cash Offer, USA Home Buyers buys directly, with no listing-agent showings. No agent commissions when you sell to us. No fees. Compare the written price and terms with the payoff and property costs that still apply.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you might keep after costs with the Binghamton home-sale net-proceeds calculator.
Steps and numbers
1
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
We give written cash offers in 24 hours.
3
You get a written offer and written terms before you commit, and we close through a title company.
We review title, payoff, occupancy, seller authority, and closing details. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow. Compare Binghamton's recent sale prices and typical home values below. Market measures are context, not a price or timeline for one house.
These measures describe housing prices and selling conditions for the areas and periods shown. Compare them alongside repair costs, your mortgage payoff and selling costs.
| Measure | Value | Source and area | Period |
|---|---|---|---|
| Median sale price | $158,924 | Redfin · Binghamton, NY | Three months ending September 2026 |
| Median days on market | 68 days | Redfin · Binghamton, NY | Three months ending September 2026 |
| Homes sold | 125 homes | Redfin · Binghamton, NY | Three months ending September 2026 |
| Typical home value (Zillow ZHVI) | $190,913 | Zillow · Binghamton, NY | As of September 2026 |
| For-sale inventory | 184 homes | Zillow · Binghamton, NY | As of September 2026 |
Include utilities, other bills and any mortgage payments while waiting to sell. Allow time for closing, too.
Zillow's typical home value is a modeled market measure, not a price or offer for your house: $190,913 (As of September 2026; Zillow typical home value for Binghamton, NY).
Local property context
Binghamton has single- and multi-family homes, older residential buildings and low-rise commercial corridors, including older building stock in historic districts. We buy houses as-is, whether the property needs repairs, has tenants, or has an open notice.
The West Side includes family homes and student housing, so an occupied rental there may involve leases and possession timing. First Ward includes Antique Row along Clinton Street, while downtown is the city's civic and commercial center.
For a student rental or other occupied house, the lease, tenant protections, and possession timing remain part of the sale. Older homes with code notices or open permits can still be sold as-is, but an agreement does not erase an order or its deadline.
Tenant-occupied property questions · Code violations and notices
Binghamton sits at the confluence of the Chenango and Susquehanna Rivers and has a documented flood history. The river location alone does not show whether a particular house flooded; past water damage is one of the property's condition details we can consider in an as-is sale.
Before agreeing to a closing plan
A title company checks ownership and confirms final settlement figures. A New York attorney can advise when signing authority, a court date, or tenant rights depend on your situation.
An executor or administrator appointed by Surrogate's Court can generally sell estate property during administration, subject to the will and court restrictions. If the will leaves the house to a specific person, that person's agreement or a court order is usually needed. Being named executor in a will is not the same as court appointment; the deed and estate papers determine who can sign. Some court papers restrict a sale, and a release of a New York estate-tax lien is generally needed to close. A valid transfer-on-death deed can pass a house outside probate.
New York EPTL §11-1.1 · Surrogate's Court Procedure Act §703 · New York Real Property Law §424 · New York estate-tax lien release
Yes. An ordinary sale generally leaves the lease and tenant protections in place, and the buyer becomes the landlord. A tenant does not have to move just because the house sells. If a tenancy can lawfully end, required notice can be 30, 60, or 90 days depending on occupancy and lease term; other protections may also limit nonrenewal. Security deposits must be transferred to the new owner within five days or returned with the required notice.
New York Attorney General tenant guide · Real Property Law §226-c · General Obligations Law §7-105
New York State's real estate transfer tax is $2 for each $500 of sale price, or part of $500, when the price exceeds $500. The seller normally pays this base tax, though the sale agreement can provide otherwise. Local transfer taxes may add to it. A separate 1% mansion tax applies to residential sales of $1 million or more and is normally paid by the buyer.
When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes.
Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
Broome County Clerk's DeedFAQs · New York State real estate transfer tax
A sale may still be possible before the foreclosure auction if the mortgage payoff and other closing obligations can be covered. New York foreclosures go through court, and a referee conducts the sale. After the auction, there is no right to buy the house back. If you live there and are in foreclosure or two or more months behind, New York's Home Equity Theft Prevention Act gives you 14 business days to cancel a sale to an investor. Stopping it by paying the lender requires the full amount owed, including applicable interest, fees and costs. Selling first may help protect any equity you have. Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
New York Courts: foreclosure judgments · Real Property Law §265-a
We buy homes with code notices as-is. A sale does not erase a municipal order or extend its deadline.
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
For longer New York guidance, see the New York seller guide.
Where to find help
The Broome County Clerk publishes local deed and transfer-tax information, and New York Courts explain foreclosure judgments and sale procedures. The local guides below cover inherited, tenant-occupied, and code-notice sales.
Broome County Clerk's DeedFAQs · New York Courts foreclosure information · New York State transfer-tax information
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy houses in Binghamton and Broome County, New York.
We give written cash offers in 24 hours. The offer step is separate from choosing a closing plan; review the written price and terms before you decide.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
New York State's real estate transfer tax is $2 for each $500 of sale price, or part of $500, when the price exceeds $500. Local transfer taxes may add to it. A separate 1% mansion tax applies to residential sales of $1 million or more and is normally paid by the buyer. When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
A sale may still be possible before the foreclosure auction if the mortgage payoff and other closing obligations can be covered. New York foreclosures go through court, and a referee conducts the sale. After the auction, there is no right to buy the house back. If you live there and are in foreclosure or two or more months behind, New York's Home Equity Theft Prevention Act gives you 14 business days to cancel a sale to an investor. Stopping it by paying the lender requires the full amount owed, including applicable interest, fees and costs. Selling first may help protect any equity you have. Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
An executor or administrator appointed by the Surrogate's Court can generally sell estate property during administration, subject to the will and court restrictions. A house the will leaves to a specific person usually needs that person's agreement or a court order. Being named executor in a will is not the same as having the court's appointment; the deed and estate papers determine who can sign.
Yes. An ordinary New York sale generally leaves the existing lease and tenant protections in place, and the buyer becomes the landlord. A tenant does not have to move just because the house sells. If a tenancy can lawfully end, required notice can be 30, 60, or 90 days depending on occupancy and lease term; other protections may also limit nonrenewal. Security deposits must be transferred to the new owner within five days or returned with the required notice.
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
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