City of Cadillac Treasurer ↗
The City Treasurer collects City property taxes. The office is at 200 N. Lake Street, Cadillac, MI 49601; call (231) 779-7336. The City directs delinquent-tax questions to Wexford County.
Cadillac, Michigan · Wexford County · Back taxes and liens
Can I Sell My Cadillac House With Back Taxes or Liens?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in Cadillac and Wexford County, Michigan, including houses with back taxes or liens. We can talk through the house and the tax or lien information you have; call before you have every record.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 to talk through the property or ask for a cash offer.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Start with the address and whatever you know about the notice, payoff, creditor, or tax account.
How lien and back-tax payoffs work
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The creditor or tax office confirms the amount due and its payoff instructions. The title company checks ownership and recorded claims for the sale and coordinates the confirmed payoff information for closing.
Mortgage balances, liens, back taxes, and your share of current property taxes remain separate from the closing-cost promise. The closing statement shows the confirmed payoffs, taxes, costs, and amount left after those items.
Records that help — and when to call
A property address is enough to start. A tax bill or notice, lien or court paper, mortgage statement, payoff letter, parcel number, or creditor name can help identify the account. You can call before you have every document.
For county land-record searches and document copies, contact the Wexford County Register of Deeds.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
If you decide to move ahead, here is how the sale works.
1. Talk through the house and notice
We talk through the house, what concerns you, and any tax or lien notice you have.
2. Review the house and written terms
We review the house as it stands. We put the offer and sale terms in writing before you decide. If you choose to sell, the closing goes through a title company.
3. Confirm title and payoff information
The title company checks ownership and recorded claims for the sale. The lender, creditor, or tax office confirms its payoff amount and instructions for closing.
4. Review closing figures and close
Review the closing statement showing the sale price, confirmed payoffs, taxes, costs, and what remains after those items. The title company handles the closing.
Cadillac and Wexford County offices to check
The City Treasurer handles City property taxes; Wexford County handles delinquent real-property taxes and tax-foreclosure questions.
Wexford County Treasurer ↗
Contact the County Treasurer about delinquent real-property taxes and tax-foreclosure questions. The office is at 437 E. Division St., second floor, P.O. Box 293, Cadillac, MI 49601; call (231) 779-9475.
Wexford County Register of Deeds ↗
Use this office for county land-record searches, recording, and document copies. It is at 437 E. Division St., P.O. Box 303, Cadillac, MI 49601; call (231) 779-9455.
Michigan property-tax foreclosure and transfer-tax facts
Wexford County tax foreclosure is separate from mortgage foreclosure
Wexford County describes its PA 123 tax-reversion process, including foreclosure and sale administration, and publishes a foreclosure timeline. That county process concerns delinquent property taxes. A lender’s mortgage foreclosure concerns a loan and follows a separate process; Michigan mortgage foreclosure auctions are commonly called sheriff’s sales. Follow tax and mortgage notices separately, and ask the responsible office or lender about the current balance, status, and dates that apply to the property.
Wexford County Treasurer and tax-reversion information →Wexford County foreclosure timeline →Michigan mortgage-foreclosure stages →
Michigan state and county real estate transfer taxes
For an ordinary taxable sale, Michigan’s state real estate transfer tax is $3.75 for each $500 of the property’s value at the time of sale, or part of $500. The county real estate transfer tax is generally another 55 cents for each $500, or part of $500. At that county rate, a $100,000 sale has $750 in state tax and $110 in county tax, $860 total. The seller is generally responsible under state law. State and county exemptions are separate, so the county, sale value, and any exemption need to be checked for the actual sale.
When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes. This does not pay your mortgage, liens, back taxes, or your share of current property taxes; those remain separate settlement items.
Michigan Compiled Laws, Chapter 207 — state transfer-tax rate and liability →Michigan Act 134 — county transfer-tax rate, liability, and exemptions →
Compare possible net proceeds
Current typical home-value context: $237,502 (As of August 2026; Zillow typical home value for Cadillac, MI). This market measure is not an offer or value for your particular house.
Use the editable Cadillac, MI home-sale net proceeds calculator with your own estimates for value, mortgage payoff, liens or back taxes, repairs, cleanout, carrying costs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.
What sellers say about USA Home Buyers
Questions about Cadillac property liens and back taxes
Can I sell my Cadillac house with back taxes or liens before paying them?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. USA Home Buyers buys houses as-is in Cadillac and Wexford County, Michigan, including houses with back taxes or liens. Call with the property address and whatever notice or payoff information you have; you can start before you have every record.
Who confirms the current tax or lien payoff?
The tax office, lender, or creditor named on the notice confirms its current balance and payoff instructions. The title company checks ownership and recorded claims for the sale and uses confirmed figures in the closing work.
Is a Wexford County property-tax foreclosure the same as mortgage foreclosure?
No. Wexford County’s PA 123 tax-reversion process concerns delinquent property taxes. A lender’s mortgage foreclosure concerns a loan and follows a separate process; check each notice and current status with the office, lender, or court named in it.
Which Cadillac or Wexford County office handles a property-tax question?
The City of Cadillac Treasurer handles City property taxes. The City directs delinquent-tax questions to Wexford County, whose Treasurer handles delinquent real-property taxes and tax-foreclosure questions. Confirm which jurisdiction applies to the parcel.
What records should I have when I call?
Start with the property address. A tax bill or notice, lien or court paper, mortgage statement, payoff letter, parcel number, deed, or creditor or case number can help. You can call before you have every document.
What happens after I contact USA Home Buyers?
We talk through the house and the records you have, review the house as it stands, and provide written offer terms before you decide. If you choose to proceed, the title company checks ownership and recorded claims, the responsible office or creditor confirms payoff details, and the title company handles the closing.
Talk through the property
Call 888-274-5006 or use the form above. Talk with us about the property and your sale options.