Can I Sell My Cave Spring House Before a Trustee’s Sale?

How we help with a foreclosure sale

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

You get a written offer and written terms before you commit, and we close through a title company.

No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee.

You don’t need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.

Which sale are you facing?

Virginia home mortgage foreclosures are usually trustee’s sales under a deed of trust: the trustee auctions the house without a court case. For an owner-occupied home, written notice generally must go to the owner at least 60 days before the sale; for other property, at least 14 days. The trustee must advertise the sale in a local newspaper. If a trustee postpones the sale, it must be advertised again. Until you have a new date in writing, plan around the date on your notice. Once the trustee sells the house, don’t count on buying it back.

• Virginia Code § 55.1-321 — notice before a trustee’s sale
• Virginia Code § 55.1-322 — sale advertising and postponement

A sale for unpaid property taxes is separate from a lender’s trustee’s sale. Roanoke County’s Treasurer’s Office handles tax bills and payments and shares the County’s judicial-sales information. If your notice concerns unpaid taxes, call us — we’ll help sort out the sale date with you.

Roanoke County Treasurer’s Office and judicial-sales information

What happens next

1. 1. Contact us. Call 888-274-5006 or use the form. We can start with the date on your notice and the information you have.
2. 2. Review the written terms. You get a written offer and written terms before you decide whether to move ahead.
3. 3. Work through title and payoff. We work with the title company to review title and the current payoff and coordinate the closing details.
4. 4. Close. Close as fast as 7 days when title and closing details allow.

It’s real estate. Sometimes there are bumps in the road. We won’t disappear when that happens, and we’ll be fighting to get this to the closing table.