Clare County Treasurer →
Ask about a county tax account, delinquent balance, notice, or tax-sale information. The office is at 225 W. Main Street in Harrison, MI 48625; call 989-539-7801.
Clare, Michigan · Clare County
Can I Sell My Clare House With Back Taxes or Liens?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in the City of Clare and Clare County, Michigan, including houses with back taxes or liens. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can ask about the property before you have every notice or payoff figure.
Call 888-274-5006 or use the form to ask for a written cash offer.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address and whatever you know about the tax bill, lien, payoff, or notice.
How lien and back-tax payoffs work
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
Mortgage balances, liens, back taxes, and your share of current property taxes are separate settlement items. The creditor or tax office confirms its current amount and instructions; the title company checks recorded claims and the figures for the sale.
Start with the records you have
A recent property-tax bill or notice, parcel number, lien or court paper, mortgage statement, payoff letter, or tax-sale notice can help. The creditor or tax office confirms its current balance; the Register of Deeds can help with recorded land documents, and the title company reviews the property records for the sale. Call before you have everything assembled.
A recorded document can show a claim in the land records, but it does not give you the creditor’s current payoff amount. Use the office or creditor named on your notice for that figure.
Call 888-274-5006 even if your paperwork is incomplete.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
1. Talk through the house
Share the Clare address, what you know about the lien or tax notice, and any timing concern. You can start with what you have; you do not need to solve the payoff question before calling.
2. Review the written offer and terms
We review the house as-is and give you the offer and proposed terms in writing before you decide whether to move forward.
3. Confirm title and payoff details
If you choose to proceed, the title company checks ownership and recorded claims. The creditor or tax office supplies current payoff or release information, and the closing professionals prepare the settlement figures for you to review.
4. Review the figures and close
Review the sale price, payoffs, taxes, and other settlement amounts. Closing takes place through a title company under the written terms you accepted.
Clare and Clare County offices
The County Treasurer handles county tax-payment and delinquent-tax questions and links to tax-sale information. Clare City Hall and Clare County offices are separate routing points; confirm the parcel’s municipality with the relevant office rather than inferring it from a local-area name.
Clare County Register of Deeds →
The County-linked page offers land-record search and recording-fee information. The office is at 225 W. Main Street in Harrison. Ask the creditor or tax office for a current payoff amount; a recorded document is not that quote.
Tax sale or mortgage foreclosure?
A property-tax matter and a lender’s mortgage foreclosure are different processes. Keep the notices and dates separate: Clare County’s Treasurer page links to tax-sale information, while a mortgage notice comes from the lender or servicer. Follow the notice for the process involved, and read our Clare mortgage-foreclosure information.
City of Clare maps and parcel-jurisdiction note →Clare County local-government directory →
Clare City Hall is at 202 W. Fifth Street; the County lists its offices at 225 W. Main Street in Harrison. These are separate city and county contact points.
Michigan state and county real estate transfer taxes
For an ordinary taxable sale, Michigan’s state real estate transfer tax is $3.75 for each $500 of the property’s value at the time of sale, or part of $500. The county tax is generally another 55 cents for each $500, or part of $500. State and county exemptions are separate, so the property, sale value, and any exemption need to be checked for the actual transaction. The seller is generally responsible under state law.
When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes.
This closing-cost promise does not pay your mortgage, liens, back taxes, or share of current property taxes; those remain separate settlement items.
Compare possible net proceeds
Use the Clare home-sale net proceeds calculator with your own estimates for the property, mortgage payoff, liens, back taxes, and other costs. The title company confirms the transaction figures.
Clare property liens and back-tax questions
Can I sell my Clare house with back taxes or liens before paying them off?
Yes. You can call before you have every notice or payoff statement. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. The creditor or tax office confirms current figures, and the title company checks the property records for the sale.
Who confirms a current lien or back-tax payoff?
The creditor or tax office named on the notice confirms its current balance and payoff instructions. Clare County’s Register of Deeds offers a land-record search, but a recorded document is not the same as a creditor’s current payoff quote. The title company reviews the property records and coordinates title and payoff work for the sale.
What records should I have before I call?
Start with the Clare property address and whatever you have: a recent property-tax bill or notice, parcel number, lien or court paper, mortgage statement, payoff letter, or tax-sale notice. You can call before you have everything assembled.
Is a Clare County tax sale the same as mortgage foreclosure?
No. A county property-tax matter and a lender’s mortgage foreclosure are separate processes with separate notices and dates. Follow the notice for the process involved and confirm tax-account or tax-sale information with the Clare County Treasurer. For mortgage-foreclosure questions, contact the lender or servicer named on the notice and see the Clare foreclosure information.
What if the payoff is more than my Clare house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What transfer taxes may apply to a Michigan sale?
For an ordinary taxable sale, Michigan’s state real estate transfer tax is $3.75 for each $500 of the property’s value, or part of $500. The county tax is generally another 55 cents for each $500, or part of $500. State and county exemptions are separate, so the property, sale value, and any exemption need to be checked for the actual sale. When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes.
What happens after I contact you?
We talk through the house and the information you have, then give you written terms before you decide. If you choose to proceed, the title company and the relevant creditor or tax office confirm ownership, recorded claims, payoff instructions, and closing figures for the transaction.
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Call 888-274-5006 or use the form above. Start with the Clare address and whatever notice or payoff information you have.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us what you know about the property and the lien or tax notice.