El Paso, TX · Seller FAQ
These answers cover as-is repairs, the money you may keep, written offers, foreclosure timing, paperwork, and local property records.
USA Home Buyers buys houses as-is in El Paso and El Paso County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Call 888-274-5006 or use the form to ask for a written cash offer.
We'll give you a written cash offer within 24 hours.
Share the address, what you know about the house, and your timing. You can start with a question.
Money and choices
Net proceeds are what remains after sale costs. Compare the written price and terms with the repairs, selling costs, payoff, and other assumptions for your own house rather than relying on a headline number.
Compare possible El Paso net proceeds with the calculator →
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you. See the Cash Offer and EZ Sale comparison.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the El Paso, TX calculator →
Questions about the two options? Call 888-274-5006.
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Cash Offer is direct from USA Home Buyers, 30 days or less, and a lower price. EZ Sale goes to one of our partners, 60 days or less, and a higher price than the Cash Offer. Both are listed with no repairs, no commissions, and no closing costs. Compare the written numbers and pick what works best for you.
We'll give you a written cash offer within 24 hours.
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes are separate. Compare possible net proceeds rather than only the sale price.
No. Texas has no state, county, or city real estate transfer tax. A Texas deed is signed in front of a notary and recorded with the county clerk. The recording fee is based on the deed pages, not the sale price. The title company can show the property-specific recording and closing figures.
Often, yes, if your sale closes before the foreclosure sale. Most Texas mortgage foreclosures happen without a court case, through a trustee or substitute trustee. For a home used as your residence, the loan servicer must first send a written default notice by certified mail and give you at least 20 days to catch up before a sale can be noticed. At least 21 days before the sale, the sale notice must be posted at the courthouse, filed with the county clerk, and sent by certified mail to each borrower. The public auction is usually on the first Tuesday of the month between 10 a.m. and 4 p.m.; it must start no later than three hours after the time stated in the notice. Some foreclosures go through court and follow different steps. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Yes. You can call before every paper is in hand. Start with the property address, what you know about its condition, who lives there, and your timing. A deed, estate paper, lease, tax notice, lien notice, or court paper may answer the next question, but you do not need perfect paperwork before asking about a sale.
Yes. Tell us who lives in the house and what you know about the lease, access, and timing. Those details help frame the sale discussion; the lease and the actual situation still matter.
Yes. We can discuss the house as it sits. The City handles its housing-code and property-maintenance cases, while the county clerk records and indexes property documents. Mortgage payoffs, liens, back taxes, and your share of current property taxes are separate from our closing-cost payment; check the actual notice or account for the property-specific amount.
Start with a question
Start with the property address, what you know about the condition, who lives there, and the timing you are working with. If you have a notice or court paper, keep it nearby, but you do not need to have everything figured out before calling.
Call 888-274-5006 or use the form to ask about an as-is cash offer.
Local help
The City of El Paso is in El Paso County. For a deed or recorded-property document, start with the El Paso County Clerk's Recording Division. For a City property-tax account, contact the El Paso Consolidated Tax Office. Check the address and the actual notice or account when deciding which office applies.
The Recording Division records and indexes property documents. Its office is at 500 E. San Antonio, Suite 105, El Paso, TX 79901.
El Paso County Recording Division →The County Clerk's foreclosure search is an index, not a professional title-and-lien search or confirmation that a sale is scheduled.
County Clerk foreclosure search →For a City property-tax account or payment question, the office is at 221 N. Kansas, Suite 300, El Paso, TX 79901. Call (915) 212-0106. The City directs appraisal questions to the El Paso Central Appraisal District, a separate office.
City of El Paso Tax Office →City Inspections & Code Enforcement handles property-maintenance and housing-code enforcement. Its page directs residents to the Citizen Access Portal for case information. Check the specific address and notice with the City.
City Inspections & Code Enforcement →Choose the page that matches the situation in front of you, or use the calculator to compare possible net proceeds. Reviews, where available, keep their actual source and location.
You can call before you have every detail sorted. Tell us what is happening with the El Paso house and we can start with the facts you know.
Call 888-274-5006 or ask about a written cash offer.
We'll give you a written cash offer within 24 hours.
Share the address and the question you want to start with.