What we take on
A fire can leave smoke damage, debris, and repairs to consider. You do not have to clean out the house, arrange repairs, or haul debris before selling to us. We buy fire-damaged houses exactly as they stand.
If the property may be unsafe or officials or utility providers have restricted access, follow their directions and stay out until you are told it is safe to enter. You can still tell us about the damage and discuss an as-is sale.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us what happened, what you know about the damage, and any limits on access.
- We discuss the property with you and give you a written cash offer within 24 hours.
- You receive written terms before you commit. If you choose to proceed, a title company handles closing.
Farmington safety, permit, and code contacts
Do not enter a structure that may be unsafe; follow directions from the officials and utility providers responsible for the property. For municipal code, permit, planning, or property-notice questions in the Town of Farmington, contact the Town's Code Enforcement / Planning office. Farmington Town offices handle municipal matters; Franklin County is a separate jurisdiction.
Town of Farmington Code Enforcement / Planning153 Farmington Falls Road, Farmington, ME 04938
(207) 778-5874
Compare rebuilding with selling as-is
Compare repair and cleanup estimates, the time and carrying costs of rebuilding, your insurer's claim information, any mortgage-servicer requirements, and the written terms for an as-is sale. Use actual figures for the property rather than guessing at an insurance payment.
The calculator lets you compare a possible listing price with estimated proceeds after the costs you enter. Its result is a planning estimate, not a property-specific offer or settlement figure.
Compare estimated Farmington sale proceeds with the calculator →Questions and contact
You can call even if you are still sorting out the damage or paperwork. Call 888-274-5006 or send the property details through the form above or below.
Questions about selling a fire-damaged Farmington house
Can I sell a fire-damaged house in Farmington without repairing it?
Yes. USA Home Buyers buys fire-damaged houses as-is in the Town of Farmington and Franklin County, Maine — no cleanup, repairs, or hauling debris required to sell to us.
Do I keep my insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the house or start cleanup after a fire?
Do not enter a structure that may be unsafe. Follow directions or access restrictions from officials and utility providers responsible for the actual property before entering or starting work.
Where can I ask about Farmington permits or local code questions?
For a Farmington property, the Town of Farmington Code Enforcement / Planning office handles local code, permit, planning, and property-notice questions. Contact the office about requirements for the actual address and work.
What happens after I ask about selling?
Tell us about the damage and any access limits. We discuss the property with you and give you a written cash offer within 24 hours. You receive written terms before you commit; if you choose to proceed, a title company handles closing.
What sellers say about USA Home Buyers
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