Farmington, Maine · Franklin County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in the Town of Farmington and Franklin County, Maine, including houses with back taxes or liens. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can call before you have every record.
Call 888-274-5006 to talk through the property.
Share the address and what you know about the notice, payoff, creditor, or tax account. Start with what you have; you do not have to sort out every balance first.
Tell us the address and what you know about the notice, payoff, creditor, or tax account.
Prefer to call? 888-274-5006.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The current amount and payoff instructions come from the creditor or office that holds the claim. The title company checks the property records and works with the parties involved on the payoff details for the sale. Mortgage payoff, back taxes, and your share of current property taxes are separate from closing costs.
A property address, current tax bill or notice, lien or court paper, mortgage statement, and any payoff quote or case number can help identify what needs checking. The office or creditor named on the notice confirms its current amount and instructions. You can call us before you have everything assembled.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Tell us the Farmington address, what you know about the tax balance or lien, and any timing that concerns you. You can start the conversation before you have every document.
We review the house as it stands and put the proposed price and terms in writing before you decide whether to move forward.
If you choose to proceed, the title company checks ownership and recorded claims for the sale. The lender, creditor, or office named on a notice confirms its payoff information and instructions for settlement.
The title company prepares the settlement figures with the agreed terms and confirmed payoffs. Review the figures before signing; the sale closes through a title company.
The Town handles municipal assessment and tax-map questions; Franklin County handles county land-record services. For a current tax or lien payoff, use the office or creditor named on the notice.
Contact the Assessor about municipal assessment, property information, commitment-book resources, or tax maps. The office is at the Farmington Municipal Building, 153 Farmington Falls Road, Farmington, ME 04938; call (207) 778-6530.
The Registry handles county land-record recording, searches, and copies. It is at 140 Main Street, Suite 5, Farmington, ME 04938; call (207) 778-5889.
A Town property-tax account and a lender's mortgage-foreclosure case have different balances and notices. Maine mortgage foreclosures go through the courts. Check the current notice or court papers for the process and timing that apply to the property; see the Farmington foreclosure information.
Maine taxes each deed that transfers real estate at $2.20 for every $500 of value, or fraction of $500. State law splits the tax evenly between seller and buyer. Since November 1, 2025, the part of the value above $1,000,000 carries an additional $3.80 per $500. The county register calculates and collects the tax from the transfer-tax declaration filed when the deed is recorded. When you sell to us, we pay the closing costs, including the real estate transfer tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Sources: 36 M.R.S. § 4641-A · Maine Revenue Services transfer-tax guidance · Franklin County Registry of Deeds
Use the Farmington home-sale net proceeds calculator to compare your estimates for a sale, payoff, liens, back taxes, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition.
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Tell us the address and what you know about the notice or payoff; you can call before you have every record.
The current amount and payoff instructions come from the creditor or office named on the notice or statement. The Town Assessor handles municipal assessment, property-information, commitment-book, and tax-map questions. Franklin County’s Registry of Deeds handles county land records, and the title company checks the records and payoffs for the sale.
No. A Town property-tax account and a lender’s mortgage-foreclosure case involve different balances, notices, and offices. Maine mortgage foreclosures go through the courts; check the current court papers and case status for that matter.
Start with the property address and whatever you have: a tax bill or notice, a lien or court paper, a mortgage statement or payoff quote, a deed, or a parcel number. You can call before you have everything.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Maine charges $2.20 for each $500 of deed value, or fraction of $500, and the law splits the tax equally between seller and buyer. Since November 1, 2025, the part of the value above $1 million also carries an additional $3.80 per $500. When you sell to us, we pay the closing costs, including the real estate transfer tax. Mortgage payoffs, liens, back taxes, and your share of current property taxes are separate.
We talk about the house and the records you have, review the property as it stands, and put the proposed price and terms in writing before you decide. If you choose to proceed, the title company checks ownership and recorded claims, confirms payoff information with the parties involved, prepares the settlement figures, and handles the title-company closing.
We answer 24/7 at 888-274-5006. You can also use the form above.