USA Home Buyers

Gladstone · Clay County · Missouri

Can I Sell My Gladstone House Before a Trustee’s Sale?

If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.

Yes, a sale may still be possible if the loan can be paid off before the trustee’s sale. Call us with the house address and sale date, or send those details through the form.

Call 888-274-5006.

We give written cash offers in 24 hours.

Share the Gladstone address and the date shown on your foreclosure notice.

Read our Google reviews

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

How we help

If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You get a written offer and written terms before you commit, and we close through a title company. We work with you and the title company on the title and payoff details.

When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees.

Which sale is involved?

Mortgage foreclosure: a trustee’s sale

When a home loan is secured by a deed of trust with a power of sale, the lender can foreclose through a trustee’s sale without a court case. The sale is held in the county where the house is located. Missouri requires at least 20 days’ notice published in a newspaper and mailed by certified or registered mail to the owner of record.

If the lender or someone acting for it buys the house at the trustee’s sale, you may redeem it within one year. To keep that right, give written notice of intent at the sale or within 10 days before it, then file a court-approved bond within 20 days after the sale.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. Call us or use the form with the Gladstone address and the date on your notice.
  2. We give you a written offer and written terms before you commit.
  3. If you want to proceed, we work with the title company on title, payoff, and closing details.
  4. Close as fast as 7 days when title and closing details allow.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Local help for a foreclosure or tax-sale notice

For a Clay County property-tax bill or tax-sale question, contact the County Collector at 1 Courthouse Square, Liberty, MO 64068, or call (816) 407-3200. For an inquiry about property from the County tax-sale process, contact the Clay County Land Trustee at 234 W. Shrader Street, Suite C, Liberty, MO 64068, or call (816) 407-3380.

Clay County Collector → · Clay County Land Trustee →

Questions and contact

Estimate possible sale proceeds with the Gladstone calculator →

Questions about selling before foreclosure in Gladstone, MO

Can I sell my Gladstone house before a trustee’s sale?

A sale may still be possible if the loan can be paid off before the sale. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.

How does a Missouri trustee’s sale work?

When a home loan is secured by a deed of trust with a power of sale, the lender can foreclose through a trustee’s sale without a court case. The sale is held in the county where the house is located, with at least 20 days’ notice published in a newspaper and mailed by certified or registered mail to the owner of record.

Is a property-tax sale the same as a mortgage foreclosure?

No. A property-tax sale and a mortgage trustee’s sale are separate processes with different notices and dates. For Clay County property-tax and tax-sale questions, contact the Clay County Collector.

Can I redeem my house after a Missouri trustee’s sale?

If the lender or someone acting for it buys the house at the sale, you may redeem within one year. To keep that right, give written notice of intent to redeem at the sale or within 10 days before it, then file a court-approved bond within 20 days after the sale.

What our sellers say

BBB A ratingRead our Google reviews
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“I was four months behind on my mortgage and the notices were stacking up. I didn't even know I could sell and still come out with money. USA Home Buyers explained the whole thing, the offer was fair, and we closed before things got worse. Huge weight off my shoulders.”
James R.Behind on Payments — Pre-Foreclosure

Talk with us about the Gladstone house and its notice

Call 888-274-5006 or share the property address and sale date through the form.

We give written cash offers in 24 hours.

Share the Gladstone address and the date shown on your notice.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

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