Grand Junction, CO › Foreclosure
Can I Sell My Grand Junction House Before Foreclosure?
If a public trustee foreclosure sale is scheduled, tell us the date right away so we can try to close before it. Call us, even if you are still trying to pin down the timing. We can talk through where things stand.
USA Home Buyers buys houses in Grand Junction and Mesa County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 — We answer 24/7We give written cash offers in 24 hours.
Tell us about the house and the foreclosure notice you received.
How we help you work toward closing
You get a written offer and written terms before you commit, and we close through a title company. We review the house. If a public trustee foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
Mortgage foreclosure and property-tax sale have different timelines
A mortgage foreclosure goes through Colorado's public-trustee process. A property-tax sale is separate and has its own notice and dates; Mesa County's Treasurer handles property-tax-sale information. Mortgage-foreclosure deadlines do not apply to a property-tax sale.
Colorado public-trustee timing
For a non-agricultural Colorado public-trustee foreclosure, the initial auction is 110–125 calendar days after the Notice of Election and Demand is recorded. If you are eligible to cure, file written intent to cure no later than 15 calendar days before the sale and pay the cure amount to the officer by noon the day before. Agricultural-property and sheriff cases have different timing.
See Colorado Revised Statutes, Title 38, §§38-38-101, 38-38-104, 38-38-108, and 38-38-109 for the state-law text.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
What happens next
- Call us or use the form with the property address and the notice or sale date you have. We can talk through the timing with you.
- We review the house and give you a written offer and written terms before you commit.
- If you choose to move ahead, the title company reviews ownership and current payoff and lien information for closing.
- If a public trustee foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
- We close through a title company. Close as fast as 7 days when title and closing details allow. No agent commissions when you sell to us. When you sell to us, we pay the closing costs. No fees. Mortgage payoffs, liens, back taxes, and your share of current property taxes are separate settlement items.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Mesa County foreclosure and tax-sale help
The Mesa County Public Trustee handles foreclosure information. The office is at 544 Rood Ave. in Grand Junction. Mesa County Public Trustee.
The Mesa County Treasurer handles property-tax statements, collection, and tax-sale information. The office is also at 544 Rood Ave. in Grand Junction. Mesa County Treasurer.
Compare possible sale proceeds
Compare an as-is sale with a possible listing in the Grand Junction net-proceeds calculator.
Open the Grand Junction home-sale net-proceeds calculator →Questions about selling before foreclosure in Grand Junction, CO
Can I sell my Grand Junction house before a public trustee foreclosure sale?
Yes. If a public trustee foreclosure sale is scheduled, tell us the date right away so we can try to close before it. Call us, even if you're still trying to pin down the timing.
How much time is there before a Colorado public trustee auction?
For a non-agricultural Colorado public-trustee foreclosure, the initial auction date is 110–125 calendar days after the Notice of Election and Demand is recorded. If you are eligible to cure, file written intent to cure no later than 15 calendar days before the sale and pay the cure amount to the officer by noon the day before. Agricultural-property and sheriff cases have different timing.
Is a mortgage foreclosure the same as a Mesa County tax sale?
No. A mortgage foreclosure goes through Colorado’s public-trustee process. A property-tax sale is separate and has its own notice and dates; the Mesa County Treasurer handles property-tax-sale information.
What if the payoff is more than my house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Do I have to pay back taxes or liens before selling to you?
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
Can I sell the house as-is?
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
How soon can we close?
Close as fast as 7 days when title and closing details allow.
Do I pay agent commissions, closing costs, or fees?
No agent commissions when you sell to us. When you sell to us, we pay the closing costs. No fees. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate settlement items.
Questions and contact
Call 888-274-5006 or send the property details through the form. We answer 24/7. You can also Read our Google reviews.
Talk with us about the sale date and payoff
Call 888-274-5006 or send the Grand Junction property details through the form.
We give written cash offers in 24 hours.
Tell us about the house, payoff information, and timing you are facing.