Greensburg, PA / Foreclosure
Can I Sell My Greensburg House in Foreclosure?
Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think. (Pa.R.C.P. 3121.)
If your Greensburg house is facing mortgage foreclosure, you may still be able to sell before the Westmoreland County sheriff's sale if the payoff, title work, and closing can be completed in time. Follow the dates in your notices and confirm the current case and sale status; a postponement request does not change other legal deadlines.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. USA Home Buyers buys houses in Greensburg, PA and Westmoreland County.
Call 888-274-5006 or use the form to ask about a cash offer.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address and the date on your notice, if you have it.
How we help
We review the house as it stands, the foreclosure notice, current payoff information, title, and the time available. We give you a written cash offer and written terms before you commit. If you decide to move forward, a title company works through ownership, payoff figures, and the closing details.
The agreement is what we use to ask for a sheriff's-sale postponement; signing it does not change the date by itself. Keep checking the notices and confirm an official change with the office handling the sale.
We buy houses as-is in Greensburg and Westmoreland County. You do not fix, clean, or clear out the house to sell to us.
Mortgage foreclosure and tax sale are different
Mortgage foreclosure
A mortgage foreclosure can proceed through court to a sheriff's sale. Our agreement of sale may be used to ask for a postponement under Pennsylvania Rule of Civil Procedure 3121, but the actual court papers and notices control the deadlines in your case.
Delinquent property taxes
Unpaid property taxes can lead to a separate county tax sale under Pennsylvania's Real Estate Tax Sale Law, §§601–603. The county notice gives the tax-sale date. If a sale closes before that date, delinquent taxes may be paid from the proceeds if enough remains after other liens and closing costs. A sale agreement alone does not resolve the tax claim. Call us when a notice arrives; timing matters.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
- Call or send the property address and the date shown on your notice. You can start with what you have.
- We review the home, payoff information, title, and timing, then give you written terms before you commit.
- If you choose to proceed, a title company works through title, payoffs, and the closing figures.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
When you sell to us, we pay the closing costs. When you sell to us, we pay the transfer tax. Mortgage balances, liens, back taxes, and your share of current property taxes are separate from those costs; the title company reviews the figures for closing.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Local help and notices
If you receive an Act 91 notice and want to seek HEMAP assistance, meet a PHFA-designated housing counselor within 33 days. The counselor then has 30 days from that meeting to submit an application to PHFA. See PHFA's HEMAP guidance; HEMAP is a mortgage-assistance loan program.
The City of Greensburg lists its Fiscal Office / City Treasurer and Tax Collector at 416 S. Main Street, Greensburg, PA 15601, phone (724) 838-4337. That is a city-level tax contact, not a county parcel-account determination. For a mortgage sheriff's sale or county tax-sale notice, follow the current date and instructions on the notice and confirm them with the office named there.
Estimate possible sale proceeds with the Greensburg home-sale calculator → The calculator is a planning estimate, not a property-specific offer.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and notice date if you have one.
Questions about foreclosure in Greensburg, PA
Can I sell my Greensburg house before a sheriff's sale?
Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think. A mortgage sale is property-specific: the payoff, title, case status, court papers, and time before the date on your notice all matter. Confirm any change with the office handling the sale and keep following the deadlines in your notices.
Is a mortgage foreclosure the same as a property-tax sale?
No. A mortgage foreclosure and a delinquent property-tax sale follow separate processes with separate notices and deadlines. Under Pennsylvania's Real Estate Tax Sale Law, §§601–603, the county notice gives the tax-sale date. A sale agreement alone does not resolve the tax claim; delinquent taxes may be paid from sale proceeds only if enough remains after other liens and closing costs.
What if my mortgage payoff is more than my house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. Have the current payoff and title details reviewed before deciding what a sale could resolve.
What does an Act 91 notice mean if I want HEMAP assistance?
For certain delinquent mortgages on a Pennsylvania one- or two-family home that is the borrower's principal residence, the lender must send an Act 91 notice before filing for foreclosure. If you receive one and want to seek HEMAP assistance, meet a designated housing counselor within 33 days; the counselor then has 30 days from that meeting to submit an application to PHFA. HEMAP is a state mortgage-assistance loan program. Selling is another option, and you can call us when the letter arrives.
Do I have to pay back taxes before contacting you?
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. A county tax-sale notice has its own date, and a sale agreement alone does not resolve the tax claim. Follow the notice and confirm the tax claim with the county.
Which county handles a Greensburg foreclosure?
Greensburg city is in Westmoreland County, but a mailing address does not establish a parcel or case location. Check the property and court papers for the county handling your specific case.
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We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Send the property address and the date on your notice, if you have it.
Prefer to call? 888-274-5006