Helena, Montana · Lewis and Clark County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy houses in Helena and Lewis and Clark County. We can talk through what you know now, give you written terms before you decide, and use a title-company closing.
Call 888-274-5006 to talk through the property.
Share the property address and whatever you have about the tax notice, lien, creditor, or payoff. You can call before you have every balance or record.
Tell us the address and what you know about the notice, payoff, creditor, or tax account.
We'll give you a written cash offer within 24 hours.
Prefer to call? 888-274-5006.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
A lien is a legal claim connected with a debt that can affect the property or the money due at closing. Its current payoff is the amount and instructions the creditor or tax office provides for a particular date. The title company reviews ownership and property records for the sale; the lender, creditor, or county office confirms its own current amount and release instructions.
Closing costs are separate from a mortgage balance, lien, back taxes, and your share of current property taxes. Those amounts are shown separately in the property-specific payoff and settlement figures. If a payoff is more than the sale proceeds available, ask the creditor what would be needed to resolve that account before assuming it can be paid from the sale.
Start with the Helena property address and parcel number if you have it. A recent tax bill or notice, lien or court paper, mortgage statement, current payoff letter, creditor or case number, and any sale notice can help the title company and the responsible office identify the right record. Do not wait to call until every balance is assembled.
We can begin with the information you have. The title company and the creditor, lender, or county office then check the current balance, ownership record, and payoff or release instructions for the particular property.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Tell us the Helena address, what you know about the lien or tax notice, and what timing concerns you. Start with the records you have; you do not need to solve the payoff before calling.
We review the house as-is. We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the proposed price, responsibilities, payoff treatment, and closing terms before deciding.
If you choose to proceed, the title company reviews the ownership and recorded property claims. Each lender, creditor, or tax office confirms its current payoff or release instructions so the closing figures can be prepared.
Review the settlement figures showing the sale price, separate payoffs and taxes, and the amount left after those items. The title company handles the closing process.
The county lists its Clerk and Recorder/Treasurer and Records Department. If your notice does not identify the right contact, ask the county which office or record applies to your parcel. For a time-sensitive notice, confirm the current balance and status with the office named on it.
A delinquent-tax or tax-sale notice is not the same as a lender's mortgage foreclosure notice. Follow the notice in hand and confirm its current status with the office, lender, trustee, or court named there; do not treat one process or deadline as the other. For a mortgage-foreclosure question, read our Helena foreclosure information.
Montana's Constitution bars the state and local governments from imposing a tax on the sale or transfer of real property. That means there is no state, county, or city real-estate transfer tax on a Montana home sale. The state still requires a realty transfer certificate to be filed with the county clerk and recorder when the deed is recorded. The Montana Department of Revenue uses the certificate to update ownership records and gather sale information for property appraisals; it also asks whether water rights go with the property.
If the property has its own water right, the state's water-right ownership records must be updated too. A property served by a public water supply skips that step. When you sell to us, we pay the closing costs. That does not pay your mortgage, liens, back taxes, or share of current property taxes.
Use the Helena home-sale net proceeds calculator to compare your own estimates for the sale, mortgage payoff, lien or back-tax amount, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition.
Yes. You can call before you have every notice or payoff figure. When you sell to us, we can set it up so you do not have to prepay anything; the payoff is handled at closing. We buy houses as-is in Helena and Lewis and Clark County.
The title company reviews the property records for the transaction, while the creditor, lender, or county office confirms its current balance and payoff or release instructions. A statement can change over time, so use a current figure for the closing.
Start with the property address and any parcel number, tax bill or notice, lien or court paper, mortgage statement, payoff letter, creditor or case number, and sale notice or date. Call with what you have; you do not need to assemble every record first.
No. A delinquent-tax or tax-sale notice and a mortgage-foreclosure notice are different matters. Check the notice you received and confirm its current status with the office, lender, trustee, or court named there. See the separate Helena foreclosure page for mortgage-foreclosure questions.
No state, county, or city tax may be imposed on the sale or transfer of real property in Montana. A realty transfer certificate is still filed with the county clerk and recorder when the deed is recorded. When you sell to us, we pay the closing costs; that does not pay your mortgage, liens, back taxes, or share of current property taxes.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. The lender or other creditor confirms the current payoff and any options for the specific account.
We talk through the house and the information you have, review the property as-is, and give you written offer terms before you decide. If you choose to proceed, a title company reviews ownership and payoff details, prepares the closing figures, and handles the closing process.
Call 888-274-5006 or use the form above. Start with the Helena address and whatever notice or payoff information you have.