Cabell County Clerk — Record Room ↗
Use the Record Room for Cabell County deed, lien, will, and other county-record questions. Courthouse–Suite 108, 750 5th Avenue, Huntington, WV 25701-2072; 304-526-9820.
Huntington, West Virginia · Cabell and Wayne counties
Can I Sell My Huntington House With Back Taxes or Liens?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in Huntington, Cabell County, and Wayne County, West Virginia, including houses with back taxes or liens. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You can call before you have every record or balance. Start with the property address and the notice or payoff information you have.
Call 888-274-5006 or ask us for a cash offer.
Talk through your Huntington lien or tax question
Share the property address and whatever you know about the tax notice, creditor, payoff, or recorded lien.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us the address and what you know about the notice, payoff, creditor, or tax account.
Prefer to call? 888-274-5006.
How tax and lien payoffs work
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
A payoff is the current amount and instructions from the lender, creditor, or tax office to settle that specific balance. The title company checks ownership and recorded claims and works with the responsible office or creditor on the figures for closing. Your mortgage, liens, back taxes, and current property-tax share are separate from our closing-cost promise.
Records and a next step
Start with the Huntington address. A tax bill or notice, lender payoff statement, lien or court paper, deed, parcel number, or sale notice can help identify the right record. Bring what you have; you can call before you have everything.
The office or creditor named on a tax bill or payoff notice confirms its current balance and instructions. The county Clerk is the route for county deed and related records; the Assessor handles assessment and mapping questions. Those county records are different from a current creditor payoff.
If the payoff is more than the house is worth
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
1. Talk about the house and records
Tell us the address, the notice or payoff you have seen, and any timing that concerns you. You do not have to gather every balance before calling.
2. Review the house and written terms
We review the property as it stands and put the proposed sale terms in writing before you decide. Written offer and written terms before you commit; title-company closing.
3. Check title and payoff instructions
If you choose to move forward, the title company checks ownership and recorded claims for the transaction. The responsible creditor, tax office, or other claimant confirms its current balance and instructions for settlement.
4. Review the figures and close
The title company prepares the settlement figures using the agreed terms, confirmed payoffs, and applicable closing costs. Review the final figures with the closing company before signing.
Huntington-area offices and records
Huntington is the county seat of Cabell County and extends into Wayne County. A mailing address or the city name alone does not establish which county holds a particular parcel or whether it is inside City limits. Confirm the address with the appropriate office before relying on a county or City record.
Wayne County Clerk ↗
Use the County Clerk for Wayne County deed and related county-document inquiries. 700 Hendricks Street, Wayne, WV 25570; 304-272-6362.
Cabell County Assessor ↗
The Real Estate Property office handles real-estate assessment questions; Mapping is a separate route. 750 Fifth Avenue, Huntington, WV 25701. Real Estate Property: 304-526-9899; Mapping: 304-526-8402.
Wayne County Assessor ↗
Use the Real Estate office for assessment, mapping, and land-book inquiries. 620 Hendricks Street, Wayne, WV 25570; Real Estate: 304-272-6349.
City of Huntington Planning & Zoning ↗
Use the City's boundary lookup to check whether an address is within Huntington city limits. City jurisdiction is not established by a Huntington mailing address.
City of Huntington Finance–Revenue ↗
For a property inside City limits, the City says outstanding City fees, taxes, and charges should be addressed before transfer or may be collected at the sale. Its Request for City Fees–Closing Form is due 24 hours before the scheduled closing. Check the parcel boundary and the City page for the applicable next step.
Tax notices, mortgage foreclosure, and transfer-tax facts
A tax balance or tax-sale notice is separate from a lender's mortgage foreclosure. Check the current notice and use the office or trustee it identifies for property-specific status and dates.
A tax notice and a trustee sale are different
For a property-tax balance or tax-sale notice, check the current document with the office it identifies. A mortgage foreclosure secured by a West Virginia deed of trust follows a separate process: the trustee named in the deed of trust may sell the house at public auction after default without a court case. The trustee generally must publish notice in the county once a week for two weeks in a row and send the borrower notice by certified mail, subject to a narrow exception for some older deeds of trust. Check the actual notice and current sale information with the trustee or servicer; a tax notice is not a trustee-sale notice.
Read West Virginia's deed-of-trust sale law → · Huntington foreclosure questions →
West Virginia real estate transfer excise taxes
The first county excise tax is $1.10 for each $500 of value. An additional county excise tax starts at 55 cents per $500, and the county commission may raise that additional rate to as much as $1.65 per $500. Each $500 or fraction counts, and value includes liens the buyer takes over. At the base rates, the combined tax is $1.65 per $500; at the maximum additional rate, the combined tax can reach $2.75 per $500. The county Clerk also collects a $20 Affordable Housing Fund fee before recording. State law makes the seller pay the excise tax unless the buyer accepts the deed without the tax paid.
Huntington extends into Cabell and Wayne counties, so confirm the county and applicable rate for the actual parcel with the title company. When you sell to us, we pay the closing costs, including the West Virginia real estate transfer excise tax and the additional county excise tax. Your mortgage, liens, back taxes, and share of current property taxes remain separate.
West Virginia Code § 11-22-2: rates and recording fee → · § 11-22-1: taxable value and exclusions →
Compare possible net proceeds
Use the editable Huntington home-sale net proceeds calculator to compare estimated value, mortgage payoff, liens or taxes, repairs, carrying costs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.
What sellers say about USA Home Buyers
Huntington property liens and back taxes questions
Can I sell my Huntington house with back taxes or liens before paying them?
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. The current balances and payoff instructions are confirmed for the property as the sale moves forward.
Who checks the current lien or tax balance?
The lender, creditor, or tax office named on the current statement or notice confirms its balance and payoff instructions. The title company checks ownership and recorded claims for the sale; a county Assessor or Clerk record is not a current payoff quote.
What records should I have when I call?
Start with the property address and whatever you have: a tax bill or notice, lender payoff statement, lien or court paper, sale notice, deed, or parcel information. You can call before you have everything.
Are a property-tax sale and a mortgage foreclosure the same thing?
No. A property-tax balance or tax-sale notice is separate from a lender’s deed-of-trust foreclosure. Check the current tax notice with the office it identifies; check a trustee-sale notice with the trustee or servicer named on it.
What if the payoff is more than my Huntington house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens after I contact USA Home Buyers?
We talk about the house and the information you have, review the property as it stands, and put proposed sale terms in writing before you decide. If you choose to proceed, the title company and the responsible offices or creditors confirm the records, payoff instructions, and settlement figures for that sale.
More Huntington seller resources
Talk through the property
Call 888-274-5006 or use the form above. Start with the Huntington address and whatever notice or payoff information you have.