Huntington, WV · How the process works

How Selling Your Huntington House to Us Works

USA Home Buyers buys houses as-is in Huntington, Cabell County, and Wayne County, West Virginia. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Start with the property address and what you know; you can talk with us before every property question is settled.

Call 888-274-5006 about the house, even if some details are still unknown.

Ask for a written cash offer

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Share the address, condition, occupancy, access, and timing you are considering.

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From first conversation to settlement

The sale, step by step

  1. 1. Tell us what you know about the house

    Start with the address, condition, occupancy, access, ownership questions, and timing you are considering. If an estate, payoff, lien, tax account, notice, or move date is part of the picture, mention what you know. You do not have to settle every question before the first conversation.

  2. 2. Talk through the property and your options

    We discuss the house as it sits, including repairs, who lives there, access, and your timing. We can explain the Cash Offer and EZ Sale choices alongside listing or another path. You do not fix, clean, or clear out the house to sell to us.

  3. 3. Read the written offer and terms

    Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and any property-specific conditions. Ask questions and decide whether to proceed before signing.

  4. 4. Let the title company check the records

    The title company reviews the deed, ownership, who can sign, mortgage payoff figures, liens, taxes, and documents needed for closing. If you have an estate paper, payoff statement, lien notice, or tax notice, share it as questions come up; the conversation can begin before every record is in hand.

  5. 5. Review the settlement sheet

    We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.

  6. 6. Close through the title company

    If you choose to proceed, the title company handles closing under the written terms and confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.

Cash Offer or EZ Sale: compare the written numbers

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

Swipe across the table to compare all four selling options.

FactorList with a realtorFSBOCash OfferEZ Sale
TimelineMarket-dependentMarket-dependent30 days or less60 days or less
PriceHighest, if it sellsVariesLower priceHigher price than the Cash Offer
RepairsRepairs may be needed before listing or after inspectionThe seller handles repair decisionsNo repairsNo repairs
CommissionsAgent commissions apply under the listing agreementNo listing-agent commission; the seller handles the saleNo commissionsNo commissions
Closing costsSeller costs depend on the contract and settlement statementSeller costs depend on the contract and settlement statementNo closing costsNo closing costs
ShowingsThe seller prepares for and coordinates showingsThe seller markets the property and coordinates showingsNoneNone
Who buysRetail buyerRetail buyerUSA Home Buyers buys directlyGoes to one of our partners
CertaintyDepends on the buyer, inspections, financing, and contractDepends on finding and qualifying a buyerWritten offer and written terms before you commit; title-company closing.Written offer and written terms before you commit; title-company closing.
Net proceedsCompare the expected sale price after commissions, repairs, costs, and waitingCompare the expected sale price after seller-managed costs and workCompare the written price after your payoff and other property obligations. No commissions. No closing costs.Compare the written price after your payoff and other property obligations. No commissions. No closing costs.

Compare what you would keep after costs with the Huntington calculator →

Questions about the two options? Call 888-274-5006.

Huntington and Cabell and Wayne County details

Check the property’s actual city and county

Huntington is the county seat of Cabell County and extends into Wayne County. A Huntington mailing address does not establish whether a property is inside City limits or which county contains the parcel. The City of Huntington Planning & Zoning page links its City Boundary Lookup; check the actual address and use the county where the property is located for county-record questions. City boundary and Planning & Zoning information ↗

City transfer charges for properties inside Huntington

For a property inside City limits, Huntington says outstanding City fees, taxes, and charges should be addressed before transfer or may be collected at the sale. Its Request for City Fees–Closing Form is due to Finance–Revenue 24 hours before the scheduled closing. Check the address and the City’s current instructions for the property-specific step. City property-transfer fees, taxes, and charges ↗

Cabell County Clerk

Use the county’s Probate or Record Room contact for estate and recorded-county-record questions when the parcel is in Cabell County.

Probate ↗ · Record Room ↗

Wayne County Clerk

Use the Wayne County Clerk for county-document questions when the parcel is in Wayne County. Check the actual address rather than relying on a Huntington mailing address.

Wayne County Clerk ↗

Closing figures

See how the settlement amount breaks down

The settlement sheet shows the sale figures and how the money is allocated. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.

West Virginia charges a real estate transfer excise tax when title transfers. The first county excise tax is $1.10 per $500 of value. An additional county excise tax starts at 55 cents per $500, and the county commission may raise that additional rate to as much as $1.65 per $500. Each $500 or fraction counts, and value includes liens the buyer takes over. At the base rates, the combined tax is $1.65 per $500. The county clerk also collects a $20 Affordable Housing Fund fee before recording. State law makes the seller responsible for the excise tax unless the buyer accepts the deed without the tax paid. The additional county rate depends on the county where the property is located, so the title company confirms the current rate and final figures. When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.

West Virginia Code § 11-22-2: excise-tax rates and recording fee ↗ · § 11-22-1: taxable value and excluded transfers ↗

When things get difficult

We stay with the process

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Huntington process questions

Can I start the conversation before every property question is settled?

Yes. Start with the address and what you know about the house, its condition, occupancy, access, and timing. You can call or use the form before every detail is settled.

What happens after I ask for a cash offer?

We talk through the property and the sale choices, then give you a written offer and written terms before you commit. If you choose to proceed, the closing is handled through a title company. We'll give you a written cash offer within 24 hours.

Is every Huntington property in Cabell County?

No. Huntington is the county seat of Cabell County and extends into Wayne County. A Huntington mailing address does not establish which county contains a particular parcel; check the actual property address.

What West Virginia transfer taxes and fees apply?

West Virginia charges a real estate transfer excise tax when title transfers. The first county excise tax is $1.10 per $500 of value. An additional county excise tax starts at 55 cents per $500, and the county commission may raise that additional rate to as much as $1.65 per $500. Each $500 or fraction counts, and value includes liens the buyer takes over. At the base rates, the combined tax is $1.65 per $500. The county clerk also collects a $20 Affordable Housing Fund fee before recording. State law makes the seller responsible for the excise tax unless the buyer accepts the deed without the tax paid. The applicable additional county rate depends on the property’s county. When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.

How do I understand the settlement figures?

We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.

What if something complicates the sale?

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Ready to talk about your Huntington house?

Call 888-274-5006 or start with the property address, condition, occupancy, and timing in the form above. Questions before documents are ready are welcome.

Return to the Huntington home-selling overview →

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