Ilchester, MD · Howard County · Seller questions
These answers cover what you may keep, as-is sales, closing costs, timing, foreclosure, estate sales, tenants, and local property questions in Ilchester.
Call 888-274-5006 with a question about the house, or use the form. Start with what you know so far.
Tell us what is happening with the house and what you want to figure out. Start with the details you have.
Money and choices
Your mortgage payoff, liens, back taxes, and share of current property taxes affect what remains. Compare the written Cash Offer and EZ Sale numbers, then try different assumptions in the calculator.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Ilchester calculator →
Questions about the two options? Call 888-274-5006.
Your net depends on the sale price and sale path. A mortgage payoff, liens, back taxes, and your share of current property taxes come out separately. Compare the written Cash Offer and EZ Sale numbers, then use the calculator to estimate what may remain.
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You get a written offer and written terms before you commit, and we close through a title company.
We give written cash offers in 24 hours.
Close as fast as 7 days when title and closing details allow.
Maryland generally splits these taxes between buyer and seller unless the contract says otherwise. If a first-time Maryland home buyer will live in the house, the state transfer-tax rate is 0.25% and the seller pays the full state tax unless both parties expressly agree otherwise. County recordation tax rates vary, and many counties also charge a county transfer tax. When you sell to us, we pay the closing costs, including Maryland's state transfer tax, recordation tax and any applicable county transfer tax.
Sources: Maryland Tax–Property § 13-203; Maryland Tax–Property § 12-103; Maryland Real Property § 14-104
No fees. No agent commissions when you sell to us.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
Once appointed, the personal representative—an executor named in the will and formally appointed, or an administrator appointed when there is no will—can usually sell estate property without waiting for probate to finish. The will or a court order can limit that authority. If you need an estate attorney, we can help you find one.
Sources: Maryland Estates and Trusts § 1-301; Maryland Estates and Trusts § 7-401; Maryland Estates and Trusts § 7-402
You may still be able to sell before the foreclosure sale if the loan can be paid off at closing. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
Sources: Maryland Real Property § 7-105; Maryland Real Property § 7-105.1
You don't always need to evict to sell to us. We buy houses with tenants in place — we've done it many times, including cash-for-keys when that works better for everyone.
Start with a question
Tell us what is happening with the house and what you want to figure out. We can talk through the property, timing, or papers with you.
Call 888-274-5006 — we'll sort it out with you.
Local help
Ilchester is a Census-designated place in Howard County. For a local property or zoning question, start with Howard County Planning and Zoning.
Open the Howard County Interactive Map →
Not sure which office covers the property? Call us — we'll sort it out with you.
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
More detail
Call 888-274-5006 or return to the form. We can talk through the house before you have every detail figured out.