Ithaca, New York · Tompkins County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. We buy houses as-is in Ithaca and Tompkins County, including houses with back taxes or liens. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Call 888-274-5006 or use the form to ask for a written cash offer. You can start with the property address and what you know.
Share the property address and any tax notice, payoff statement, creditor name, or court paper you have. You can call before you have everything gathered.
Tell us the address and what you know about the notice, payoff, creditor, or tax account.
We'll give you a written cash offer within 24 hours.
Prefer to call? 888-274-5006.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The lender, tax office, or other creditor confirms the current amount and payment or release instructions. Those payoff figures are handled through the closing from the sale; they are separate from closing costs.
You can call before you have every document. The property address is enough to start a conversation. If handy, bring a recent tax bill or delinquency notice, a mortgage or creditor payoff statement, a court or judgment notice, the parcel number, and any deed or recorded document related to the claim.
The tax collector or office named on a tax bill or notice can confirm the current tax balance and any stated status or deadline. A lender or other creditor provides its current payoff. The title company checks ownership and recorded claims for the sale; the County Clerk's land records can help identify recorded deeds, mortgages, and other documents. Assessed value is a separate figure, not a lien payoff or sale price.
Start with what you have and tell us what is missing. You do not have to resolve the balance or collect every record before calling 888-274-5006.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Tell us the Ithaca address, what notice or payoff information you have, and what timing concerns you. You can start before every balance is confirmed.
We review the house as it stands and put the offer and sale terms in writing before you commit. The written terms explain the proposed price, responsibilities, payoff treatment, and closing terms for you to compare.
The title company reviews ownership and recorded claims for the transaction. The lender, tax office, or other creditor provides current payoff figures and instructions for the closing.
The settlement statement lists the sale price, payoffs, taxes, closing costs, and remaining proceeds. The title company coordinates the closing and records the completed transfer.
Written offer and written terms before you commit; title-company closing.
Ithaca is in Tompkins County. The office that holds a land record, property-tax account, or assessment may not be the same office that gives a creditor payoff. Use the office and current notice that match the question.
The County Clerk is the county office for recorded land documents. Use its Land Services information for recorded deed, mortgage, and other land-record questions. A recorded document is not a current payoff balance; ask the creditor for its current figures.
Use the tax bill or delinquency notice to identify the office collecting that property tax and ask it for the current account amount, deadline, and status. Tompkins County provides property-tax information.
An unpaid property-tax balance and a lender's mortgage foreclosure are separate matters. Follow the tax notice and confirm any current enforcement or sale status with the tax office or court named in the notice.
Use the County's Assessment Database for assessed-value and parcel-record questions. An assessment is not the current tax payoff, lien balance, or amount a buyer will offer.
A lender's mortgage foreclosure is a court case, separate from a property-tax delinquency. In New York, a foreclosure can proceed to a sale conducted by a referee. Check the current court record and notice for status and dates; the New York Courts explain the foreclosure judgment and sale process.
New York State's real estate transfer tax is $2 for each $500 of sale price, or part of $500, when the price is more than $500. That is $400 on a $100,000 sale before local tax or exemptions. Tompkins County lists an ordinary combined transfer tax of $6 per $1,000 before applicable exemptions: $4 per $1,000 for the state portion and $2 per $1,000 for the county portion.
A separate 1% mansion tax generally applies to residential sales of $1 million or more and is normally paid by the buyer. When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes.
That closing-cost promise does not include your mortgage, liens, back taxes, or share of current property taxes. Review the official New York State transfer-tax information and the Tompkins County Clerk fee schedule.
Use the editable Ithaca home-sale net-proceeds calculator with your estimated sale value, mortgage payoff, lien or tax amount, repairs, carrying costs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.
Here's what sellers have said about working with us.
“Monroe County family court, sale required. Park Avenue condo, beautiful neighborhood, but neither of us could buy out the other and we both needed the money to start over. USA Home Buyers gave us a written offer the same week we called. Both attorneys said yes, closed in thirteen days.”
“I was behind on my mortgage after a medical situation. New York judicial foreclosure takes 12-24 months, but once the bank files in Monroe County Supreme Court, your options narrow fast. USA Home Buyers explained exactly where I stood and closed before the foreclosure judgment. I walked out with enough to start over.”
“Lake Ontario flooding in the spring got into our basement on Lakeshore Boulevard twice. The second time killed the furnace and HVAC and left six inches of standing water. Our insurer totaled the contents but fought the structural claim. USA Home Buyers knew Charlotte's flood situation well — no surprises in the offer, no inspection drama. Closed in ten days.”
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Your liens are paid off from the sale at closing. You can call with the Ithaca property address before you have every notice or payoff record.
The lender, taxing office, or other creditor confirms its current balance and instructions. The title company checks ownership and recorded claims for the transaction. The Tompkins County Clerk has recorded land records; an assessed value or recorded document is not the same as a current payoff.
No. A property-tax delinquency follows the tax-collection process and the notices from the tax office handling that parcel. A New York mortgage foreclosure is a separate court case that can proceed to a sale conducted by a referee. Check the current notice and status with the office or court named in it.
New York State real estate transfer tax is $2 for each $500 of sale price, or part of $500, when the price is more than $500. Tompkins County lists an ordinary combined state-and-county transfer tax of $6 per $1,000 before applicable exemptions. Residential sales of $1 million or more may also have the separate 1% mansion tax, normally paid by the buyer.
Call 888-274-5006 or use the form above. Start with the Ithaca address and the tax notice or payoff information you have.