Can I Sell My Kansas City House in Foreclosure?

How we help you work toward closing

We buy houses as-is in Kansas City, Missouri, including homes in Cass, Clay, Jackson, and Platte Counties. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Our agreement of sale will often get a trustee's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.

You get a written offer and written terms before you commit; closing is through a title company. When you sell to us, we pay the closing costs. That does not pay your mortgage balance, liens, back taxes, or your share of current property taxes; the title company reviews those separately.

What Missouri’s mortgage-sale notices mean

If your home loan is secured by a deed of trust with a power of sale, the lender can use a trustee’s sale instead of filing a court case first. The sale must be held in the county where the property is located. Missouri law requires at least 20 days’ notice published in a newspaper and mailed by certified or registered mail to the owner of record. See RSMo §443.310, §443.320, and §443.325. Ask the trustee, lender, title company, or an attorney to confirm the current sale date and the amount needed to pay off the loan.

If the lender or someone acting for it buys at the trustee’s sale, Missouri law gives the owner one year to redeem the property. To keep that right, the owner must give written notice of intent at the sale or within ten days before it, then file a court-approved bond within twenty days after the sale. The steps are in RSMo §443.410 and §443.420. This is a separate post-sale right, not an extension of the sale date; talk with an attorney promptly about the requirements for your situation.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

Ask the lender for a current payoff statement. We can review the payoff and title details with you; any lender decision is specific to the lender, property, and case.

What happens next

1. Call us at 888-274-5006 or send the property details through the form. If you have a trustee’s-sale notice, include the date and the trustee’s contact information.
2. We review the house and give you a written cash offer and written terms before you commit.
3. If you choose to proceed, the title company reviews ownership, title, payoff, liens, and closing figures with you.
4. We work toward closing and use the agreement to ask the trustee to postpone the sale. Confirm the current date with the trustee; do not assume it changed because you signed.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.