A sale may still be possible if the loan can be paid off before the trustee's sale. With a deed of trust that allows a power of sale, the lender can use a trustee's sale without a court case. The sale is held in the property's county, with at least 20 days' notice published and mailed to the owner of record. Ask the trustee, lender, title company, or an attorney to confirm the actual sale date and payoff amount. Our agreement of sale will often get a trustee's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think. If the lender or someone acting for it buys at the sale, a one-year redemption right can apply. To preserve it, the owner must give written notice of intent at the sale or within the 10 days before it, then file a court-approved bond within 20 days after the sale. Confirm the current requirements promptly with a Missouri attorney or title professional.