Kansas City, MO · Cass, Clay, Jackson, and Platte counties · How it works
How Selling Your Kansas City House to Us Works
USA Home Buyers buys houses as-is in Kansas City, Missouri. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Kansas City addresses can be in Cass, Clay, Jackson, or Platte County; the property’s location determines which county records apply.
Start with the address and what you know. You can call before every property question is settled; we will talk through the house and what still needs to be checked.
Prefer to talk first? Call USA Home Buyers at 888-274-5006.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know about the house.
Start with what you know
1. Tell us about the house
Share the address, condition, who lives there, access, and the timing you have in mind. Mention repairs, a tenant, an estate, a mortgage payoff, a lien, back taxes, or an official notice if one is part of the situation. You can begin with what you know while other answers are still being checked.
From the first conversation to settlement
2. The sale, step by step
Step 1: Talk through the property
We ask about condition, access, occupancy, repairs, and what you want to do next. Start with the facts you have; the first conversation does not depend on every property question being settled.
Step 2: Review the written offer and terms
We'll give you a written cash offer within 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, costs, responsibilities, possession, timing, and property-specific conditions before you decide whether to proceed.
Step 3: Work through title and payoff details
If you choose to proceed, the title company reviews ownership, who needs to sign, mortgage payoff information, liens, tax items, and the documents needed for closing. A lien is a legal claim against property, often tied to a debt. Bring the statements, notices, or estate papers you have; the title company and the professional handling a court or estate matter can identify what still needs confirmation.
Step 4: Review settlement and close
A settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Kansas City, MO calculator →
Questions about the two options? Call 888-274-5006.
Kansas City and county records
4. Useful local details
Kansas City, Missouri includes parts of Cass, Clay, Jackson, and Platte counties. The county where the property sits determines which recorder holds its deed and land records. The title company can identify the right records for the address.
- Cass County:Cass County Recorder of Deeds ↗
- Clay County:Clay County Recorder of Deeds ↗
- Jackson County:Jackson County Recorder of Deeds ↗
- Platte County:Platte County Recorder's Office ↗
If the house is part of an estate
Who signs for an inherited house depends on how the property is titled and the estate file. If it remains estate property, the probate-court-appointed personal representative may have authority to sell it; if heirs or devisees hold title, they may need to convey it. Whether a separate court order is needed depends on the administration, will, and estate file. The title company or an attorney can confirm who must sign, and you can start the conversation while those questions are being sorted out. See Missouri’s rules for a personal representative’s authority to sell estate property and court-supervised estate sales.
Settlement figures
5. Closing numbers
Read the settlement sheet with the title company. It shows the sale price, payoffs, taxes, costs, and amount scheduled for disbursement. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Missouri’s Constitution bars the state, counties, and other local governments from imposing new taxes on the sale or transfer of real estate after December 2, 2010. A deed still has recording charges: state law sets $5 for the first page and $3 for each additional page, plus per-document fees. The title company or closing professional confirms the exact charges. See the Missouri Constitution’s limit on new real-estate transfer taxes and the state statutes for deed recording fees, recorder user fees and additional recording fees.
When you sell to us, we pay the closing costs. That does not pay your mortgage, liens, back taxes, or your share of current property taxes.
To compare what you might keep after costs on a listing with a written offer, use the Kansas City home-sale net-proceeds calculator.
If something gets difficult
6. When things get difficult
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
If a new question or delay comes up, call USA Home Buyers at 888-274-5006.
7. Questions and contact
Questions about the Kansas City process
Can I start the conversation before every property question is settled?
Yes. Start with the Kansas City address and what you know about the condition, occupancy, access, and timing. You can tell us which details are still unclear; you do not have to resolve every title, payoff, estate, or tax question first.
Do I need to repair or clean out the house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
When will I get a written cash offer?
We'll give you a written cash offer within 24 hours.
What is the difference between a Cash Offer and EZ Sale?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Who checks title, signing authority, mortgage payoffs, and liens?
If you choose to proceed, the title company reviews the closing file, including ownership, who needs to sign, mortgage payoff information, and relevant title or tax items. A lien is a legal claim against property, often tied to a debt. For an estate or court matter, the applicable papers and professionals help confirm who can sign.
How do Missouri closing costs and recording charges work?
Missouri's Constitution bars state and local governments from imposing new taxes on the sale or transfer of real estate after December 2, 2010. State law sets deed recording charges at $5 for the first page and $3 for each additional page, plus per-document fees; the title company or closing professional confirms the exact charges. When you sell to us, we pay the closing costs. That does not pay your mortgage, liens, back taxes, or share of current property taxes.
How do I review the settlement numbers?
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Kansas City seller pages
- Inherited property and estate questions
- Foreclosure and sale-date questions
- Divorce and a house sale
- Tenant-occupied property
- Code violations
- Fire-damaged property
- Property liens and back taxes
- Kansas City home-selling overview
- Kansas City reviews
Want to talk through the house? Call USA Home Buyers at 888-274-5006 or use the property form. You can start with the details you have.