Lancaster, Ohio · Fairfield County · Back taxes and liens

Can I Sell My Lancaster House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. You can sell a Lancaster house with back taxes or liens to us. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what you know about the house and the notice; you can call before you have every record or payoff figure.

Call 888-274-5006 to talk through the property.

Talk through your Lancaster lien or tax question

Share the property address and what you know about a tax notice, lien, creditor, or payoff. You can call before you have all the records.

We give written cash offers in 24 hours.

Tell us the address and what you know about the notice, payoff, creditor, or tax account.

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Prefer to call? 888-274-5006.

How lien and tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

The creditor or tax office confirms the current balance and payment instructions. The title company checks the property records and works through the payoff details with you as the sale moves forward.

Records and a next step

A recent tax bill or notice, lender or creditor payoff statement, lien paper, or court notice can help us understand what is going on. Call with the Lancaster address and whatever you have; you do not need to gather every record first. The Fairfield County Treasurer handles property-tax balance questions, the Auditor has parcel-search and assessment information, and the Recorder keeps recorded land documents.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the house and notice

    We discuss the Lancaster house and the tax, creditor, or court papers you have. You can call before you know the exact payoff.

  2. 2. Review the written offer and terms

    You get a written offer and written terms before you commit, and we close through a title company.

  3. 3. Work through title and payoffs

    The title company checks ownership and recorded claims. The creditor or county office confirms the current payoff and release instructions for closing.

  4. 4. Review the closing figures and close

    The title company prepares the closing figures and documents using the sale terms and confirmed payoffs. You can talk through the figures with us before closing.

Fairfield County offices for tax and property records

The Treasurer handles property-tax balances, the Auditor provides parcel and assessment information, and the Recorder handles recorded land documents.

Fairfield County Auditor

Use the Auditor's parcel search and GIS for property-record questions. The Auditor also provides conveyance standards and can answer questions about the county conveyance-fee amount.

Tax foreclosure and mortgage foreclosure are separate

Ohio has a court process for delinquent property taxes under Revised Code Chapter 5721. A mortgage foreclosure is a separate court case over the home loan; Ohio mortgage foreclosures go through court. Read the notice for the property and use the case details for its dates. For sheriff-sale information, contact the Fairfield County Sheriff; for a tax-account balance, contact the Fairfield County Treasurer.

Read about selling before a Lancaster mortgage foreclosure sale →

Ohio Revised Code §2329.33 explains when a mortgage foreclosure sale can be stopped before the court confirms it.

Ohio conveyance fee

Ohio charges a conveyance fee when a house sells: $1 per $1,000 of the sale price for the state, plus up to $3 per $1,000 that a county may add. State law puts the fee on the seller. The Fairfield County Auditor can answer questions about the county amount. Read Ohio Revised Code §319.54 and §322.02.

Ohio conveyance fee: When you sell to us, we pay it.

Compare possible net proceeds

Compare your own estimates for the sale price, mortgage payoff, liens or back taxes, repairs, and other costs in the home-sale calculator.

Open the Lancaster home-sale net proceeds calculator →

What our sellers say

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Angela Rmoving

Lancaster property liens and back taxes questions

Can I sell my Lancaster house with back taxes or liens before paying them?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. We buy houses with back taxes and liens, and you can call before you have every notice or payoff amount. When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

Who confirms the current property-tax or lien payoff?

The Fairfield County Treasurer can answer property-tax balance questions. A lender or other creditor confirms its payoff amount and instructions. The title company checks the recorded claims involved in the sale and works through the payoff details with you.

What should I have ready before I call?

Start with the Lancaster property address and whatever you have: a tax bill or notice, creditor letter, payoff statement, lien paper, or court notice. You can call before you have everything.

Are tax foreclosure and mortgage foreclosure the same?

No. Ohio has a court process for delinquent property taxes under Revised Code Chapter 5721. A mortgage foreclosure is a separate court case over the home loan. Use the notice and case details for the property to follow its dates.

What if the payoff is more than my Lancaster house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

Who pays Ohio’s conveyance fee when I sell to you?

Ohio charges a state conveyance fee of $1 per $1,000 of the sale price, and a county may add up to $3 per $1,000. Ohio law puts the fee on the seller; ask the Fairfield County Auditor about the amount for your sale. Ohio conveyance fee: When you sell to us, we pay it.

What happens after I contact USA Home Buyers?

We talk through the house and the information you have. You get a written offer and written terms before you commit, and we close through a title company. The title company works with the creditor or county office on current payoff instructions for closing.

Talk through the property

Call 888-274-5006 or use the form above. Start with the Lancaster address and the notice or payoff information you have.

Call Now 888-274-5006