What we take on
A fire can leave damage, cleanup, and debris to deal with. You do not have to arrange repairs, clean out the house, or haul debris before asking us to buy it. We buy fire-damaged houses exactly as they stand.
You can talk with us while the damage and debris are still there. If officials have restricted access or the structure may be unsafe, follow their directions and stay out until it is safe to enter.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
- Tell us the address, what happened, and what you know about the damage and access.
- We discuss the property and give you a written cash offer within 24 hours.
- You receive written terms before you commit. If you choose to proceed, closing is through a title company.
When you sell to us, we pay the closing costs, including Minnesota deed tax and applicable Hennepin or Ramsey County Environmental Response Fund tax. Your mortgage, liens, back taxes, and share of current property taxes remain separate.
Long Prairie building and permit contacts
If the structure may be unsafe or access is restricted, do not enter or begin work. Follow directions for the actual property from the officials responsible for the site and the utility provider. Before cleanup, debris removal, or repairs, ask what access rules or permits apply to the work you plan.
For an address inside Long Prairie city limits, the City’s Planning and Zoning page directs permit requests to City Hall and identifies the Building Inspector as the issuer of building permits. The city and county are separate jurisdictions, so check the parcel’s location before relying on a city record or contacting City Hall about an address outside city limits.
Long Prairie City Hall: 615 Lake Street South, Long Prairie, MN 56347. Call 320-732-2167.Compare rebuilding with selling as-is
Compare a written repair scope and contractor estimates, debris and cleanup costs, any permits officials say apply, and the cost of carrying the property while work is underway with the written terms for an as-is sale. Ask your insurer and mortgage servicer how their requirements apply to your claim and loan; do not assume a particular insurance payment.
The calculator compares an estimated listing price with estimated proceeds after the costs you enter. Use your own figures; it is a planning estimate, not an offer for your particular house.
Compare Long Prairie sale proceeds with your own numbers →Questions and contact
You can call now, even if you are still sorting out the damage, claim, or paperwork. Call 888-274-5006 or send the property details through the form below.
Fire-Damaged House Long Prairie, MN — Common Questions
Can I sell a fire-damaged house in Long Prairie, MN?
Yes. USA Home Buyers buys houses as-is in Long Prairie, Minnesota, and Todd County. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I have to clean up, repair, or haul debris before selling?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I enter the house or start cleanup after a fire?
If the structure may be unsafe or officials have restricted access, do not enter. Follow directions for the actual property from the fire or building officials, utility provider, and insurer. Before cleanup, debris removal, or repairs, ask the officials responsible for the address what access rules or permits apply.
Where can I ask about building permits in Long Prairie?
For a property inside Long Prairie city limits, the City’s Planning and Zoning page directs permit requests to City Hall and identifies the Building Inspector as the issuer of building permits. Ask what applies to the specific property and planned work. Outside city limits, confirm which local jurisdiction handles the address.
What happens after I contact USA Home Buyers?
Tell us what happened and what you know about the damage and access. We discuss the property and give you a written cash offer within 24 hours. You receive written terms before you commit; if you choose to proceed, closing is through a title company.
What our sellers say
“My renters skipped out in the middle of my rental property needed 20k in work sold it to these guys instead good people”
“bought a fixer upper in akron and ran out of money place was torn down to the studs they took it off my hands and saved my credit highly recommend”
“Got ripped off by a roofer... didn't have the money to finish the job... they bought it with a tarp on the roof and didn't blink...”
Talk with us about the house
Call 888-274-5006 or use the form to describe the damage and ask for a cash offer.
We give written cash offers in 24 hours.
Tell us about the property and the questions you want to compare.