Long Prairie, MN · Todd County seller resources · How the sale works
How Selling Your Long Prairie House to Us Works
USA Home Buyers buys houses as-is in Long Prairie and Todd County, Minnesota. Start with the address and what you know about the house; you do not need to settle every property question before you call or use the form.
Questions about the house? Call 888-274-5006.
Tell us about the houseWe'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know. You can start before every property question is settled.
From the first conversation to settlement
The sale, step by step
Step 1: Tell us about the house
Start with the Long Prairie address, the house's condition, who occupies it, access, and the timing you are considering. You can start the conversation before every property question is settled. USA Home Buyers buys houses as-is in Long Prairie, Minnesota, and Todd County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Step 2: Talk through the property and your choices
We discuss the house as it stands, including condition, repairs, occupancy, access, ownership, and timing. We can talk through a direct sale, listing, repairs, waiting, or another option while there are still details to check.
Step 3: Read the written offer and terms
We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before deciding whether to proceed.
Step 4: Work through title, authority, and payoffs
If you choose to move forward, the title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and documents needed for settlement. A payoff is the amount needed to satisfy a mortgage or other obligation; a lien is a claim for money against the property. Current statements, notices, and estate papers can help identify what still needs to be checked.
Step 5: Review the settlement sheet and close
The settlement sheet shows how the sale money breaks down. If you proceed, you sign the final papers through the title company and receive the money through its instructions. You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Long Prairie calculator →
Questions about the two options? Call 888-274-5006.
Long Prairie and Todd County
Check the parcel's location for local questions
Long Prairie is Todd County's county seat, but the city and county are separate jurisdictions. A Long Prairie-area address does not by itself show whether a property is inside city limits. Check the parcel's actual location before relying on a city or county record.
Closing numbers
Review the settlement figures
The settlement sheet lays out the sale price, mortgage payoff, liens, taxes, other costs, and amount scheduled for disbursement. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
For an ordinary taxable transfer with net consideration over $3,000, Minnesota deed tax is 0.33% of that amount. Hennepin and Ramsey counties each add a 0.01% Environmental Response Fund tax; Long Prairie is in Todd County. Exemptions and transfers with little or no consideration can change the tax, and the closing professional confirms the property's county and taxable amount.
When you sell to us, we pay the closing costs.
Your mortgage balance, liens, back taxes, and share of current property taxes are separate settlement items.
Minnesota Department of Revenue: deed-tax rate ↗ · Minnesota Statutes § 287.21 ↗ · Minnesota Statutes § 287.22 exemptions ↗
For broader market context, Zillow's typical home value is $254,547 (As of September 2026; Zillow typical home value for Long Prairie, MN). It is not a price or offer for a particular house.
Compare possible Long Prairie sale proceeds with the calculator →
When things get difficult
We keep working through the bumps
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Questions and contact
Find guidance for your situation
Read about the situation closest to yours or compare possible numbers with the calculator. You can call before every property question is settled.
Questions about selling a Long Prairie house
Can I start before every property question is settled?
Yes. Start with the Long Prairie address and what you know about the condition, occupancy, access, and timing. You can call or use the form while other details are still being checked.
Do you buy houses as-is in Long Prairie and Todd County?
Yes. USA Home Buyers buys houses as-is in Long Prairie, Minnesota, and Todd County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What does the title company check?
The title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. A particular payoff, lien, or estate question is checked against the records and papers for that property.
Who pays Minnesota deed tax and other closing costs?
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes are separate settlement items.
How do I review the amount scheduled for me at closing?
The settlement sheet lists the sale price, payoffs, liens, taxes, other costs, and the amount scheduled for disbursement. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Ready to talk about your Long Prairie house?
Call 888-274-5006 or use the form above. Start with the address and what you know so far.