Madison, Mississippi · Seller questions

Questions About Selling a House in Madison, MS

We buy houses as-is in Madison and Madison County. These answers cover repairs, what you keep, timing, Mississippi closing costs, and foreclosure questions.

We answer 24/7 at 888-274-5006. You can also ask about your house using the form.

Money and choices

Compare what you keep, not just a sale price

Net proceeds are what remains after the costs and balances tied to your sale. Change the assumptions in the Madison home-sale net proceeds calculator to compare possible outcomes for your house, then review the written numbers for each option.

We have two ways to buy. Compare the direct Cash Offer and partner-based EZ Sale below; either way, you compare written numbers and choose what works best for you.

See the Cash Offer and EZ Sale comparison →

Cash Offer or EZ Sale: compare the written numbers

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

Swipe across the table to compare all four selling options.

Factor	List with a realtor	FSBO	Cash Offer	EZ Sale
Timeline	Market-dependent	Market-dependent	30 days or less	60 days or less
Price	Highest, if it sells	Varies	Lower price	Higher price than the Cash Offer
Repairs	Repairs may be needed before listing or after inspection	The seller handles repair decisions	No repairs	No repairs
Commissions	Agent commissions apply under the listing agreement	No listing-agent commission; the seller handles the sale	No commissions	No commissions
Closing costs	Seller costs depend on the contract and settlement statement	Seller costs depend on the contract and settlement statement	No closing costs	No closing costs
Showings	The seller prepares for and coordinates showings	The seller markets the property and coordinates showings	None	Yes, partner visits
Who buys	Retail buyer	Retail buyer	USA Home Buyers buys directly	Goes to one of our partners
Certainty	Depends on the buyer, inspections, financing, and contract	Depends on finding and qualifying a buyer	You get a written offer and written terms before you commit, and we close through a title company.	You get a written offer and written terms before you commit, and we close through a title company.
Net proceeds	Compare the expected sale price after commissions, repairs, costs, and waiting	Compare the expected sale price after seller-managed costs and work	Compare the written price after your payoff and other property obligations. No commissions. No closing costs.	Compare the written price after your payoff and other property obligations. No commissions. No closing costs.

Compare what you would keep after costs with the Madison calculator →

Questions about the two options? Call 888-274-5006.

Madison seller questions, answered

Do I need to repair or clean the house before selling to you?

No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what the house is like now.

How soon do I get a written offer, and how long can a sale take?

We give written cash offers in 24 hours. The Cash Offer program term is 30 days or less; EZ Sale is 60 days or less. Those are program terms, not a promised closing date for a specific house. We give you the written offer and terms before you commit, and we close through a title company.

Who pays Mississippi deed and closing costs?

Mississippi has no state real-estate transfer tax; deeds are subject to recording fees, not a state transfer tax. The county chancery clerk applies the statutory fee schedule and any other recording charge. When you sell to us, we pay the closing costs. That does not pay your mortgage, liens, back taxes, or share of current property taxes.

What if a mortgage foreclosure sale is scheduled?

Many Mississippi deed-of-trust foreclosures proceed nonjudicially under Miss. Code Ann. § 89-1-55. The trustee must post notice at the courthouse and publish it for three consecutive weeks; the sale is held at the courthouse door. After a completed nonjudicial sale under this section, there is no right of redemption.

Start with a question

You can call before you have everything figured out

Start with the property address and the question on your mind. You do not need every paper gathered to call. We provide the written offer and terms before you commit, so you can read them before deciding.

Call 888-274-5006 or use the form below.

A local place to start with a city question

For a Madison city-government question, the City of Madison contact page lists City Hall at 120 Montgomery Street, Madison, MS 39110. Use the City’s contact page to find the right city contact for your question.

City of Madison contact page →

More detail for Madison sellers

For customer reviews, Read our Google reviews.

Contact USA Home Buyers

Ask about your Madison house

Tell us what you know about the house and what question you want answered. Call 888-274-5006 or use the form.

We give written cash offers in 24 hours.

Takes 2 minutes. No obligation.