New Albany, Indiana › Foreclosure · Floyd County
Can I Sell My New Albany House Before Foreclosure?
Indiana mortgage foreclosures go through court. Before the sheriff's sale, you can redeem by paying the full judgment, interest, and costs through the clerk or sheriff, depending on the case stage. Paying only overdue installments is not enough. A sale needs to close and resolve the debt in time. If you have a sale date, call us — we'll go through the notice, payoff, and timing with you.
We answer 24/7 at 888-274-5006.
How we help with a foreclosure sale
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You get a written offer and written terms before you commit, and we close through a title company.
No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs.
We review the mortgage payoff with you because it has to be resolved for the sale to close.
Mortgage foreclosure or tax sale?
A mortgage foreclosure is a court case about a home loan and can lead to a sheriff's sale. Before that sale, Indiana law lets you redeem by paying the full judgment, interest, and costs through the clerk or sheriff, depending on the case stage. Paying only overdue installments is not enough. The payoff and sheriff's-sale date matter.
A Floyd County tax sale for unpaid property taxes is a separate process, with its own notice and date. A postponement of a mortgage sheriff's sale does not change the date on a tax-sale notice. If you have a property-tax notice, call us — we'll sort it out with you.
Indiana's mortgage-foreclosure procedure is in Indiana Code § 32-29-7-7.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
Call us or use the form. We'll talk through the house, the notice, the sale date, and the payoff.
You get a written offer and written terms before you commit. If you want to move ahead, we work with the title company on title and payoff details and toward closing.
Close as fast as 7 days when title and closing details allow.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Floyd County sale information
Check Floyd County's current sheriff-sale information for a mortgage case.
Questions about selling before foreclosure in New Albany, Indiana
Can I sell my New Albany house if a sheriff's sale is scheduled?
Indiana mortgage foreclosures go through court. Before the sheriff's sale, you can redeem by paying the full judgment, interest, and costs through the clerk or sheriff, depending on the case stage; paying only overdue installments is not enough. The sale needs to close and resolve the debt in time. Call us with the date on your notice, and we'll go through the payoff and timing with you.
Is a Floyd County tax sale the same as mortgage foreclosure?
No. A mortgage foreclosure is a court case about a home loan and can lead to a sheriff's sale. A tax sale for unpaid property taxes is separate and has its own notice and date. If your notice is about property taxes, call us — we'll sort it out with you.
What if the mortgage payoff is more than my New Albany house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens after I contact USA Home Buyers?
We talk through the house, the notice, and the payoff. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
What our sellers say
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“I was four months behind on my mortgage and the notices were stacking up. I didn't even know I could sell and still come out with money. USA Home Buyers explained the whole thing, the offer was fair, and we closed before things got worse. Huge weight off my shoulders.”
Talk with us about the sale date
Call 888-274-5006 or send the New Albany property address and the date on your notice.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.
