New Albany, Indiana · Floyd County · How the sale works
How Selling Your New Albany House to Us Works
USA Home Buyers buys houses in New Albany and Floyd County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You can call before every property question is settled. Start with the address and what you know about the house; we can talk through the details that still need checking.
Prefer to talk first? Call USA Home Buyers at 888-274-5006.
Tell us about the houseWe give written cash offers in 24 hours.
Share the address and what you know about the house. You can start before every detail is settled.
From the first conversation to settlement
The New Albany sale, step by step
Step 1: Tell us what is going on with the house
Start with the New Albany address, the house's condition, who lives there, and your timing. If there is an estate, a mortgage payoff, a lien, a tenant, or a sale notice, tell us what you know. You can start the conversation before every property question is settled.
Step 2: Talk through the property as it stands
We talk through the house, access, occupancy, repairs, and what you want to do next. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Step 3: Read the written offer and terms
We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company. Read the price, responsibilities, possession, timing, costs, and property-specific terms before you decide whether to proceed.
Step 4: Work through title and payoff details
If you choose to proceed, we work with the title company on ownership, signing authority, mortgage payoffs, liens, and the paperwork for closing. Close as fast as 7 days when title and closing details allow.
Step 5: Review the settlement sheet and close
The settlement sheet shows how the sale price, payoffs, property-tax adjustments, and closing charges add up to the amount scheduled for you. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the New Albany calculator →
Questions about the two options? Call 888-274-5006.
Before settlement
Review the closing numbers
The settlement sheet lists the sale price, mortgage and lien payoffs, property-tax adjustments, closing costs, and the amount scheduled for you.
When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees
To compare what you might keep after costs, use the New Albany home-sale net-proceeds calculator.
When things get difficult
We keep working toward the closing table
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions and contact
Find the next step for your New Albany house
Call USA Home Buyers at 888-274-5006 or use the form above. You can start with what you know about the house.
Questions about selling a New Albany house
Can I call before every detail about the house is settled?
Yes. Start with the New Albany address and what you know about the house, who lives there, and your timing. Tell us what is still unknown and we can talk it through with you.
Do I need to repair or clean the house before selling to you?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What happens after I receive the written offer?
You get a written offer and written terms before you commit, and we close through a title company. Read the terms and compare your choices before you decide whether to proceed.
How soon can we close?
Close as fast as 7 days when title and closing details allow.
Who pays the closing costs?
When you sell to us, we pay the closing costs.
Do you charge a fee for the sale?
No fees
Start with what you know about the house
Call USA Home Buyers at 888-274-5006 if you would rather talk first. The first conversation can start before every property question is settled.