Can I sell my New Albany house as-is?
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You get a written offer and written terms before you commit, and we close through a title company.
What are the ways to sell an as-is house?
The main choices are listing with an agent, selling on your own, or comparing a direct sale. Look at the work involved, buyer access, written terms, and costs for the house you have.
List with an agent
You can ask an agent to market the house in its current condition. Compare the written listing terms, any preparation you choose, buyer access, and how you want to handle price discussions and requests for work.
Sell it yourself
You set the price and handle marketing, buyer questions, access, and negotiations, or hire help for the parts you do not want to manage.
Cash Offer or EZ Sale: compare the written numbers
Compare the direct-sale programs with an agent listing or selling on your own. The written numbers and terms let you see which path fits your house.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the New Albany calculator →
Questions about the two options? Call 888-274-5006.
What Indiana filing should New Albany sellers know about?
Indiana property-transfer reporting is filed with the county Auditor for property-tax records. For a New Albany house, that means the Floyd County Auditor. The filing fee is usually $20, and some transfers are exempt; deed recording and other closing charges are separate. Read the Indiana property-transfer law and the Indiana property-transfer form information. Floyd County lists its offices on the county website.
Which costs and timing should I compare?
Your mortgage payoff, liens, back taxes, and share of current property taxes are separate. When you sell to us, we pay the closing costs. No fees. No agent commissions when you sell to us.
Close as fast as 7 days when title and closing details allow.
The New Albany home-sale net-proceeds calculator can help you compare estimates for a listing and a direct sale.
What can I do next?
Share the New Albany address, the house's condition, and the timing you have in mind. We can talk through the options and compare the written terms with you.
Not sure which option fits? Call us — we'll sort it out with you: 888-274-5006. You can also use the form above to ask for an offer.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Common New Albany as-is sale questions
Can I sell my New Albany house without repairing or cleaning it first?
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What are my options for selling an as-is house?
You can list with an agent, sell on your own, or compare a direct sale. Compare the written price and terms, the work involved, buyer access, and the costs for your house.
How is Indiana property-transfer reporting handled in Floyd County?
Indiana property-transfer reporting is filed with the county Auditor for property-tax records. The filing fee is usually $20, and some transfers are exempt; deed recording and other closing charges are separate.
Who pays the closing costs when I sell to USA Home Buyers?
Your mortgage payoff, liens, back taxes, and share of current property taxes are separate. When you sell to us, we pay the closing costs. No fees. No agent commissions when you sell to us.
How quickly can a direct sale close?
Close as fast as 7 days when title and closing details allow.