What we take on after a fire
You can sell without cleaning up, repairing fire damage, or arranging to haul away debris. We buy the house as it stands, so you can focus on what comes next instead of getting it ready for sale.
Your insurance proceeds and mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
Tell us what happened and what you know about the damage. We’ll talk through the house with you. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
No agent commissions when you sell to us. When you sell to us, we pay the closing costs, including Rhode Island's real estate conveyance tax. No fees. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Rhode Island charges a real estate conveyance tax when the deed is recorded. State law assigns it to the seller unless the parties agree otherwise. Read Rhode Island General Laws § 44-25-1.
Safety, repairs, and permits
If firefighters or building officials have told you to stay out or restricted access, stay out and follow their directions. Newport’s Department of Building & Inspections handles building permits and inspections. Contact the department with permit or inspection questions about a Newport property.
Newport Department of Building & Inspections →Compare rebuilding with selling as-is
Compare your written sale terms with the cleanup, repair, and debris-removal costs and time you expect if you rebuild. The Newport calculator lets you compare a direct as-is sale with a possible listing.
Compare estimated Newport sale proceeds →Questions and contact
Questions about selling a fire-damaged Newport house
Can I sell a fire-damaged house in Newport as-is?
Yes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
What happens to my insurance proceeds if I still have a mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I enter the house or start cleanup after a fire?
If firefighters or building officials have told you to stay out or restricted access, stay out and follow their directions. You don't need to arrange cleanup or repairs before selling to us.
How soon can you close on a fire-damaged house?
You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
What our sellers say
Talk with us about the house
Call 888-274-5006 or use the form to talk through the damage and what happens next.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.