How liens and back taxes are paid
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
No fees. No agent commissions when you sell to us.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Records and a next step
A recent tax bill, lien letter, lender statement, payoff notice, or court paper can help us talk through the balance. Call with the Pawtucket address and whatever you have; you can call before you have everything. The creditor or tax office confirms its current balance and payoff instructions. As the sale moves forward, we work with the title company on the recorded claims and closing details.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
1. Talk through the house and what you know
Tell us the address and what the bill, lien, or notice says. We can talk before you have the payoff amount or every paper.
2. Review written terms before deciding
You get a written offer and written terms before you commit, and we close through a title company.
3. Work through title and payoff details
The title company checks the recorded claims and works with the creditor or tax office on current payoff instructions.
4. Review closing figures and close
The title company prepares the closing figures using the sale terms and confirmed payoff amounts. Close as fast as 7 days when title and closing details allow.
Pawtucket tax and property-record offices
A Pawtucket tax sale concerns unpaid city property taxes. Mortgage foreclosure is a separate process about the home loan. If you have a tax-sale or foreclosure notice, call us with the date and the notice.
Pawtucket Tax Collector
Contact the Tax Collector about city property-tax bills, payments, and a tax-sale notice.
Pawtucket City Clerk's Real Estate Records
Contact the City Clerk about recorded deeds, mortgages, liens, discharges, and other land records.
Rhode Island's tax-sale law is in R.I. Gen. Laws § 44-9-1.
Rhode Island real estate conveyance tax
Rhode Island charges a real estate conveyance tax when the deed is recorded. Since October 1, 2025, the rate is $3.75 for each $500 of the price, or any part of $500. A mortgage or lien that stays on the property is included in the price. For 2026, a second tax at the same rate applies to the part of a sale price above $824,000; the threshold is adjusted for inflation each year. State law assigns the tax to the seller unless the parties agree otherwise. When you sell to us, we pay the closing costs, including Rhode Island's real estate conveyance tax.
R.I. Gen. Laws § 44-25-1: tax rate and paymentRhode Island Division of Taxation: rate effective October 1, 2025Rhode Island Division of Taxation: 2026 threshold
Compare possible sale proceeds
Compare possible proceeds using your own lien, tax, and payoff information.
Open the Pawtucket home-sale net-proceeds calculator →What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Just wanted to say, taxes were 3 years behind on my house... county was going to auction it... they bought it, paid the taxes at closing, gave me the rest... Thanks...”
Questions about Pawtucket liens and back taxes
Can I sell my Pawtucket house with back taxes or liens before paying them?
Yes. We buy Pawtucket houses with back taxes or liens. When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing. Call with the address and whatever notice or payoff information you have; you can start before you have every record.
Who confirms the current lien or tax payoff?
The creditor or tax office confirms its current balance and payoff instructions. The title company works with them on the payoff details for closing.
Can I call before I have all the paperwork?
Yes. Start with the Pawtucket property address and whatever you have, such as a tax bill, lien letter, payoff statement, or notice. You can call before you have everything.
Is a Pawtucket tax sale the same as mortgage foreclosure?
No. A city tax sale concerns unpaid property taxes; mortgage foreclosure concerns the home loan. They are separate processes with separate notices and sale dates. The Pawtucket Tax Collector handles city property-tax bills and payments.
What if the payoff is more than my Pawtucket house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens after I contact USA Home Buyers?
We talk through the house and the information you have, then give you written terms before you commit. You get a written offer and written terms before you commit, and we close through a title company. We work with the title company on title and payoff details. Close as fast as 7 days when title and closing details allow.
More Pawtucket seller information
Talk through the property
Start with the Pawtucket address and whatever lien or tax information you have. Call 888-274-5006 or use the form above.