Questions About Selling a House in Phillipsburg, NJ

There is no one amount that fits every house. Compare the written sale price with repairs, commissions, cleanout, carrying costs, taxes, mortgage payoff, liens, and the costs attached to each selling path. What remains after those costs is more useful than the headline price.

More: Compare possible Phillipsburg net proceeds →

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Start with what you know about the condition, access, occupancy, and timing; you do not need to finish work before asking about a sale.

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We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

More: Compare the Cash Offer and EZ Sale terms below →

When you sell to us, we pay the closing costs, including New Jersey's realty transfer fee and any applicable graduated percent fee. New Jersey charges a realty transfer fee when the deed is recorded; a separate graduated percent fee may also apply to a home sale over $1 million unless the transfer is exempt. Your mortgage, liens, back taxes, and share of current property taxes are separate.

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• New Jersey Division of Taxation — Realty Transfer Fee →
• New Jersey Realty Transfer Fee FAQs →

We give written cash offers in 24 hours. Start with the property address and the condition, occupancy, and timing details you know. The offer timing is separate from a property-specific closing date.

More: See how the Phillipsburg process works →

No. Start with the property address and what you know about the condition, who lives there, and your timing. You can ask a question before you have every document gathered. Written offer and written terms before you commit; title-company closing.

More: Read the Phillipsburg seller guide →

Yes. Start with what you know about who lives there, the lease or notices, access, and timing. Those details can be part of the property discussion and written terms.

More: Read about tenant-occupied property in Phillipsburg →

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Share the notice and any dates shown on it, and ask the town office that issued it what applies to that address.

More: Read about code violations and repairs →

Often, yes, if the sale closes before the sheriff's sale. New Jersey foreclosures go through the courts. The lender must first send a Notice of Intention to Foreclose; you then have 30 days to catch up on the debt or ask for mediation before the lender can file in court. After you are served with the complaint, you have 35 days to answer. If you do not answer or contest the case, it is treated as uncontested. In an uncontested residential foreclosure, the lender normally must give at least 14 calendar days' notice before submitting proofs for final judgment, explaining how to get the amount needed to catch up. After final judgment, the sheriff sells the house at public auction. The sale must be advertised for at least four weeks, and the sheriff has 150 days from the writ of execution to hold it. You can ask the sheriff for two adjournments, each up to 30 calendar days. The lender can get two as well; one more is allowed if both sides agree, and a court can order more for good cause. After the sale, you generally have 10 days to redeem the house by paying the full amount due, including the judgment and sale costs. Free foreclosure mediation is available through the courts. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.

More: Read the Phillipsburg foreclosure information →

• New Jersey Courts — Foreclosure Self-Help →
• New Jersey Courts — Foreclosure FAQs →
• New Jersey statute — notice before final judgment →
• New Jersey statute — sheriff-sale procedures →
• New Jersey court opinion — sheriff-sale adjournments →

Yes. Mortgage balances, liens, back taxes, and your share of current property taxes are separate from closing costs we pay. Share the notices or payoff information you have so you can compare the written numbers for your property.

More: Read about property liens and balances →

Yes. Start with the address and the papers you have. You can ask about the sale before everything is gathered; Written offer and written terms before you commit; title-company closing.

More: Read about inherited property in Phillipsburg →