New Jersey Division of Taxation
New Jersey realty transfer fee rates, the graduated percent fee, and transfer-specific tax information.
Sell Your House Fast in Trenton, NJ — Cash Offer in 24 Hours
We buy houses as-is in Trenton and Mercer County, New Jersey, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You're going to get a fair price and not have to do anything. Just show up at settlement.
We give written cash offers in 24 hours. You get written terms before you commit, and closing is through a title company.
Call 888-274-5006 to talk through the property.
Hablamos Español
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address, condition, and what is making the sale difficult.
Seller reviews
Read homeowner reviews
See what sellers say about working with us
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Estimate your Trenton home-sale net proceeds
See what you'd actually walk away with. We started with Zillow's typical home value for Trenton, $348,502 (As of August 2026; Zillow typical home value for Trenton, NJ) (Source: Zillow Home Value Index), and the verified local transfer taxes or filing fees: New Jersey's graduated realty transfer fee, plus the separate graduated percent fee for taxable home sales over $1 million. Pick your home's condition, from light touch-ups to fire damage, and change any number.
Trenton, NJ illustrative estimate
Trenton, NJ illustrative home sale net proceeds estimate
The sale price is only the starting point. What matters is what you keep after your payoff, repairs, fees, and other costs come out. That's your net proceeds.
The home value starts with Zillow’s typical value for the area. Your house may be worth more or less. You can change the value and every cost below. Adjust anything you know, including your payoff, repair or credit risk, cleanout cost, agent commission, and how long you expect to carry the property.
Starting-value basis: Zillow typical home value for Trenton, NJ (As of August 2026): $348,502. Editable estimate, not an appraisal. Source: Zillow Home Value Index
See what you'd actually walk away with.
Your starting home-value estimate may come from a public source when one is available. You can edit that estimate and each cost input above; your property's actual value and closing costs may differ.
Choose the condition that best fits your home, then update the value, mortgage payoff, and cost inputs with what you know. The local-cost input is an editable cost reserve, not a verified local tax rate.
Three simple steps
1
Tell us about your house
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
Get your offer
We give written cash offers in 24 hours.
3
Close
Written offer and written terms before you commit; title-company closing.
Your situation
Selling a Trenton house when something has made it harder
Inherited
You stop paying for a house and get a fair price.
Foreclosure
If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
Fire damage
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Liens and back taxes
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Tenants
You're done — no turnover, no repairs, no more bad tenants.
Code violations
The fines don't stop while you think about it. They pile up, they add new ones, and every month takes another bite out of what the property is worth to you. We can buy it quickly, violations and all, so you stop the bleeding and keep your equity.
Divorce
You only have to agree on one thing — the price. After that we handle the rest, so there's nothing to argue about over repairs, contractors, showings, or who pays for what.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Trenton calculator →
Questions about the two options? Call 888-274-5006.
Trenton market snapshot
Use each measure with its stated source, geography, and period. Citywide figures provide context for comparing sale paths; they are not a price for one house.
Housing prices and selling conditions
These measures describe housing prices and selling conditions for the areas and periods shown. Compare them alongside repair costs, your mortgage payoff and selling costs.
| Measure | Value | Source and area | Period |
|---|---|---|---|
| Median sale price | $245,000 | Redfin · Trenton, NJ | Three months ending August 2026 |
| Median days on market | 49 days | Redfin · Trenton, NJ | Three months ending August 2026 |
| Homes sold | 119 homes | Redfin · Trenton, NJ | Three months ending August 2026 |
| Typical home value (Zillow ZHVI) | $348,502 | Zillow · Trenton, NJ | As of August 2026 |
| For-sale inventory | 488 homes | Zillow · Trenton, NJ | As of August 2026 |
Include utilities, other bills and any mortgage payments while waiting to sell. Allow time for closing, too.
New Jersey selling costs: the realty transfer fee
New Jersey charges the seller a realty transfer fee when the deed is recorded. The standard fee is graduated by sale price and calculated for each $500: $2.00 per $500 up to $150,000, $3.35 per $500 from $150,000 to $200,000, and $3.90 per $500 from $200,000 to $350,000. Above $350,000, a higher schedule applies to the whole price. For example, the standard fee on a $200,000 sale is $935. Some transfers are exempt, and some sellers qualify for a reduced rate; check the New Jersey Division of Taxation for the rules that fit your transfer.
A separate graduated percent fee also applies to taxable home sales over $1 million unless exempt. It is based on the whole price: 1% from over $1 million through $2 million, 2% from over $2 million through $2.5 million, 2.5% from over $2.5 million through $3 million, 3% from over $3 million through $3.5 million, and 3.5% above $3.5 million.
When you sell to us, we pay the closing costs, including New Jersey's realty transfer fee and any applicable graduated percent fee. Your mortgage, liens, back taxes and share of current property taxes are separate.
The calculator labels its editable New Jersey line as an estimated realty-transfer reserve; it is a planning input, not the full statutory fee schedule. You can change it to compare your own numbers. Read the New Jersey Division of Taxation fee information or its realty transfer fee FAQs.
What Trenton sellers should know
Trenton's housing includes older homes, compact New Jersey rowhouses, modest detached homes, small rentals, and compact multifamily properties. Downtown Trenton and Chambersburg are two local orientation examples. If the house has deferred maintenance, roof or porch repairs, old mechanicals, a city notice, or tenants, tell us what you know about the condition, occupancy, access, and timing. You do not have to finish repairs or a cleanout to ask us to review it as-is.
For more local orientation, see the Trenton neighborhoods page. The exact address and property facts still matter when you compare a sale path.
What sellers say about USA Home Buyers
Here's what sellers across Pennsylvania have said about working with us.
“Montgomery County divorce decree said the property had to be sold to finalize the estate division. The house in Swedeland was in both our names and both of us needed the money to move forward. One written offer, both signed it within an hour of receiving it. Closed in fifteen days.”
“Lost my position at a consulting firm and burned through savings faster than I expected. The lender filed in Montgomery County Common Pleas. My attorney said I had maybe three months before judgment. I had $83,000 in equity I was about to lose. USA Home Buyers had a written offer the next morning and we closed in twelve days. Case dismissed.”
“I accepted a position at a pharma company in New Jersey and had 30 days to relocate. Listing on the MLS wasn't an option. USA Home Buyers made a written offer within 24 hours and we closed the week before I had to start. Walked away with cash in hand and zero stress.”
Who we are
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
Trenton is a market we serve.
Useful Trenton and Mercer County offices
City of Trenton Division of Assessment
City property-assessment questions and assessment records.
Mercer County Board of Taxation
County board information for property-tax and assessment questions.
Mercer County Clerk e-recording portal
Electronic recording for Mercer County deeds and related property documents.
Mercer County Property Information Portal
County parcel and property information.
Questions about selling a house in Trenton
Can I sell a Trenton house as-is?
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
How is New Jersey’s realty transfer fee calculated?
The seller-paid fee is calculated in graduated price bands for each $500 of consideration. For a $200,000 sale, the standard fee is $935. A higher schedule applies above $350,000, and a separate graduated percent fee can apply to taxable home sales over $1 million. Exemptions and reduced rates may apply; check the New Jersey Division of Taxation for your transfer.
Which closing costs do you pay when I sell to you?
When you sell to us, we pay the closing costs, including New Jersey’s realty transfer fee and any applicable graduated percent fee. Your mortgage, liens, back taxes and share of current property taxes are separate.
Do I need to repair or clear out an older Trenton house first?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what you know about the roof, porch, mechanical systems, occupancy, and any city notice so we can review the actual property.
What should I share about a tenant-occupied Trenton property?
Tell us who lives there, what access is available, and what you know about the lease and timing. Those details help us review the property as it stands; a written offer and title-company closing still depend on the property facts and sale terms.
Tell us about your Trenton house
Share the address, condition, who is living there, and what you need to know. Call 888-274-5006 to talk through the property.
Hablamos Español
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address, condition, and what is making the sale difficult.
Hablamos Español