Inherited
You stop paying for a house and get a fair price.
Philadelphia, Pennsylvania
Sell Your House Fast in Philadelphia, PA — Cash Offer in 24 Hours
In Philadelphia and Philadelphia County, we buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You're going to get a fair price and not have to do anything. Just show up at settlement.
We give written cash offers in 24 hours. You get written terms before you commit, and closing is through a title company. Share the address, condition, and timing you have in mind.
Call 888-274-5006
Hablamos Español
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the house and the timing you have in mind.
Seller reviews
Read homeowner reviews
See what sellers say about working with us
Hablamos Español
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the house and the timing you have in mind.
Seller reviews
Read homeowner reviews
See what sellers say about working with us
Hablamos Español
Estimate what you could keep from a Philadelphia sale
See what you'd actually walk away with. We started with Zillow's typical home value for Philadelphia, $233,728 as of August 2026 (Source: Zillow Home Value Index), and the local transfer tax of 4.578%. Pick your home's condition, from light touch-ups to fire damage, and change any number.
Philadelphia, PA illustrative estimate
Philadelphia, PA illustrative home sale net proceeds estimate
The sale price is only the starting point. What matters is what you keep after your payoff, repairs, fees, and other costs come out. That's your net proceeds.
The home value starts with Zillow’s typical value for the area. Your house may be worth more or less. You can change the value and every cost below. Adjust anything you know, including your payoff, repair or credit risk, cleanout cost, agent commission, and how long you expect to carry the property.
Starting-value basis: Zillow typical home value for Philadelphia, PA (As of August 2026): $233,728. Editable estimate, not an appraisal. Source: Zillow Home Value Index
See what you'd actually walk away with.
Your starting home-value estimate may come from a public source when one is available. You can edit that estimate and each cost input above; your property's actual value and closing costs may differ.
Choose the condition that best fits your home, then update the value, mortgage payoff, and cost inputs with what you know. The local-cost input is an editable cost reserve, not a verified local tax rate.
Three simple steps
1
Tell us about your house
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
Get your offer
We give written cash offers in 24 hours.
3
Close
Written offer and written terms before you commit; title-company closing.
Choose the question closest to yours
Selling a Philadelphia house in a difficult situation
Foreclosure
You won't be doing this alone. We've been through this many times and we move fast. Our agreement of sale will often get a sheriff's sale postponed so we can close. It doesn't always work, but it works more often than people think — call us and we'll walk you through it.
Fire damage
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Liens and back taxes
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Tenants
You're done — no turnover, no repairs, no more bad tenants.
Code violations
The fines don’t stop while you think about it. They pile up, they add new ones, and every month takes another bite out of what the property is worth to you. We can buy it quickly, violations and all, so you stop the bleeding and keep your equity.
Divorce
You only have to agree on one thing — the price. After that we handle the rest, so there's nothing to argue about over repairs, contractors, showings, or who pays for what.
Repairs
You don't fix anything — not one thing.
Cash Offer or EZ Sale: compare the written numbers
Compare listing with a realtor, selling it yourself (FSBO), a Cash Offer, and EZ Sale on the same terms.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Philadelphia calculator →
Questions about the two options? Call 888-274-5006.
Philadelphia market snapshot
These city-level measures help you compare sale paths. They are not an offer or an appraisal for a particular house; condition, size, access, occupancy, title, and timing still matter.
Median sale price
$292,000
Redfin · Philadelphia, PA · Three months ending August 2026
Median days on market
50 days
Redfin · Philadelphia, PA · Three months ending August 2026
Homes sold
3,966 homes
Redfin · Philadelphia, PA · Three months ending August 2026
Typical home value (Zillow ZHVI)
$233,728
Zillow · Philadelphia, PA · As of August 2026
Redfin's median sale price and Zillow's typical home value are different measures; neither sets the value of one Philadelphia property.
Philadelphia selling costs: realty transfer tax
Philadelphia's combined realty transfer tax is 4.578%: 1% Pennsylvania state tax and 3.578% City tax. The City's realty transfer-tax information explains the local tax.
For example, on a taxable amount of $300,000, the full combined tax is $13,734 before contract allocation. That total is not automatically the seller's share. The calculator starts with an editable 2.289% half-rate reserve; the contract may allocate it differently. When you sell to us, we pay the transfer tax.
What Philadelphia sellers should know
Start with the exact address
Philadelphia city and Philadelphia County share the same boundary. This page covers that city-county area only; nearby Upper Darby, Camden, Cherry Hill, and Wilmington are separate municipalities outside this market.
Philadelphia includes attached rowhouses. If your house is attached, tell us about its roof, shared wall, access, and the repairs that matter to you. An address and its actual condition are more useful than assuming every home or block is the same.
U.S. Census Philadelphia place boundaries → Philadelphia County boundary data →
Neighborhood names are not property estimates
North Philadelphia, Kensington, Frankford, Mayfair, West Philadelphia, South Philadelphia, Germantown, and Mount Airy are Philadelphia areas. Their names do not tell you a particular house's price or repair condition. Share the exact address and what you know about the property.
If you have a city code notice or an estate-record question, keep the notice or paperwork and ask the relevant Philadelphia office what it handles for that address. The official links are below.
What sellers say about USA Home Buyers
Here's what sellers across Pennsylvania have said about working with us.
“Montgomery County divorce decree said the property had to be sold to finalize the estate division. The house in Swedeland was in both our names and both of us needed the money to move forward. One written offer, both signed it within an hour of receiving it. Closed in fifteen days.”
“Lost my position at a consulting firm and burned through savings faster than I expected. The lender filed in Montgomery County Common Pleas. My attorney said I had maybe three months before judgment. I had $83,000 in equity I was about to lose. USA Home Buyers had a written offer the next morning and we closed in twelve days. Case dismissed.”
“My father had lived in his split-level off Henderson Road for 42 years. When he moved to memory care, my siblings and I were left managing a house none of us lived near. It needed a new roof, updated plumbing — the works. USA Home Buyers gave us a fair cash offer and closed in 11 days. We didn't have to lift a finger.”
About USA Home Buyers
Experience and reach
Our founder bought his first property in 2004 — more than 20 years of buying houses.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
We buy nationwide and focus on the country's most promising markets — not tied to one region, so we don't get stuck when a local market turns.
Your offer and closing
We give written cash offers in 24 hours.
Written offer and written terms before you commit; title-company closing.
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Cash Offer and EZ Sale
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Read our Google reviews
USA Home Buyers is headquartered in King of Prussia, PA. Philadelphia is a market we serve; it is not our headquarters.
Useful Philadelphia offices
Department of Licenses and Inspections
City code requirements, including vacant or dangerous buildings.
Register of Wills
Probate and estate records; it also serves as Clerk of the Orphans’ Court.
City realty transfer-tax information
Philadelphia realty transfer-tax information and payment instructions.
Philadelphia City Planning Commission
City planning information and neighborhood context.
Philadelphia home seller questions
Do you buy Philadelphia houses that need work?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
How does a Cash Offer compare with EZ Sale?
USA Home Buyers buys the Cash Offer directly. It is 30 days or less and at a lower price. EZ Sale goes to one of our partners, is 60 days or less, and is higher than the Cash Offer. Both options have no repairs, no commissions, and no closing costs. Compare the written numbers and choose what works for you.
What is Philadelphia’s realty transfer tax?
Philadelphia’s combined realty transfer tax is 4.578%: 1% Pennsylvania state tax plus 3.578% city tax. On a $300,000 taxable amount, that is $13,734 in total tax before contract allocation; the total is not automatically the seller’s share. When you sell to us, we pay the transfer tax. The calculator uses an editable 2.289% half-rate reserve, and the contract may allocate the tax differently.
What should I compare with a listing or selling it yourself?
Compare the expected sale price after repairs, commissions, carrying costs, mortgage payoff, transfer tax, and other closing costs. The useful comparison is what you would keep, not just the price on the first page.
Where can I ask about a Philadelphia code notice or estate records?
Philadelphia’s Department of Licenses and Inspections handles city code requirements, including vacant or dangerous buildings. The Register of Wills provides probate and estate-record services and serves as Clerk of the Orphans’ Court. Their official pages are linked below.
Talk with us about a Philadelphia house
Share the property details or call 888-274-5006 about a Philadelphia sale.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Written offer and terms before you decide.
Hablamos Español
Nearby places and market pages
Nearby places include Upper Darby, Pennsylvania; Camden and Cherry Hill, New Jersey; and Wilmington, Delaware. They are separate municipalities, and properties outside Philadelphia city and Philadelphia County are not part of this page's market area.
Philadelphia sources and seller pages
- Philadelphia City Planning Commission
- Philadelphia Licenses and Inspections
- Philadelphia Register of Wills
- Philadelphia realty transfer-tax information
- Zillow Home Value Index data
- Redfin Philadelphia housing market
- Philadelphia market report
- Philadelphia neighborhoods
- Philadelphia seller FAQ
- Philadelphia seller resources
- Philadelphia seller articles
- How the Philadelphia sale process works
- Pennsylvania seller reviews
- Philadelphia selling guide
- Pennsylvania back-taxes guide