Mortgage-foreclosure auctions
For a mortgage-sale administration question, call 215-686-3530 or 215-686-3542 with your notice or docket details.
Philadelphia Sheriff: current mortgage-foreclosure auction list
Philadelphia, Pennsylvania · Foreclosure help
We buy houses as-is in Philadelphia and Philadelphia County.
Can I sell my Philadelphia house in foreclosure?
You won't be doing this alone. We've been through this many times and we move fast. Our agreement of sale will often get a sheriff's sale postponed so we can close. It doesn't always work, but it works more often than people think — call us and we'll walk you through it.
Yes. You may be able to sell before a mortgage sheriff's sale or a property-tax sale. The notice, sale date, payoff, and title work affect whether a sale can close in time. You can call or request a cash offer now, even if you do not have every payoff figure.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006We give written cash offers in 24 hours.
We'll give you a written cash offer within 24 hours.
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How we can work toward a closing
Call with the address and whatever notice you have; you do not need the exact payoff first. We can discuss a cash sale and give you written offer terms before you commit. If you decide to proceed, a title company reviews the ownership and payoff details. Our agreement of sale will often get a sheriff's sale postponed so we can close. It doesn't always work, but it works more often than people think.
When is your sheriff's sale?
Start with the notice you received. A mortgage-foreclosure case and a delinquent property-tax sale are separate processes with separate Philadelphia Sheriff auction lists. Check the list that matches your notice and compare the address or docket details; call the Sheriff to confirm the current date for your case.
Property-tax foreclosure auctions
For a tax-sale administration question, call 215-686-3530 or 215-686-3542 with the address and notice or docket details.
Philadelphia Sheriff: current tax-foreclosure auction listOfficial auction lists checked September 28, 2026.
You can contact us now with the address and notice, even if you do not yet have the payoff amount or court details.
Mortgage foreclosure and property-tax sales
Mortgage foreclosure, Act 91, and HEMAP
For certain delinquent mortgages on a Pennsylvania one- or two-family home that is the borrower's principal residence, the lender must send an Act 91 notice—a required pre-foreclosure letter—before filing for foreclosure. If you receive one and want to seek HEMAP, the Homeowners' Emergency Mortgage Assistance Program, meet a designated housing counselor within 33 days; the counselor then has 30 days from that meeting to submit an application to the Pennsylvania Housing Finance Agency (PHFA). HEMAP is a state mortgage-assistance loan program. Selling is another option, and you can call us when the letter arrives. See PHFA's HEMAP and Act 91 guidance (checked September 25, 2026).
Signing an agreement of sale alone does not automatically postpone a sheriff's sale. We use the agreement to ask for a postponement under Pennsylvania Rule of Civil Procedure 3121. Confirm directly with the plaintiff or Philadelphia Sheriff that the date has changed.
Delinquent property taxes and a tax sale
When property taxes go unpaid, the county can put the house up for a tax sale, and the county's notice gives the date. If a sale closes before that date, the delinquent taxes may be paid from the proceeds if enough money remains after other liens and closing costs. A sale agreement alone does not resolve the tax claim. Call us as soon as a notice arrives; timing matters. See the Real Estate Tax Sale Law, §§ 601–603 (checked September 25, 2026).
If the payoff may be more than the house is worth
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What to expect
Written offer and written terms before you commit; title-company closing.
- Call or use the form and tell us the address, the house's condition, and what the notice says. You can contact us before you know the exact payoff or sale status.
- We discuss the situation and give you written terms to read before you decide whether to proceed.
- If you choose to move forward, a title company—the firm handling deed, payoff, and settlement work—reviews ownership, authority to sign, mortgage payoff, taxes, liens, and any court or sale notices.
- The title company coordinates the closing details with the parties. If a sheriff sale is scheduled, confirm directly with the plaintiff or Philadelphia Sheriff whether the date has changed.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
To compare possible costs and proceeds, use the Philadelphia net-proceeds calculator; the title company confirms the actual payoffs and closing figures for a sale.
Help if you want to keep your home
Mortgage assistance
If you received an Act 91 notice, use the designated counselor listed with it. PHFA's HEMAP page has a county selector to find a designated housing counseling agency serving Philadelphia.
Pennsylvania Housing Finance Agency: HEMAPStatewide program; official guidance checked September 25, 2026.
Independent legal help for homeowners
Philadelphia Legal Assistance's Save Your Home Philly Hotline answers questions about mortgage or property-tax foreclosure papers, letters from the Sheriff, and City property-tax programs. The hotline is staffed by trained lawyers and paralegals who can connect you with a housing counselor or, in certain cases, refer you to legal services available to eligible low-income homeowners. Call 215-334-HOME (4663), Monday through Friday, 9 a.m.–5 p.m.
Philadelphia Legal Assistance: Save Your Home Philly HotlinePhiladelphia service; provider page checked September 25, 2026.
Philadelphia foreclosure questions
Can I contact you before I know the mortgage payoff or sale date?
Yes. Call 888-274-5006 or use either form now. Share the address and any notice you have; you do not need every payoff figure before asking about a cash offer.
How can I check whether my Philadelphia sheriff sale is still scheduled?
Use the matching Philadelphia Sheriff auction list above, then call the Sheriff or ask the plaintiff to confirm the current date for your docket.
What should I have ready when I call about a Philadelphia foreclosure?
Keep the mortgage or tax notice, any court or Sheriff letter, and a recent payoff statement nearby if you have one. If you do not have every document or figure yet, call anyway.
Housing prices and selling conditions
These measures describe housing prices and selling conditions for the areas and periods shown. Compare them alongside repair costs, your mortgage payoff and selling costs.
| Measure | Value | Source and area | Period |
|---|---|---|---|
| Median sale price | $292,000 | Redfin · Philadelphia, PA | Three months ending August 2026 |
| Median days on market | 50 days | Redfin · Philadelphia, PA | Three months ending August 2026 |
| Homes sold | 3,966 homes | Redfin · Philadelphia, PA | Three months ending August 2026 |
| Typical home value (Zillow ZHVI) | $233,728 | Zillow · Philadelphia, PA | As of August 2026 |
| For-sale inventory | 5,910 homes | Zillow · Philadelphia, PA | As of August 2026 |
Include utilities, other bills and any mortgage payments while waiting to sell. Allow time for closing, too.
More Philadelphia resources
We give written cash offers in 24 hours.
We'll give you a written cash offer within 24 hours.