Trenton, New Jersey · Mercer County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in Trenton and Mercer County, New Jersey, including homes with back taxes or liens. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. The title company and the responsible office or creditor confirm the current figures and instructions for the sale.
Written offer and written terms before you commit; title-company closing. You can call before you have every tax bill, notice, or payoff figure.
Call 888-274-5006 to talk through the house and ask for a cash offer.
Share the property address and what you know about the bill, notice, lien, or payoff. You can call before you have every record or balance.
We'll give you a written cash offer within 24 hours.
Share the address and what you know about the notice, payoff, creditor, or tax account.
Prefer to call? 888-274-5006.
A lien is a legal claim that can affect a property or the money due at closing. A payoff is the current amount and instructions a creditor or tax office provides to settle an obligation. An older bill or notice is a starting point; ask the office or creditor for the current balance and payment or release instructions.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The title company checks ownership and recorded claims for the sale. The creditor or tax office confirms its own current amount and instructions. Mortgage balances, liens, back taxes, and your share of current property taxes are separate from the closing costs; the closing figures show the payoffs and other amounts handled in this transaction.
If you have them, start with the property address and parcel number, latest tax bill or delinquency notice, lien or court paper, current mortgage or creditor payoff statement, and any tax-sale or Sheriff’s sale notice or case number. The office or creditor named on a notice confirms its current account and instructions; the title company checks the records that affect the sale. Share what you have and call before everything is assembled.
For Trenton property-tax accounts and tax-sale information, start with the City of Trenton Division of Tax. For recorded Mercer County property documents, use the Mercer County Clerk recording portal. An assessment record is different from a current payoff; use the City Division of Assessment for assessment questions.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Tell us the Trenton address, what you know about the house and the amount owed, and any notice or timing concern. Start with what you have; you do not have to work out the payoff before calling.
We review the house as it stands and put the proposed offer, payoff treatment, responsibilities, and closing terms in writing before you decide whether to proceed.
If you choose to proceed, the title company checks ownership and recorded claims. The creditor or tax office confirms its current payoff and payment or release instructions for the account.
The title company prepares the closing figures showing the sale price, confirmed payoffs, applicable charges, and what remains after those items. Review the written figures and terms before the title-company closing.
Written offer and written terms before you commit; title-company closing.
Use the office that matches the bill, notice, or record. Trenton properties use the City’s tax office for city tax accounts; properties elsewhere in Mercer County have a different municipal tax office. A tax-sale notice and a mortgage-foreclosure case are separate, so confirm each one with the office named on its own notice.
The City says its Division of Tax bills and collects Trenton property taxes, sends delinquency notices, holds an annual tax sale, and provides property-tax sale and foreclosure information. Use the current bill or notice and ask the Division about that account’s balance and status.
Use this portal for Mercer County recorded-property document questions, such as a deed or mortgage record. A recorded document is not a current payoff quote; the creditor or tax office confirms its own balance and instructions.
Use the City’s Assessment Division for questions about the property’s assessment. An assessment is not the same as a current tax balance, lien payoff, sale price, or amount left after closing.
The Sheriff’s sale information is for the mortgage-foreclosure track. Check the current court and Sheriff’s notice for the case status and sale date; a property-tax sale has a separate notice and status.
Trenton’s Division of Tax describes an annual city tax sale for delinquent property taxes. A mortgage foreclosure is a different, court-run process in New Jersey; after final judgment, the house can be sold at a public Sheriff’s auction. Use the tax notice for a city tax-sale question and the court or Mercer County Sheriff for a mortgage-case question. Don’t use one process’s notice or date to infer the status of the other.
Read the City of Trenton Division of Tax information →
Check Mercer County Sheriff’s foreclosure-sale information →
If the notice concerns mortgage foreclosure, see our Trenton foreclosure page for the separate court process.
New Jersey charges a seller-paid realty transfer fee when a deed is recorded. Its amount is calculated in $500 increments using price bands. A separate graduated percent fee can also apply to a home sale over $1 million unless the transfer is exempt; its rate is based on the full sale price. Certain eligible New Jersey residents who are 62 or older, blind, or disabled may qualify for a reduced rate when selling a one- or two-family home they own and live in. Ask the closing professional which rate, exemption, or reduction applies to the sale.
When you sell to us, we pay the closing costs, including New Jersey's realty transfer fee and any applicable graduated percent fee.
Mortgage balances, liens, back taxes, and your share of current property taxes are separate from the closing-cost promise.
Read the New Jersey Division of Taxation’s realty transfer fee information →
Use the Trenton home-sale net proceeds calculator with your own estimates for value, mortgage payoff, liens or back taxes, repairs, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition.
Here's what sellers across Pennsylvania have said about working with us.
“Montgomery County divorce decree said the property had to be sold to finalize the estate division. The house in Swedeland was in both our names and both of us needed the money to move forward. One written offer, both signed it within an hour of receiving it. Closed in fifteen days.”
“Lost my position at a consulting firm and burned through savings faster than I expected. The lender filed in Montgomery County Common Pleas. My attorney said I had maybe three months before judgment. I had $83,000 in equity I was about to lose. USA Home Buyers had a written offer the next morning and we closed in twelve days. Case dismissed.”
“I accepted a position at a pharma company in New Jersey and had 30 days to relocate. Listing on the MLS wasn't an option. USA Home Buyers made a written offer within 24 hours and we closed the week before I had to start. Walked away with cash in hand and zero stress.”
Yes. USA Home Buyers buys houses as-is in Trenton and Mercer County, New Jersey, including houses with back taxes or liens. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. The current amounts and payoff instructions are confirmed with the responsible office or creditor as the sale moves forward.
The tax office or creditor named on the bill, notice, or payoff statement confirms its current amount and instructions. Trenton’s Division of Tax handles Trenton property-tax accounts and tax-sale information; Mercer County recorded-property records are a separate source. The title company checks ownership and recorded claims for the transaction. A record search or assessment is not a current payoff quote.
No. Trenton’s annual property-tax sale is separate from a mortgage foreclosure, which goes through the New Jersey courts and may lead to a Mercer County Sheriff’s sale. Follow the notice and official office for the process it names; one notice does not establish the status or deadline for the other.
New Jersey charges a realty transfer fee when a deed is recorded, and a separate graduated percent fee may apply to a home sale over $1 million unless the transfer is exempt. Eligibility rules can reduce or exempt a fee. When you sell to us, we pay the closing costs, including New Jersey’s realty transfer fee and any applicable graduated percent fee. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.
If they are handy, start with the property address, parcel number, latest property-tax bill or delinquency notice, lien or court paper, current mortgage or creditor payoff statement, and any tax-sale or Sheriff’s sale notice or case number. You can call before you have everything.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
We talk through the property and the information you have, review the house as-is, and put the proposed offer and terms in writing before you decide. If you choose to proceed, the title company checks ownership and recorded claims, works with the relevant creditor or tax office on payoff information, prepares the closing figures, and handles the title-company closing.
Call 888-274-5006 or use the form above. Start with the Trenton address and whatever tax, lien, or payoff information you have.