Pontiac, MI › Fire Damage
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.
Yes. USA Home Buyers buys houses as-is in Pontiac, MI and Oakland County. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. Tell us what happened and ask for a written cash offer.
Call USA Home Buyers at 888-274-5006We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us what happened and what you know about access. You can ask before you have every record.
Sell without cleaning up, repairs, or hauling debris
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not need to clear out the house or finish repairs before asking us about a sale. Tell us what you already know about the damage; do not enter an unsafe home to gather details.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
Tell us about the damage
Describe what happened and any access limits you know about. You can call or use the form before you have every record in hand.
Review written terms
We discuss the property with you and give you a written offer and written terms before you commit. We give written cash offers in 24 hours.
Choose whether to close
If you decide to proceed, a title company handles the closing. The actual transaction determines its timing and property-specific requirements.
When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Pontiac building safety and permit questions
Do not enter a structure that may be unsafe. Follow instructions from the fire or building officials and utility providers responsible for the property. Before repairs, demolition, or other work, ask the City of Pontiac Building Safety Division what permits or inspections apply to that address.
The Building Safety Division is at City Hall, 47450 Woodward Avenue, Pontiac, MI 48342. Its official page lists building-safety services and forms; contact the division through that page or City Hall for property-specific instructions.
Compare rebuilding with selling as-is
Put written repair estimates and a realistic work schedule next to the as-is offer. Include the time and cost of holding the property while repairs are underway, and confirm your own insurance and mortgage requirements before comparing what you would keep.
Use the Pontiac calculator to compare a possible listing net with an as-is sale using your own assumptions. It is a planning estimate, not a fire-damage assessment, contractor quote, or written offer.
Real seller reviews
Testimonials are real, from our transactions, verified and approved by our attorneys. The Google profile and rating are for USA Home Buyers as a company, not a Pontiac-only score; each testimonial keeps the seller's actual location.
What sellers say about USA Home Buyers
Questions about selling after a fire
Call 888-274-5006 or use the form below to talk through the damage. You can ask about a sale before repairs or cleanup.
Fire-Damaged House Pontiac MI — Common Questions
Can I sell a fire-damaged house in Pontiac, MI?
Yes. USA Home Buyers buys houses as-is in Pontiac, MI and Oakland County. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I have to clean up, repair, or remove debris before selling?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not need to enter an unsafe house to gather information for us.
Who keeps the insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the house or start repairs after a fire?
Follow the fire or building officials’ and utility providers’ instructions for the property. Do not enter a structure that may be unsafe or assume cleanup, demolition, remediation, or occupancy is permitted. Ask the City of Pontiac Building Safety Division which permits or inspections apply before work begins.
What happens after I ask about an offer?
Tell us what happened and what you know about safe access, the fire report, utilities, and any notices. We discuss the damage and give you a written offer and written terms before you commit. If you choose to proceed, a title company handles the closing.
Who pays closing costs when I sell to you?
When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the property and what you know about the damage and access.
Want to discuss the property by phone? Call 888-274-5006.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us what happened in Pontiac and what you want to compare.