Pontiac, Michigan · Oakland County · How it works

How Selling Your Pontiac House to Us Works

1. Tell us about the house

USA Home Buyers buys houses in Pontiac, Michigan, and Oakland County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Start with the address, condition, who lives there, access, and the timing you have in mind. You can start the conversation before every property question is settled.

Call 888-274-5006 or use the form to tell us what you know about the Pontiac house.

We give written cash offers in 24 hours.

Start with the address and the property details you know.

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By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

We'll give you a written cash offer within 24 hours.

2. The sale, step by step

From the property conversation to settlement

  1. Talk through the property

    We ask about the house as it sits, its condition, access, occupancy, ownership, and the timing you are considering. You can start with what you know and bring up questions as they become clearer.

  2. Read the written offer and terms

    We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific terms before you decide whether to proceed, compare another path, or stop before signing.

  3. Work through title, signing authority, and payoffs

    If you choose to proceed, the title company reviews the deed, who can sign, mortgage payoff information, recorded liens, taxes, and the documents needed for settlement. Bring the statements and notices you have so the questions for this property can be checked.

  4. Review the settlement sheet and close

    A settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.

    You're going to get a fair price and not have to do anything. Just show up at settlement.

Cash Offer or EZ Sale: compare the written numbers

3. Two ways to sell. Compare the written Cash Offer and EZ Sale terms, then choose the option that fits your house and plans.

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

Swipe across the table to compare all four selling options.

FactorList with a realtorFSBOCash OfferEZ Sale
TimelineMarket-dependentMarket-dependent30 days or less60 days or less
PriceHighest, if it sellsVariesLower priceHigher price than the Cash Offer
RepairsRepairs may be needed before listing or after inspectionThe seller handles repair decisionsNo repairsNo repairs
CommissionsAgent commissions apply under the listing agreementNo listing-agent commission; the seller handles the saleNo commissionsNo commissions
Closing costsSeller costs depend on the contract and settlement statementSeller costs depend on the contract and settlement statementNo closing costsNo closing costs
ShowingsThe seller prepares for and coordinates showingsThe seller markets the property and coordinates showingsNoneNone
Who buysRetail buyerRetail buyerUSA Home Buyers buys directlyGoes to one of our partners
CertaintyDepends on the buyer, inspections, financing, and contractDepends on finding and qualifying a buyerWritten offer and written terms before you commit; title-company closing.Written offer and written terms before you commit; title-company closing.
Net proceedsCompare the expected sale price after commissions, repairs, costs, and waitingCompare the expected sale price after seller-managed costs and workCompare the written price after your payoff and other property obligations. No commissions. No closing costs.Compare the written price after your payoff and other property obligations. No commissions. No closing costs.

Compare what you would keep after costs with the Pontiac, MI calculator →

Questions about the two options? Call 888-274-5006.

4. Useful local details

Pontiac and Oakland County offices

Pontiac is in Oakland County. The right office depends on the question and the property’s actual municipality. These official pages are starting points for estate, land-record, property-tax, and city building-safety questions; the title company checks the records and documents that apply to your sale.

Oakland County · estate questions

Oakland County Probate Court ↗

If an estate is involved, start with the court’s official information. The title company checks which estate papers and signatures are needed for the property sale.

Oakland County · recorded land documents

Oakland County Register of Deeds ↗

Use the county’s property and land-record information as a starting point. The title company reviews the records that apply to this sale.

Oakland County · property taxes

Oakland County Treasurer ↗

For a property-tax question, check the actual bill and use the county treasurer information that applies to the property.

City of Pontiac · building and safety notices

City of Pontiac Building Safety Division ↗

If you have a City of Pontiac building-safety notice, keep it with the property papers and check the city’s official information for that notice.

City of Pontiac · city tax questions

City Treasurer ↗

For a city property-tax question, check the bill and the City Treasurer’s official information. The title company confirms the figures used for the sale.

5. Closing numbers

Read the settlement figures and transfer taxes

The settlement sheet shows the sale price, mortgage payoff, liens, taxes, other costs, and the amount scheduled for disbursement. Ask about any line you do not recognize.

For an ordinary taxable Michigan sale, the state real estate transfer tax is $3.75 for each $500 of value at the time of sale, or part of $500. The county transfer tax is generally another 55 cents for each $500, or part. At that county rate, a $100,000 sale has $750 in state tax and $110 in county tax, $860 total. The seller is generally responsible under state law. State and county exemptions are separate, so the property’s county, sale value, and any exemption need to be checked for the actual sale.

When you sell to us, we pay the closing costs.

Your mortgage, liens, back taxes, and share of current property taxes are separate settlement figures. The title company confirms the final numbers for your sale.

Pontiac, MI Home Sale Net Proceeds Calculator

Calculator

Compare what you would keep from listing your house or selling as-is for cash. Change the repair costs, cleanout, monthly bills and closing costs to fit your house.

6. When things get difficult

We stay with the process

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

What sellers say about USA Home Buyers

7. Questions and contact

Find the next answer for your situation

Call 888-274-5006 or start with the address and what you know about the house. You do not have to settle every question before the conversation.

Pontiac process questions

Can I start before every property question is settled?

Yes. Start with the Pontiac address and what you know about condition, occupancy, access, and timing. You can bring up an estate, payoff, lien, tax, or title question while details are still being gathered.

What do I receive before deciding whether to proceed?

We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.

Who checks title, signing authority, and mortgage payoffs?

The title company reviews the deed, who can sign, mortgage payoff information, recorded liens, taxes, and the documents needed for settlement. Bring the statements or notices you have; an estate or court question may also need the appropriate professional or office.

How are Michigan real estate transfer taxes figured?

For an ordinary taxable sale, Michigan state real estate transfer tax is $3.75 for each $500 of value or part of $500. The county tax is generally another 55 cents for each $500 or part. The county rate and any state or county exemption need to be checked for the actual sale.

What closing costs do you pay if I sell to you?

When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate settlement figures.

Ready to talk through your Pontiac house?

Call 888-274-5006 or share the address and property details you know in the form. Questions are welcome before every detail is settled.

We give written cash offers in 24 hours.

Start with the address and the property details you know.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

We'll give you a written cash offer within 24 hours.

Call Now 888-274-5006