Pontiac, MI · Seller FAQ
Questions About Selling a House in Pontiac, MI
USA Home Buyers buys houses as-is in Pontiac, Michigan, and Oakland County.
These answers cover what you may keep after sale costs, repairs, timing, Michigan transfer taxes, foreclosure, and estate paperwork.
Call 888-274-5006 or use the form on this page. Start with the question you have now.
Request a Pontiac cash offerWe give written cash offers in 24 hours.
Share the address and what you are weighing. You can call before every paper is gathered.
We'll give you a written cash offer within 24 hours.
Money and choices
Compare what you keep, not only the sale price
Net proceeds are the money left after the sale price is reduced by costs and balances tied to the house. Compare the written price with repairs, selling costs, mortgage payoff, liens, taxes, and the time you may carry the property.
Compare possible Pontiac net proceeds with editable assumptions →
We have two ways to buy. Open the Cash Offer and EZ Sale comparison to compare the written program terms. You can also compare a cash offer with listing in the cash offer versus listing guide.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Pontiac, MI calculator →
Questions about the two options? Call 888-274-5006.
Pontiac seller questions, answered
Do I need to repair, clean out, or clear a City notice before selling my Pontiac house?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. If a City of Pontiac building-safety or code notice is involved, share the notice and property details; the City Building Safety Division handles city building-safety questions.
How quickly can I get a written cash offer, and what do I see before deciding?
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.
How do I compare what I may keep from selling my Pontiac house?
Net proceeds are what remains after the sale price is reduced by the costs and balances tied to the property. Compare the written price with repairs, selling costs, mortgage payoff, liens, taxes, and the time you may carry the house. The calculator lets you change assumptions; the title company confirms the final settlement figures for the actual sale.
What transfer taxes apply when a Pontiac house sells?
For an ordinary taxable Michigan sale, the state real estate transfer tax is $3.75 for each $500 of the property’s value at the time of sale, or part of $500. The county real estate transfer tax is generally another 55 cents for each $500, or part of $500. State and county exemptions are separate, so the property’s county, sale value, and any exemption need to be checked for the actual sale. When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes. This does not pay your mortgage, liens, back taxes, or your share of current property taxes.
Can I sell my Michigan house while mortgage foreclosure is underway?
A sale may still be possible if the required payoff or redemption can be completed before the applicable deadline. Michigan mortgage foreclosure auctions are commonly called sheriff's sales. In a foreclosure by advertisement, six months after the sale is the most common redemption period, but shorter and longer periods apply. Redemption requires the sale amount plus required interest and charges, not just the missed payments. Have the title company or an attorney confirm the sale status, exact deadline, and amount needed before relying on a closing date. Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
Can I call about an inherited Pontiac house before I have every estate paper?
Yes. You can call with what you know; you do not need to gather every paper before starting the conversation. Before closing, the ownership and signing authority need to be checked against the actual estate and title records. Oakland County Probate Court is a local starting point for estate-court questions.
Start with a question
You can call before you have everything figured out
Tell us the property address and what is happening. A foreclosure notice, estate paper, or City notice may help answer a later question, but you do not need to gather every document before calling.
Call 888-274-5006 or use the offer form above.
Local help
Which Pontiac or Oakland County office can answer a records question?
The City and County handle different questions. For City building-safety matters, contact the City of Pontiac Building Safety Division. Oakland County’s Probate Court, Register of Deeds, and Treasurer are useful starting points for estate-court, deed and property-record, and property-tax questions. Confirm the parcel and the office that handles its specific record.
More detail
Pontiac seller guides and situation pages
Open the page that fits the question you are working through, or use the calculator to compare the numbers for your house.
- Pontiac net proceeds calculator →Change the assumptions and compare possible sale proceeds for your house.
- Foreclosure →Review sheriff’s-sale status, payoff, redemption, and deadline questions.
- Inherited property →Keep estate records and signing-authority questions together.
- Code violations and serious repairs →Start with the actual notice, property condition, and City office involved.
- Property liens →Review lien and payoff questions tied to the property.
- Tenant-occupied property →Consider occupancy, access, and timing for a tenant-occupied house.
- Divorce sale →Review ownership and sale-coordination questions.
- Fire-damaged property →Keep property condition and insurance questions in view.
- Pontiac seller guide for 2026 →Compare as-is sale options and common seller situations in more detail.
- As-is sale options in Pontiac →Compare the available ways to sell an as-is Pontiac house.
- How the Pontiac process works →See how written terms and title-company closing fit into the sale.
- Cash offer versus listing comparison →Compare a direct offer with the costs and work of listing.
What sellers say about USA Home Buyers
Still have a Pontiac house question?
Call 888-274-5006 or use the form above. Start with the facts you know; ask about a cash offer whenever you are ready.
Ask about a cash offer