Portsmouth, Ohio · Scioto County · Seller questions
Questions About Selling a House in Portsmouth, OH
USA Home Buyers buys houses as-is in Portsmouth and Scioto County, Ohio. These answers cover what you may keep, sale options, costs, timing, paperwork, and situations that can make a sale feel complicated.
Call 888-274-5006 or use the form to ask about a written cash offer. Start with the facts and questions you have now.
Money and choices
Compare what you keep, not just the sale price
Net proceeds are what remain after sale costs and payoffs. Compare the written price with repairs, commissions, cleanout, carrying costs, mortgage payoff, liens, taxes, and other property-specific amounts. Your actual comparison depends on the house and its written terms.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Portsmouth calculator →
Questions about the two options? Call 888-274-5006.
Portsmouth seller questions, answered
What could I keep if I sell my Portsmouth house for cash?
The sale price is not the amount you keep. Compare the written price with mortgage payoff, liens, taxes, closing costs, repairs, cleanout, and the cost of carrying the house. The amounts depend on the property and the terms for that sale.
Do I need to repair, clean, or empty my house before selling to you?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What is the difference between a Cash Offer and EZ Sale?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
How soon can I get an offer, and how do I review the terms?
We give written cash offers in 24 hours. A Cash Offer is listed at 30 days or less; EZ Sale is listed at 60 days or less. Before you commit, we provide the written offer and terms. Closing takes place through a title company, and you can review the terms for the actual house before deciding.
Do you pay the closing costs?
When you sell to us, we pay the closing costs. This doesn't pay a mortgage balance, liens, back taxes, or your share of current property taxes; those amounts can affect what you keep.
What is the Ohio conveyance fee, and who pays it?
Ohio charges a conveyance fee when a house sells. State law sets a $1 fee per $1,000 of the sale price, and allows a county to add up to $3 per $1,000. The exact local amount depends on the county and sale price. The Ohio conveyance fee is due when the property transfers. When you sell to us, we pay it.
Ask the Scioto County Auditor about the local conveyance fee →
Can I ask about selling a house with a mortgage, lien, or back taxes?
Yes. We can discuss a house with a mortgage, lien, or back taxes. Those balances are separate from closing costs and affect what you keep; their actual amounts are part of the property-specific sale comparison.
What if my house is in mortgage foreclosure or has a sheriff’s sale date?
Ohio mortgage foreclosures go through court. You can generally still stop the sale before the judge confirms it—even after the auction—by depositing the full judgment amount, costs, and applicable interest with the court clerk (Ohio Rev. Code §2329.33). Our agreement of sale will often get a sheriff's sale postponed so we can close. It doesn't always work, but it works more often than people think.
Can I ask about an inherited house before every estate document is ready?
Yes. You can call while estate papers are still coming together. Before closing, the estate records and title review establish who has authority to sign.
Can I talk with you if a tenant still lives in the house?
Yes. You can ask about a house that is still occupied. The lease, occupancy, and timing shape which sale options fit, and we can discuss the situation before you decide what to do.
Can I ask about a house with fire damage or open code issues?
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We can discuss fire damage or open code issues with the property as it stands.
What if a divorce or court order affects who can sign?
Ownership records and any applicable court orders determine who has authority to sign. We can discuss the property while you sort out what those records allow.
Can I call before I have all the paperwork figured out?
Yes. Start with the address and what you know about the property. You can call before every detail is clear; we can talk through the situation and what matters next.
Start with a question
You can call before you have everything figured out
You do not need every document gathered or a final decision made. Start with the Portsmouth address and the question or timing on your mind. We can talk through what you know about the house and who lives there. Call 888-274-5006 and ask what you want to know.
Local help
A Scioto County office for conveyance-fee questions
For a property in Scioto County, the Auditor is the local office to contact with a conveyance-fee question. Use the official Scioto County Auditor portal as a starting point and ask about the specific property and sale.
More detail
Portsmouth seller pages and next steps
Still have a Portsmouth house question?
Call 888-274-5006 or use the form above. Tell us what is happening with the house; you can ask before you have every answer or document.