How lien and tax payoffs work
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The lender, creditor, or tax office confirms its current balance and payoff instructions. The title company reviews recorded property documents and works with those offices to account for the payoffs in the closing.
Records and the next step
Share the property address and any tax bill, lien notice, loan statement, creditor letter, or payoff statement you have. If you don't have the paperwork, call with the address anyway. We can start the conversation before you have every balance or record.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
- We talk through the house, the notice, and what payoff information you have.
- You get a written offer and written terms before you commit, and we close through a title company.
- The title company reviews the property records, confirms payoff details with the lender or tax office, and prepares the closing figures.
- Close as fast as 7 days when title and closing details allow.
Kootenai County tax and property records
Kootenai County Treasurer handles property-tax lookup and payment and shares the County's tax-sale information. Call 208-446-1005 or visit the Kootenai County Treasurer.
Idaho property-tax bills are mailed in November. Payment is due December 20, or you can pay half by December 20 and the rest by June 20 of the following year. Read the Idaho State Tax Commission's payment-date guidance.
The Kootenai County Recorder handles recorded property documents and deed-recording information. A deed of up to 30 pages costs $15 to record. Idaho has no state real-estate transfer tax. See the County's recording documents and fee information, Idaho Code §31-3205 on recorder fees, and Idaho Code, Title 63.
A mortgage foreclosure follows a different process from a property-tax sale. Read our Post Falls foreclosure information if you have a mortgage-foreclosure notice.
Compare your options and ask a question
Use your own payoff and cost estimates to compare possible sale proceeds. If you're not sure what a notice means, call us and we'll talk it through with you.
Post Falls lien and back-tax questions
Can I sell my Post Falls house with liens or back taxes?
Yes. We buy houses with liens or back taxes. Call us with the property address and what you know about the notice; you can start before you have every balance or record.
Do I have to pay off liens or back taxes before closing?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Who confirms the current payoff amount?
The lender, creditor, or tax office confirms its current balance and payoff instructions. The title company reviews recorded property documents and coordinates the payoff figures for closing.
What should I bring when I call about a lien or tax notice?
Share the property address and any tax bill, lien notice, loan statement, creditor letter, or payoff statement you have. You can call before you have all the paperwork.
Is a property-tax sale the same as a mortgage foreclosure?
No. A sale for unpaid property taxes follows a different process from a mortgage foreclosure. Kootenai County Treasurer provides property-tax and tax-sale information.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Talk through the property
Call 888-274-5006 or use the form to tell us about the house and any tax or lien notice.