Providence, RI · Providence County / Market report
Providence, RI Housing Market and Selling Costs
Use this report to compare Providence market measures, the costs of listing or waiting, and a direct as-is sale. USA Home Buyers buys houses in Providence, Rhode Island and Providence County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Want a written cash offer to compare? Call 888-274-5006 or use the form.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address, condition, occupancy, and timing you are considering.
Providence market numbers
Keep the source, place, and period with each figure
These measures describe market activity and modeled home values for their stated geography and period. Use them as context while comparing your choices, not as a price for one address.
Housing prices and selling conditions
These measures describe housing prices and selling conditions for the areas and periods shown. Compare them alongside repair costs, your mortgage payoff and selling costs.
| Measure | Value | Source and area | Period |
|---|---|---|---|
| Median sale price | $581,750 | Redfin · Providence, RI | Three months ending August 2026 |
| Median days on market | 25 days | Redfin · Providence, RI | Three months ending August 2026 |
| Homes sold | 407 homes | Redfin · Providence, RI | Three months ending August 2026 |
| Typical home value (Zillow ZHVI) | $434,698 | Zillow · Providence, RI | As of August 2026 |
| For-sale inventory | 235 homes | Zillow · Providence, RI | As of August 2026 |
Include utilities, other bills and any mortgage payments while waiting to sell. Allow time for closing, too.
Zillow's typical home value is a modeled measure, not a completed-sale price: $434,698 (As of August 2026; Zillow typical home value for Providence, RI).
What the numbers mean
A city-wide figure cannot price your particular house
Sale activity and a modeled home value measure different things. For your own comparison, look at the house's condition, repairs, access, whether tenants live there, and the timing you need. A tenant-occupied house or one that needs work may compare differently from a vacant, ready-to-show house.
Also account for the bills that continue while you wait, such as utilities and insurance, along with payoff and selling costs. The Providence-wide measures are background; they do not set the price or costs for your address.
Local selling costs
Rhode Island's real estate conveyance tax
Rhode Island charges a real estate conveyance tax when the deed is recorded. Since October 1, 2025, the rate is $3.75 for each $500 of the price, or any part of $500. The price includes any mortgage or lien that stays on the property. By law, the seller pays unless the parties agree otherwise.
For a residential sale in 2026, a second tax at the same rate applies to the part of the price above $824,000. That threshold is adjusted for inflation each year.
When you sell to us, we pay the closing costs, including Rhode Island's real estate conveyance tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.
R.I. Gen. Laws § 44-25-1 — tax rate, threshold, and who pays·Rhode Island Division of Taxation — rate effective October 1, 2025·Rhode Island Division of Taxation — 2026 threshold
What you may keep
Sale price and money left after costs are different numbers
Start with a realistic sale price or written offer, then account for the costs tied to your house. These can include mortgage payoff, liens, back taxes, current-property-tax share, repairs, cleanout, and other selling costs. Listing may also add commission and the bills you carry while you wait. What remains after costs—not the headline price—is the amount to compare.
Change the planning assumptions to fit your house and compare the sale price with what may remain after costs.
Providence Home Sale Net Proceeds Calculator
CalculatorCompare what you would keep from listing your house or selling as-is for cash. Change the repair costs, cleanout, monthly bills and closing costs to fit your house.
Providence market report questions and seller reviews
Questions about the report
Do Providence market numbers tell me what my house is worth?
No. The figures describe market activity or a modeled value for the place and period shown. They do not price your particular house. Condition, repairs, tenants, access, and timing can change the comparison.
What Rhode Island conveyance tax could apply when I sell?
Since October 1, 2025, Rhode Island's real estate conveyance tax is $3.75 for each $500 of the price, or any part of $500. A residential sale above $824,000 in 2026 also pays that rate on the amount above the threshold. When you sell to us, we pay the closing costs, including Rhode Island's real estate conveyance tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.
How is the sale price different from what I may keep?
The sale price is the amount before costs. What remains depends on the written sale terms, mortgage payoff, liens, back taxes, current-property-tax share, and selling costs. A listing may also involve repairs, cleanout, commission, and bills while you wait. Use the calculator link on this page to compare your assumptions.
Do you buy houses as-is in Providence and Providence County?
Yes. USA Home Buyers buys houses as-is in Providence, Rhode Island and Providence County, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
How do I request a written cash offer?
Use either form on this page or call 888-274-5006. We'll give you a written cash offer within 24 hours.
Reviews retain each seller's recorded location; they are not presented as Providence transactions unless the review identifies Providence.
What sellers say about USA Home Buyers
Here's what sellers have said about working with us.
“The three-decker on Charlton Street had a chimney collapse in February — took out the back wall of the second floor. Structural damage, water intrusion from the open wall. My insurance company offered $37,000. Contractor said $61,000. I'm not fighting that battle. USA Home Buyers made a fair offer the next day. Closed in nine days.”
“Massachusetts foreclosure is non-judicial — the lender can foreclose by advertisement without going to court, and it can happen in as little as three months. I was behind and didn't realize how fast it would move. USA Home Buyers explained the timeline and had a written offer the same day I called. Closed in eleven days. Foreclosure cancelled.”
“I had a rental on Grafton Street that I'd been managing for eight years. Problem tenant, lead paint issues, city notices piling up. I couldn't afford to fix it and didn't want to go through eviction. USA Home Buyers bought it as-is with the tenant still there. Done in 11 days.”
Providence seller resources and next steps
Choose a page that matches what you are weighing, whether that is an inherited house, tenants, repairs, liens, or a deadline. Or send the address and compare a written cash offer with your other options.