What we take on
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not have to arrange a cleanout, remove debris, or finish repairs before discussing a sale. Tell us what happened and what you know about the property's condition and access.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
- Tell us the St. Augustine or St. Johns County address, what happened, and what you know about the damage and access.
- We give written cash offers in 24 hours. You receive the written offer and terms before you commit.
- If you choose to proceed, a title company handles the closing.
When you sell to us, we pay the closing costs, including Florida documentary stamp tax and, where applicable, the Miami-Dade deed surtax. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Local safety, repair, and permit contacts
If fire or building officials, a utility, or your insurer has restricted access, stay out and follow the directions for the actual property. Before starting repair or demolition work, ask the office responsible for the address whether permits or inspections apply to that work.
The City of St. Augustine and St. Johns County have separate building and permit offices. Not sure which one covers the house? Call us — we’ll sort it out with you.
Compare rebuilding with selling as-is
Compare the repair estimate, time to rebuild, carrying costs, and likely sale value after repairs with your written as-is sale terms. The calculator compares estimated listing proceeds with an as-is sale using your assumptions.
Just an estimate — the actual number could be more or less depending on the home's condition.
Compare estimated St. Augustine sale proceeds →Questions and contact
Call 888-274-5006 to talk about the property, the damage, or a sale. We answer 24/7.
Fire-Damaged House in St. Augustine, FL — Common Questions
Will you buy a fire-damaged house in St. Augustine or St. Johns County?
Yes. USA Home Buyers buys houses as-is in St. Augustine and St. Johns County. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I keep my insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we’ll walk through it with you.
Do I need to clean up, repair, or haul debris before selling to you?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what happened and what you know about the property's condition and access.
Can I enter the property after a fire?
If fire or building officials, a utility, or your insurer has restricted access, stay out and follow the directions for that property. Do not enter a structure you believe is unsafe.
Which office handles permits for a fire-damaged property?
Not sure which office covers the property? Call us — we’ll sort it out with you. Before repair or demolition, contact that office about permits or inspections.
How can I compare rebuilding with selling as-is?
Compare the repair estimate, time to rebuild, carrying costs, and likely sale value after repairs with the written as-is terms. The calculator compares estimated listing proceeds with an as-is sale using your assumptions.
What happens after I ask about a sale?
Tell us the St. Augustine or St. Johns County address, what happened, and what you know about the damage and access. We give written cash offers in 24 hours, with written offer terms before you commit; if you choose to proceed, a title company handles the closing.
What our sellers say
“My renters skipped out in the middle of my rental property needed 20k in work sold it to these guys instead good people”
“bought a fixer upper in akron and ran out of money place was torn down to the studs they took it off my hands and saved my credit highly recommend”
“Got ripped off by a roofer... didn't have the money to finish the job... they bought it with a tarp on the roof and didn't blink...”
We give written cash offers in 24 hours.
Tell us about the property, the damage, and any access restrictions.