St. Augustine, FL · St. Johns County · How it works
How Selling Your St. Augustine House to Us Works
USA Home Buyers buys houses as-is in St. Augustine and St. Johns County, Florida. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can start with what you know; every property question does not have to be settled first.
We answer 24/7 at 888-274-5006. Call with a question or tell us about the house in the form.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the St. Augustine-area address, condition, occupancy, access, and timing. Start with what you know.
From the first conversation to settlement
The sale, step by step
1. Talk through the house
Your first conversation is with USA Home Buyers. We ask about the address, current condition, occupancy, access, ownership, and timing. Tell us about a payoff, lien, tax account, estate, or notice if it is part of the situation. You can start before every detail is settled.
2. Read the written offer and terms
We give written cash offers in 24 hours. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before deciding whether to proceed. You get a written offer and written terms before you commit, and we close through a title company.
3. Work through title and payoffs
The title company checks the deed, ownership, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. Share the statements, notices, and estate papers you have so the title company can identify what else this sale requires. A mortgage payoff, lien, back tax, or current property-tax share is separate from the closing costs we pay below.
4. Review the settlement figures and close
The settlement sheet shows the sale price, payoffs, taxes, costs, and the amount scheduled for disbursement. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. If you proceed, the title company confirms the final numbers and handles the closing paperwork.
You're going to get a fair price and not have to do anything. Just show up at settlement.
Two ways to sell to us
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
St. Augustine and St. Johns County details
Check which local office handles the address
The City of St. Augustine and St. Johns County publish separate planning and building resources. A St. Augustine postal label or neighborhood name alone does not establish which jurisdiction applies. If a permit or building question affects the sale, start with the office named on the notice and check the actual address with the responsible local office.
Before the signatures
Read the settlement sheet and closing costs
Florida deed documentary stamp tax is generally 70¢ per $100, or fraction of $100, of consideration in most counties. The title company shows the applicable amount with the other transaction figures. Read the Florida Department of Revenue documentary stamp tax guidance →
When you sell to us, we pay the closing costs.
Your mortgage payoff, liens, back taxes, and share of current property taxes are separate settlement items. Ask the title company about any line you do not recognize before signing.
When the process gets difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions and next steps
Find the guidance that fits your situation
St. Augustine process questions
Can I start before every property question is settled?
Yes. Start with the address and what you know about condition, occupancy, access, ownership, and timing. You can begin the conversation while payoff, lien, tax, or estate details are still being checked.
Who checks title, signing authority, and payoffs?
The title company reviews the deed, ownership, who can sign, mortgage payoffs, liens, taxes, and the records needed for settlement. Bring the statements and notices you have so the title company can identify the questions for this sale.
What is the difference between Cash Offer and EZ Sale?
Cash Offer — USA Home Buyers buys directly. 30 days or less. Lower price. No repairs, no commissions, no closing costs. EZ Sale — goes to one of our partners. 60 days or less. Higher price than the Cash Offer. Still no repairs, no commissions, no closing costs. Compare the written numbers and choose what works best for you. EZ Sale includes partner visits.
Who pays Florida documentary stamp tax when I sell to you?
When you sell to us, we pay the closing costs. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate settlement items.
Does a St. Augustine mailing address tell me which local office handles a property question?
No. The City of St. Augustine and St. Johns County have separate local resources. Check the actual address with the City map and confirm which office handles the question; a postal label or neighborhood name alone does not establish jurisdiction.
St. Augustine Home Sale Net Proceeds Calculator
CalculatorCompare what you would keep from listing your house or selling as-is for cash. Change the repair costs, cleanout, monthly bills and closing costs to fit your house.
Talk through your St. Augustine house
We answer 24/7 at 888-274-5006. Call with a question, or start with the property details in the form.