Stroudsburg, Pennsylvania · Borough of Stroudsburg · Monroe County

Can I Sell My Stroudsburg House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. We buy houses as-is in the Borough of Stroudsburg and Monroe County. The current payoff and whether sale proceeds cover the claims are property-specific; the responsible creditor or tax office and the title company check those details.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Start with the address and whatever lien, tax, or court notice you have.

Call 888-274-5006 to talk through the property.Ask for a cash offer

Talk through your Stroudsburg lien or tax question

Share the property address and what you know about the lien, tax account, creditor, or notice. You can start with what you have.

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Tell us the address and what you know about the notice, payoff, creditor, or tax account.

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Prefer to call? 888-274-5006.

How lien and tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

A lien is a claim that can affect the property or the money due at closing. A payoff is the current amount and instructions from the creditor or tax office. The title company checks the recorded claims for the sale, and the lienholder or tax office confirms its current payoff and release instructions. The closing-cost promise does not pay your mortgage, liens, back taxes, or share of current property taxes; those are separate items in the transaction.

The actual payoff and available sale proceeds matter. If you have a tax notice or payoff statement, we can talk before you have every document or balance.

Records that help — and who checks them

Bring the property address, parcel number if available, tax bill or county notice, mortgage or lien payoff statement, creditor letters, deed, or court papers. Monroe County's Assessment Office can help with parcel and assessment records; the Recorder of Deeds keeps recorded land documents; the Tax Claim Bureau handles delinquent county property-tax accounts. Those records help identify the question, but a current payoff comes from the responsible creditor or tax office and the title company checks the transaction. You can call us before you have everything.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk about the house and the records you have

    Start with the Stroudsburg address, what you know about the lien or tax account, and the timing that concerns you. You don't have to settle the record before calling.

  2. 2. Review the house and written terms

    We discuss the house as it stands and give you the proposed price and sale terms in writing before you decide. We give written cash offers in 24 hours.

  3. 3. Let title and the payoff holders check the file

    If you choose to move ahead, the title company checks ownership and recorded claims for the transaction. The creditor or tax office supplies current payoff and release information, and the closing team works through the required documents and figures with you.

  4. 4. Review closing terms and close through a title company

    The written terms show the sale, payoffs, and other closing items. Written offer and written terms before you commit; title-company closing.

Stroudsburg and Monroe County offices

The Borough of Stroudsburg is in Monroe County. For a Borough tax bill, contact the Borough Tax Collector; for delinquent county real-estate taxes or a tax-sale notice, contact Monroe County's Tax Claim Bureau. Check the office that issued your bill or notice for the current account.

Monroe County Recorder of Deeds ↗

The Recorder maintains county land records and recording routes. Its listed address is One Quaker Plaza, Room 106, Stroudsburg, PA 18360; call 570-517-3969. A public record is not a title review for a particular sale.

Monroe County mortgage-foreclosure diversion program ↗

The Monroe County Court lists a Residential Mortgage Foreclosure Diversion Program involving court intervention, housing counseling, and conciliation conferences. Use the court's program information for mortgage-foreclosure questions; it does not establish a particular property's eligibility or change a case deadline.

Tax-sale, mortgage-foreclosure, and transfer-tax facts

Monroe County delinquent property taxes

When property taxes go unpaid, the county can put the house up for a tax sale, and the county's notice gives the date. If a sale closes before that date, the delinquent taxes may be paid from the proceeds if enough money remains after other liens and closing costs. A sale agreement alone does not resolve the tax claim. Call us as soon as a notice arrives; timing matters. (Real Estate Tax Sale Law, §§601–603.)

Check Monroe County Tax Claim Bureau information →

Mortgage foreclosure is a separate process

A mortgage foreclosure is not the same as a county tax sale. A mortgage foreclosure involves the mortgage creditor and a court matter; Monroe County Court lists a Residential Mortgage Foreclosure Diversion Program involving housing counseling and conciliation conferences. Check the current court notice and program information for the case in front of you.

Read the Monroe County mortgage-foreclosure diversion program information →

Pennsylvania realty-transfer tax

Pennsylvania charges a 1% state realty-transfer tax, and local transfer tax may also apply. The applicable tax depends on the property's municipality and transaction. When you sell to us, we pay the transfer tax. When you sell to us, we pay the closing costs.

Transfer taxes and closing costs are separate from your mortgage, liens, back taxes, and share of current property taxes. Those amounts have their own payoff or settlement treatment.

Read Pennsylvania Revenue's realty-transfer-tax information →

Compare possible net proceeds

Use the editable Stroudsburg, PA home-sale net proceeds calculator with your own estimated value, mortgage payoff, lien or tax amount, repairs, cleanout, carrying costs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Stroudsburg home-sale net proceeds calculator →

What sellers say about USA Home Buyers

Stroudsburg property liens and back taxes questions

Can I sell my Stroudsburg house with back taxes or liens?

Yes. We buy houses as-is in the Borough of Stroudsburg and Monroe County. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. The title company and the responsible creditor or tax office check the current figures for the property.

Do I need all the lien and tax records before I call?

No. Call us with the property address and whatever notice, bill, payoff statement, or court paper you have. You can start before every county, creditor, or title detail is assembled.

Who handles Monroe County delinquent property taxes?

The Monroe County Tax Claim Bureau handles delinquent real-estate tax collection and tax-sale questions. The Borough of Stroudsburg Tax Collector handles Borough billing questions. Use the office that matches the bill or notice and ask it to confirm the current account.

Is a property-tax sale the same as mortgage foreclosure?

No. A county tax sale concerns delinquent real-estate taxes; mortgage foreclosure is a separate creditor and court process. Monroe County Court lists a Residential Mortgage Foreclosure Diversion Program for mortgage-foreclosure matters.

What records should I have ready?

Start with the property address, parcel number if you have it, tax bill or sale notice, current mortgage or lien payoff statement, creditor letters, and any court papers. The Monroe County offices can help with the records they keep, while the creditor and title company confirm transaction-specific payoff and release details.

What if the payoff is more than my house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. Any payoff or release still depends on the lender and the details of that transaction.

What happens after I contact you?

We talk through the house and the information you have, then provide written sale terms before you decide. If you choose to move ahead, the title company reviews the title and works with the relevant creditor or tax office on payoff details for closing.

Visit the Stroudsburg market page →Read about selling during foreclosure →Browse Stroudsburg seller resources → See how the Stroudsburg sale process works →

Talk through the property

Call 888-274-5006 or use the form above. Start with the Stroudsburg address and the tax or lien information you have.

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